ࡱ> ILHo bjbj .,֘zf֘zfB `-----AAA8y$LA+&+++++++$-c0,+-,+--A+F--++(h)0]xYjz(*W+0+(|11 ))1-)0"2,+,++1 :  This is intended as a general summary of benefits and should not be construed as a legal contract. Please contact the Corporate Administrator for further information. Changes in benefit plans may be made each year as approved by the Board of Directors. Health Insurance/ Prescription* *Physicians with a UT faculty appointment enroll with the UT Health Insurance Plan.CONTACT UT FACULTY AFFAIRS OFFICE FOR PREMIUM COVERAGEPension UTP Contributes UTP OPTS OUT OF FICA FICA (Social Security) is no longer paid effective 1/1/2010.Full-time and part-time employees. 7.5% of W-2 earnings up to Federal Limit. Employees will have two tiers of allocation to their pension. As a first tier allocation, UTP will allocate an employer contribution equal to 7.5% of his/her compensation up to the Social Security Taxable Wage Base (https://www.ssa.gov/news/press/factsheets/colafacts2020.pdf) The second tier allocation will be equal to a percentage of his/her compensation above the Social Security Taxable Wage Base based on age and years of service as follows: Age Years of Service Employer Contribution % < 35 n/a 3% = > 35 < 5 years 5% = > 35 = > 5 years 7% = > 50 = > 5 years 9%Employee Contribution (no match) 403(b) - Traditional pre-taxed contribution 403(b) ROTH After tax contribution, but distributions are not taxed. Full-time and part-time employees. Eligible on date of hire to participate; form must be completed. Employee may elect to contribute up to the IRS Limit. If over 50 years of age, employees may elect to contribute up to $6,500.00 additional.Long Term Disability UTPEmployees who work 30 plus hours weekly. Eligible on date of hire. 60% of monthly earnings. Benefits begin after 90 consecutive days of disability. Maximum benefit is $10,000/month.Short Term Disability Employees who work 30 plus hours weekly. Eligible date of hire. 60% of income up to $500 maximum benefit per week for 9 weeks.Flexible Spending/Dependent Day Care Accounts Employee ContributesFull-time and part-time employees. Medical Expense & Dependent Care Accounts. Before-tax contributions for out-of-pocket expenses.Medical Malpractice Insurance $1,000,000 each claim/$3,000,000 aggregate limit through UTP million excess coverage available     UNIVERSITY OF TOLEDO PHYSICIAN, LLC 2020 Physician Benefits At A Glance    " # $ % 9 ^ ` w x   @ l - . [     ܸ􁁁{ h4kCJ hVuCJ h 9CJh2h2CJ hjlhjl *hchjl5>*hjlhjl5>* hCJhAh o5>*CJhAh1K5CJ hvM5CJ hA5CJhAh o5CJ h o5CJ h5CJ h oCJ h oCJ0  " # $ x dqkd$$Ifl0H(04 la & F$IfgdvM $IfgdA$If$If$a$  @ l - . 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