ࡱ> BDA bjbjss .22uuuuu8=*=,=,=,=,=,=,=1?AJ,=uv++^vv,=uu:A=BBBvvuu*=Bv*=BB.zХcpF=W=0=N,D\DzDuz"B,=,=^=vvvvD2 ;: Date Dear Valued Customer: Subject: Equitable Life introduces new Collateral Loan Program The Equitable Life Insurance Company of Canada is pleased to join with TD Canada Trust to offer our whole life insurance policyholders the opportunity to use the cash surrender value of their policies as collateral for loans from TD Canada Trust. Whether youre looking to access tax-deferred funds to: Supplement your retirement income, Expand your business, Fund business continuation, Renovate your home, Pay for a wedding or trip, Do whatever you dream of _________________________________ (Insert your dream here!) We can help make it happen! TD Canada Trust Investment Lending Services will lend up to 90% of the cash surrender value, to a maximum of $450,000, at preferred interest rates provided their regular lending requirements have been met. Your financial advisor would be happy to show you how a TD Canada Trust loan can fit into your financial plan. Start putting your life insurance policy to work for you now. Talk to your advisor today. Signatures Speak with your financial advisor to discuss and understand the loan program and how it may affect your policy before proceeding. The approval of any loans under this program are subject to TD Canada Trusts discretion. If approved, your loan agreement is with TD Canada Trust and not Equitable Life. 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