ࡱ> c .bjbj 4x[\x[\& *****CX,,,,") 5CCCCCCC$EH : CALIFORNIA STATE UNIVERSITY, CHANNEL ISLANDS SYLLABUS FIN 300 - Business Finance (Class Number 1237) Term: Fall 2017 Instructor: Rakesh Varma Class room: Library 1360 Office: Class Schedule: 6:00 PM - 9:00 PM Wednesday E-mail: Course Description FIN 300 is a required introductory finance course for all undergraduate business students. Prerequisites for this class are ACCT 220 (Managerial Accounting), MATH 140 (Calculus for Business Applications) or MATH 150. FIN 300 introduces students to theories and practices of principles of planning, procuring, and controlling long-term and short-term financial resources of business organizations. Main topics include financial statement and analyses, Time Value of Money, capital budget, debt and equity markets, security valuation, risk/return and diversification, cost and structure of capital, dividend policies, and raising capital. FIN 300 is a critical element of business education. It helps students understand how business financial decisions are made and how they are integrated with other business arena. Learning Outcomes Students completing this course will be able to: Explain and apply theories and concepts of business finance. The students should be able to: Identify the ultimate goal of financial management (2,3,5*) Construct and analyze financial statements(1,2,3,5) Calculate Time Value of Money(TVM) and apply TVM skills to stocks and bonds valuation(1,2,3,5) Estimate various investment criteria and evaluate capital budget decisions(1,2,3,5) Explain the trade-off relationship between risk and return and apply Capital Asset Pricing Theory (1,2,3,5) Calculate and apply Weighted Average Cost of Capital (1,2,3,5) Describe financial leverage and optimal/target capital structure (1,2,3,5) Evaluate different dividend policies and conceptualize clientele effect (1,2,3,5) Identify various methods and channels of raising capital(1,2,3,5) Analyze real-world business finance case(s) using business finance theories and practices (1,2,3,4,5,6) Work collaboratively in a group environment (1,2,3,4,5,6) *Above Learning Outcomes aligns with MVS Program Learning Outcomes for: 1) Critical thinking, 2) Oral communication, 3) Written Communication, 4) Conduct (Ethics), 5) Competencies in discipline, 6) Collaboration Required Materials Essentials of Corporate Finance, 9th Edition, by Stephen A. Ross, Randolph W. Westerfield, and Bradford D. Jordan. New York, NY: Irwin McGraw-Hill, 2016. The text book is available in e-book format and students should be able to purchase the e-book access by registering at:  HYPERLINK "http://bit.ly/StudentRegistration" http://bit.ly/StudentRegistration. Please refer to the enclosed flyer as well to get information about MH Connect. Students will need to purchase the e-book access in order to complete homework assignments so this purchase is not optional. Students can purchase a hardcover or a loose-leaf version of the textbook, in addition to the e-book configuration, if they wish to have this book on a permanent basis for their personal library. A Financial Calculator: Many financial calculators are available on the market. TI BAII is supported by the textbook. Make sure the calculator you have is able to calculate Net Present Value (NPV) and Internal Rate of Return (IRR). It is the students responsibility to purchase a calculator with financial functions and learn to operate it. Always Bring Your Textbook and Calculator to Class. Blackboard and CI email: Students must have accesses to course Blackboard and CSUCI email accounts. Business/Finance/Economic news: It is recommended that you are updated on current business/finance/economic news. You can find the latest issues of  HYPERLINK "http://www.wsj.com/" \h The Wall Street Journal and  HYPERLINK "http://www.businessweek.com/" \h BusinessWeek at the university library, or find daily business/finance news on websites such as  HYPERLINK "http://www.bloomberg.com/" http://www.bloomberg.com/,  HYPERLINK "http://money.cnn.com/" http://money.cnn.com/etc., or by entering the course Blackboard page and click on Business News links Grading and Homework Assignments: Grading will be based on a combination of performance on homework assignments, exams and class participation. With the exception of the first week, there will be an exam every week that will cover the material covered in the class or textbook in prior weeks class. There will be no midterm or final exams. I encourage students to collaborate with each other for hands-on exercises in the class and expect them to complete homework and exams themselves. I give generous amount of homework to ensure that students can practice and master the concepts. Students must not expect to learn Finance, Accounting, Mathematics or any other quantitative course material by simply reading the book. Problem solving is an essential part of learning, understanding and mastering the concepts. I do not accept late homework submissions or offer make-up exams. Students will be provided complete solutions to homework problems after the expiration of the submission deadline. The grading distribution for the course will be as follows: Weight Homework 30% Exams 67% Class Participation 3% I do not curve the results unless an overwhelming majority of the class performs exceptionally well or poorly. Also, I do not drop the lowest score on the homework or the exams. My exams require critical thinking and I would encourage students to read the assigned chapters prior to coming to the class lectures. Students must not rely only on perusing the PowerPoint slides if they expect to do well in the course. A careful reading of the assigned chapters is essential. Class Participation Active learning is a key for success. A very important element in active learning process is class participation and discussion. Therefore, it is critical that sudents complete assigned readings, homework, and online quizzes (in this order) on time. During the class, students will be called upon to explain chapter concepts, answer questions, or present homework/quiz solutions. Policies Add/drop, withdraw, and incomplete policy: Students should comply with the university policy for add/drop, withdraw, and incomplete procedure. No late work will be accepted. This policy applies to homework assignments, case analysis, all exams and quizzes. Cell Phones, Calculators, and Laptops: Cell phones must be set to Off. If you are expecting an urgent call you may set it to Vibrate and leave the classroom to answer the call. Texting is not allowed and cell phones shall not be visible during class at any time. Programmable calculators are not allowed on homework, quizzes, and exams. No laptop computers are allowed in classroom. In order to follow lectures better, students should print out Power Point Presentations posted on Blackboard for each chapter before the lecture. Statement of Academic Integrity: This course will adhere to  HYPERLINK "http://www.csuci.edu/studentlife/student-conduct/academic-dishonesty.htm" CSUCIs academic dishonesty policy. Accommodations for Students with Disabilities: Cal State Channel Islands is committed to equal educational opportunities for qualified students with disabilities in compliance with Section 504 of the Federal Rehabilitation Act of 1973 and the Americans with Disabilities Act (ADA) of 1990. The purpose ofHYPERLINK "http://www.csuci.edu/drp/index.htm" \h  Disability Resource Program is to assist students with disabilities to realize their academic and personal potential. Students with disabilities needing accommodation are required to contact the Disability Program office at (805) 437-3331. All requests for accommodations need appropriate advance notice by the student to avoid a delay in services. Please discuss approved accommodations with me as soon as the semester starts. Tentative Course Schedule WeekTopics & Chapters to Read (before lectures)Assignments*1(8/30)Course Administration Chapter 1: Introduction to Financial Management Chapter 2: Financial Statements, Taxes, and Cash Flow 2(09/06)Chapter 3: Working with Financial Statements**Exam Chapters 1 and 2 and Homework Chapters 1 and 2 3(09/13)Chapter 4: Introduction to Valuation: The Time Value of Money Chapter 5: Discounted Cash Flow ValuationExam Chapters 3 and Homework Chapter 34(09/27)Continue Chapter 5Exam Chapter 4 and Homework Chapter 45(10/04)Chapter 6: Interest Rate and Bond Valuation Exam Chapter 5 and Homework Chapter 56(10/11)Chapter 7: Equity Markets and Stock ValuationExam Chapter 6 and Homework Chapter 67(10/18)Continue Chapter 7 Homework Chapter 78(10/25)Chapter 8: Net Present Value and Other Investment CriteriaExam Chapter 7 and Homework Chapter 7 9(11/01)Chapter 10: Some Lessons from Capital Market History**Exam Chapter 8 and Homework Chapter 8 10(11/08)Chapter 11: Risk and ReturnExam Chapter 10 and Homework Chapter 1011(11/15)Chapter 12: Cost of CapitalExam Chapter 11 and Homework Chapter 1112(11/22)Continue Chapter 1213(11/29)Chapter 13: Leverage and Capital Structure Homework Chapter 12 and Exam Chapter 1214(12/06)Chapter 14: Dividends and Dividend Policy Chapter 15: Raising CapitalHomework Chapter 13 and Exam Chapter 1315(12/13)Continue Chapter 15 Homework Chapter 14 and Exam Chapter 14 16(12/20)Exam Chapter 15 and Homework Chapter 15 Note: Information contained in this syllabus, other than that mandated by the University, may be subject to change with advance notice, as deemed appropriate by the instructor. Topics and assignments and their timing listed under the tentative course schedule may be adjusted during the semester depending on the pace and needs of the class. -67>?R`defghqvz~񶦶}si}\R}EsE}hUHhOJQJaJhGOJQJaJhUHh3|TOJQJaJh OJQJaJhi6cOJQJaJhUHh3[OJQJaJ hnhd~hczOJQJaJh}hOJQJ *h'4hOJQJnHtH *h'4hOJQJnHtHh|7h zCJOJQJaJh|7h3[5CJOJQJaJhFh3[5OJQJh|7h3[CJOJQJaJ-67Rfgh   T U V gdA.=gdB$a$gdA.=$a$gdA.= ^`gdTgd|3gdngd3[$a$gdgd3[$a$gd3[gd3[Ⱥxjxjxj\jNjDhUHOJQJaJhUH0JCJOJQJaJh 0JCJOJQJaJhi6c0JCJOJQJaJ hUHhM^0JCJOJQJaJhi6cOJQJaJhUHh3|TOJQJaJhUHh3[OJQJaJh'4h3[OJQJaJ *h'4h3[OJQJaJh'4h'4OJQJaJh'4hGOJQJaJ h'4h|30JCJOJQJaJhUHhxEOJQJaJ        ķ~l]QEQ9QEQhw{OJPJQJ^JhOOJPJQJ^JhBOJPJQJ^Jh}hA.=B*OJQJph"h|7hA.=5>*CJOJQJaJh h3[OJQJh hnOJQJ^Jh[OJQJ^JhE$OJQJ^Jh h3[OJQJ^Jh h2?OJQJ^Jh h;OJQJ^Jh=OJQJ *h'4hGOJQJ *h'4hnOJQJ *hi6ch3[OJQJaJ g k u z 7 X S T U V h i 4 I nƾvj^^OhO h2OJPJQJ^JhOOJPJQJ^JhiOJPJQJ^Jh`OJPJQJ^Jh2OJPJQJ^Jh}hA.=OJQJh}hA.=B*OJQJph+h|7hA.=5>*B*CJOJQJaJphhnOJQJhA.=OJQJhq_OJPJQJ^JhB0JOJQJhd~OJPJQJ^JhBOJPJQJ^JhBV h i 4 h c GH 3Zx]^Zgd2$a$gdA.= & FgdA.= & Fdgd2m$ & Fdgd2m$gdA.=$h^h`a$gdA.=$a$gdA.=c  89FGHI ǻuujZOhn5>*OJQJh()h26OJPJQJ^JhA.=5>*OJQJh}hA.=OJQJhQ6OJQJh25h2OJPJQJ^Jh_ qOJPJQJ^JhtQOJPJQJ^Jh9sOJPJQJ^Jh2OJPJQJ^JhO h2OJPJQJ^JhO hO OJPJQJ^JhKOJQJhO hO OJQJhVOJQJ 34STUV|~FGHλvvhFCj *h'40J5B*CJOJQJUaJfHphq  *h|3hA.=5OJQJ" *h|3h`5OJPJQJ^J *h+@5OJPJQJ^J" *h|3h5OJPJQJ^J" *h|3h.5OJPJQJ^J% *h|3h.5>*OJPJQJ^J( *h|3h.56>*OJPJQJ^Jh}hA.=OJQJ"h|7hA.=5>*CJOJQJaJ34Gjk/0!"\]LM$a$gd3|T $h^ha$gdA.= d^gdG)sm$ $^a$gdG)s $ & F a$gd;, & Fdgd2m$ $^a$gd` $ & Fa$gdA.=$a$gdA.=HTuwx ./0F⟄zszlzbzbZOC8h h2OJQJh h2>*OJQJh`h`OJQJh|3h`5 *h|3hG)s5 *h'45 *h+@5 *h|3h`54 *h|nh'40JCJOJQJaJfHq Cj *h'40J5B*CJOJQJUaJfHphq @ *h|3h'40J5B*CJOJQJaJfHphq : *h'40J5B*CJOJQJaJfHphq ! !"ɽsgsgXsXgLhG)sOJPJQJ^Jh2h2OJPJQJ^Jh2OJPJQJ^Jh#OJPJQJ^JhOOJPJQJ^JhOhO>*OJPJQJ^Jh;,h,SOJQJhG)shG)sOJQJh;,h3|T5OJQJh;,h,S5OJQJh h2OJPJQJ^JhG)s5OJQJh h25OJQJh h2OJQJh2OJQJ"+,34@Bi'(45Ǹǰǰǰp^NjhOOJPJQJU^J#jh20JOJPJQJU^J hW6h20JOJPJQJ^J+jh2>*B*OJPJQJU^JphU(hW6h2>*B*OJPJQJ^JphUh2jh2Uh#h2OJPJQJ^JhW6h2OJPJQJ^JhOOJPJQJ^JhO>*OJPJQJ^JhW6hO>*OJPJQJ^J GT\]d ոugYNYF>Fh|3OJQJh=yOJQJhD5>*OJQJh|3h=y5>*OJQJh|3h3|T5>*OJQJh}h3|TOJQJhD5>*CJOJQJaJ"h|7h3|T5>*CJOJQJaJhA.=OJQJhW6h2OJPJQJ^Jh2OJPJQJ^J h.KhO0JOJPJQJ^JjhOOJPJQJU^JhOOJPJQJ^JhOhOOJPJQJ^J>HIM´wkaTaJTaTahlOJQJaJh}h3|TOJQJaJh#OJQJaJhzJh3|T>*OJQJh>*OJQJhaOJQJh2OJQJhzJOJQJh'4h'45>*OJQJh'4hI5>*OJQJh'4h#5>*OJQJh'4h=y5>*OJQJhDOJQJh|3h|35OJQJh|3h=y5OJQJh=yOJQJh#OJQJ  &!!# $ & F1$a$gd, $ & Fa$gd=$a$gd=$a$gd^$}gd,00]0^0`gd, $7$8$H$a$gd3|T p^p`gd# p^p`gd3|T $]a$gdzJ 4PWhj L T ] ɷzogg_gheOJQJhi3OJQJhW%hp,OJQJhW%hmOJQJh|3OJQJh0OJQJhW%h,OJQJhW%h|OJQJhW%h,5OJQJ"hE=)h,5>*CJOJQJaJh3|TOJQJh'4h#5>*OJQJhKOJQJaJh#OJQJaJh}h3|TOJQJaJ ] g r { | &!D!^!r!!!!!!!!S"IJ|th]RGRh}h &OJQJh}h,OJQJheh,OJQJheh,>*OJQJhv!OJQJh}h/AOJQJh3|TOJQJh}h=OJQJheh=>*OJQJh}h=5OJQJ"hE=)h=5>*CJOJQJaJh:5>*OJQJhi3OJQJheOJQJhW%h OJQJhW%h,OJQJhW%h:OJQJS"W""""#A#I#J#Q#u###########C$Ƚyn_M@he>*OJPJQJ^J"jhe>*OJPJQJU^JhGhGOJPJQJ^Jh}h=OJQJh}h=5OJQJheh=>*OJQJhh}OJQJhh,SOJQJhhaOJQJhhNOJQJhh,OJQJhh3|TOJQJhi3h,5OJQJh}h &OJQJh}h,OJQJh}h,SOJQJC$D$E$g$h$i$k$l$$$%%%%%%%\'}'ȷ٫yqmbqR=y1h zOJPJQJ^J(jhcHhG>*OJPJQJU^JhcHhG>*OJPJQJ^JjheUhejhGUhcHhGOJPJQJ^JhcHhehG>*OJPJQJ^JhcHh=OJPJQJ^JhcHOJPJQJ^J hehcH0JOJPJQJ^J hehG0JOJPJQJ^J"jhe>*OJPJQJU^J(jhe>*OJPJQJU^J#l$''''''''' $$Ifa$gd2 $$Ifa$gd2$a$gd,$a$gd:gdG & FgdcH & FdgdcHm$ }'~'''''''''''''''''ȶ}oaP>/h|35CJOJQJ^JaJ#h,h5CJOJQJ^JaJ h,hDCJOJQJ^JaJhCJOJQJ^JaJhCJOJQJ^JaJhQtCJOJQJ^JaJ h,hCJOJQJ^JaJhJ55>*OJQJhE=)h LCJOJQJaJ"hE=)h L5>*CJOJQJaJh^5>*OJQJhf75>*OJQJhY!5>*B*OJQJphhGhcHhGOJPJQJ^J'''',(c(p`P@0$$Ifa$gdLO$$Ifa$gdi$$Ifa$gd2$$Ifa$gd|3kd$$IfTl-F%cf0d&6    4 laytT'''''+(,(a(b(c(d(e(f(g(l(m(((((((((((())ϿϠϏπqbVhCJOJQJaJh,hCJOJQJaJh5CJOJQJ^JaJhDo5CJOJQJ^JaJ h,hDCJOJQJ^JaJ#hLOh5CJOJQJ^JaJh5CJOJQJaJh,h5CJOJQJaJ#h,h5CJOJQJ^JaJh|35CJOJQJ^JaJhfiX5CJOJQJ^JaJc(d(e(n(((`P@0$$Ifa$gd$$Ifa$gdi$$Ifa$gd|3kd$$IfTlLF%cf0d&6    4 laytT$$Ifa$gd((()F)m)rbYYP $Ifgd $Ifgd}$$Ifa$gd|3kd,$$IfTlF%0d&6    4 layt(bT)F)l)m)n)o)p)t)u)v)w))))))))))))))) *ǵ|m|YJh,hCJOJQJaJ&h,hD5CJOJQJ\^JaJhlBhlBCJOJQJaJhCJOJQJaJh&|5CJOJQJ^JaJh|35CJOJQJ^JaJhfiX5CJOJQJ^JaJ#h,h5CJOJQJ^JaJh,hDCJOJQJaJhlBhCJOJQJaJhCJOJQJaJhLOhCJOJQJaJm)n)w)))rbYP $Ifgd $IfgdLO$$Ifa$gd&|kd$$IfTlF%0d&6    4 layt(bT)))) *rbYY $IfgdPg$$Ifa$gd&|kdf$$IfTlF%0d&6    4 layt(bT * ********D*E*j*k*l*m*n*s*t*u**ƷƊwk\MƷ>h,h]HsCJOJQJaJh,hDCJOJQJaJhlBhCJOJQJaJhCJOJQJaJ%hhB*CJOJQJaJphhhCJOJQJaJh&|5CJOJQJ^JaJh|35CJOJQJ^JaJhfiX5CJOJQJ^JaJ#h,h5CJOJQJ^JaJ&h,hD5CJOJQJ\^JaJ%hQthQtB*CJOJQJaJph ***E*k*rbYP $Ifgd $IfgdLO$$Ifa$gd&|kd$$IfTlF%0d&6    4 layt(bTk*l*u***p`WG$$Ifa$gd $Ifgd]Hs$$Ifa$gd|3kd$$IfTlF%0d&6    4 layt(bT**************++ +ǷvgXL=.h,hDCJOJQJaJh'hCJOJQJaJhCJOJQJaJh,hCJOJQJaJh&|5CJOJQJ^JaJh|35CJOJQJ^JaJh5CJOJQJ^JaJ#h,h5CJOJQJ^JaJ h,hDCJOJQJ^JaJhlBh5CJOJQJaJh5CJOJQJ^JaJh]HshCJOJQJaJh,h]HsCJOJQJaJh]HsCJOJQJaJ****+p`WN $Ifgd $IfgduF$$Ifa$gd&|kdA$$IfTl^F%0d&6    4 layt(bT+ + +pd $$Ifa$gdE4kd$$IfTl^F%0d&6    4 layt(bT + + + + +++I+J+K+^+g+p+q+r+s+u+v+{+|+УvcPA22h\i5CJOJQJ^JaJh,hDCJOJQJaJ%h;*h;*B*CJOJQJaJph%h;*hDB*CJOJQJaJphh'h'CJOJQJaJhCJOJQJaJ#hh5CJOJQJ^JaJh[5CJOJQJ^JaJh&|5CJOJQJ^JaJh5CJOJQJ^JaJ#h,h5CJOJQJ^JaJh,hCJOJQJaJh'hCJOJQJaJ + ++K+q+r+vmd $Ifgd5 $IfgdD$$Ifa$gd$$Ifa$gd&|ikd$$IfTly%d&0d&64 laytE4Tr+s+}+++p`WN $IfgdD $Ifgd.$$Ifa$gd&|kd$$IfTlyF%0d&6    4 layt(bT|+}++++++++++++,,,,,,,,-,.,/,0,1,3,4,9,:,;,F,ô퇀qeqYhCJOJQJaJh]HsCJOJQJaJh'hCJOJQJaJ h]Hsh]Hsh,h]HsCJOJQJaJh&|5CJOJQJ^JaJh\i5CJOJQJ^JaJh,hDCJOJQJaJh #hi3CJOJQJaJhDCJOJQJaJh,hCJOJQJaJ#h,h5CJOJQJ^JaJ++++,rbYM $$Ifa$gdD $Ifgd]Hs$$Ifa$gd&|kd$$IfTlF%cf0d&6    4 laytT,,,/,0,p`TH $$Ifa$gdD $$Ifa$gd5$$Ifa$gd&|kdF $$IfTlCF%cf0d&6    4 laytT0,1,;,f,g,,p`TD8 $$Ifa$gdD$$Ifa$gdVE $$Ifa$gdp$$Ifa$gd&|kd $$IfTl^F%cf0d&6    4 laytTF,e,f,g,,,,,,,,,,,,- - - - ----(-ɺ{l]NJC{ h:h:hDhh?CJOJQJaJhhCJOJQJaJhhCJOJQJaJh&|5CJOJQJ^JaJh\i5CJOJQJ^JaJ#h,h5CJOJQJ^JaJh,hDCJOJQJaJhh}XCJOJQJaJhDCJOJQJaJh,h5CJOJQJaJh,hCJOJQJaJhCJOJQJaJ,,,,, -p`TH< $$Ifa$gdB $$Ifa$gd(b $$Ifa$gd$$Ifa$gd&|kd $$IfTlF%cf0d&6    4 laytT - --(-)-Q-rbVF: $$Ifa$gdB$$Ifa$gdE=) $$Ifa$gdVE$$Ifa$gd&|kd) $$IfTlF%cf0d&6    4 laytT(-)-P-Q-R-S-U-V-\-]------9.E....̽wj^SKSCSh;*OJQJh8 OJQJhcHhJ5OJQJhcHhJ55OJQJh^5CJOJQJaJ h,h&|CJOJQJ^JaJ h;*h;*hDh&|5CJOJQJaJh\i5CJOJQJaJh,h;*5CJOJQJaJh,hDCJOJQJaJhPhPCJaJhBCJOJQJaJhDCJOJQJaJh:h:5CJOJQJaJQ-R-S-]--fVJ $$Ifa$gd;*$$Ifa$gd&|kd $$IfTlF%cf0d&6    4 laytT $$Ifa$gdi3--.u$ *#]#a$gd2zkdc $$IfTl0%c#0d&64 laytT21h:pI_/ =!"#T$% DyK yK http://www.csuci.edu/studentlife/student-conduct/academic-dishonesty.htmyX;H,]ą'cDyK yK ^http://www.csuci.edu/drp/index.htmyX;H,]ą'c$$If!vh#v2#v#vF:V l-0d&65c5f54ytT$$If!vh#v2#v#vF:V lL0d&65c5f54ytT$$If!vh#v2#v#vF:V l0d&65554yt(bT$$If!vh#v2#v#vF:V l0d&65554yt(bT$$If!vh#v2#v#vF:V l0d&65554yt(bT$$If!vh#v2#v#vF:V l0d&65554yt(bT$$If!vh#v2#v#vF:V l0d&65554yt(bT$$If!vh#v2#v#vF:V l^0d&65554yt(bT$$If!vh#v2#v#vF:V l^0d&65554yt(bT$$If!vh#vd&:V ly0d&65d&4ytE4T$$If!vh#v2#v#vF:V ly0d&65554yt(bT$$If!vh#v2#v#vF:V l0d&65c5f54ytT$$If!vh#v2#v#vF:V lC0d&65c5f54ytT$$If!vh#v2#v#vF:V l^0d&65c5f54ytT$$If!vh#v2#v#vF:V l0d&65c5f54ytT$$If!vh#v2#v#vF:V l0d&65c5f54ytT$$If!vh#v2#v#vF:V l0d&65c5f54ytT$$If!vh#v2#v2":V l0d&65c5#4ytTsh2 0@P`p2( 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p8XV~ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@_HmH nH sH tH @`@ nNormalCJ_HaJmH sH tH >@> n Heading 1$$@&a$aJ8@8 n Heading 2$@&aJV@V : Heading 3$<@&5CJOJQJ\^JaJB@B n Heading 4$$@&a$5aJDA`D Default Paragraph FontRi@R  Table Normal4 l4a (k (No List 4>@4 nTitle$a$5aJ6U`6 n Hyperlink >*B*phVoV RDefault 7$8$H$!B*CJ_HaJmH phsH tH 8B@"8 @L Body Text$a$aJ2O12 S pslongeditboxHBH sK Balloon TextCJOJQJ^JaJ<Q< pseditbox_disponlyZoaZ M^pslongeditbox1%56CJOJQJ\]aJo(ph.X q. i6cEmphasis6]*W`* ``Strong5\PK![Content_Types].xmlN0EH-J@%ǎǢ|ș$زULTB l,3;rØJB+$G]7O٭VvnB`2ǃ,!"E3p#9GQd; H xuv 0F[,F᚜K sO'3w #vfSVbsؠyX p5veuw 1z@ l,i!b I jZ2|9L$Z15xl.(zm${d:\@'23œln$^-@^i?D&|#td!6lġB"&63yy@t!HjpU*yeXry3~{s:FXI O5Y[Y!}S˪.7bd|n]671. tn/w/+[t6}PsںsL. J;̊iN $AI)t2 Lmx:(}\-i*xQCJuWl'QyI@ھ m2DBAR4 w¢naQ`ԲɁ W=0#xBdT/.3-F>bYL%׭˓KK 6HhfPQ=h)GBms]_Ԡ'CZѨys v@c])h7Jهic?FS.NP$ e&\Ӏ+I "'%QÕ@c![paAV.9Hd<ӮHVX*%A{Yr Aբ pxSL9":3U5U NC(p%u@;[d`4)]t#9M4W=P5*f̰lk<_X-C wT%Ժ}B% Y,] A̠&oʰŨ; \lc`|,bUvPK! ѐ'theme/theme/_rels/themeManager.xml.relsM 0wooӺ&݈Э5 6?$Q ,.aic21h:qm@RN;d`o7gK(M&$R(.1r'JЊT8V"AȻHu}|$b{P8g/]QAsم(#L[PK-![Content_Types].xmlPK-!֧6 0_rels/.relsPK-!kytheme/theme/themeManager.xmlPK-!R%theme/theme/theme1.xmlPK-! ѐ' theme/theme/_rels/themeManager.xml.relsPK] &  H"] S"C$}'') ** +|+F,(-.!"#$%'()*,.147:=ADV 3#'c((m)) *k**+ +r++,0,, -Q--. &+-/0235689;<>?@BCEFG w '4Dh&XX4X4X4XXX48@0(  B S  ? _Hlt440882109O&@P&  &&| ~ G  dMc c d e T!U!Z!l!m!n!!!!!! " """"E"j"k"l""""""## #K#^#g#q#r#s########$$$/$/$0$1$g$$$$$% % %(%(%)%P%Q%Q%R%S%]%%%%&& @D*3zfqg :|P?~'̴IihG26"I37IX)B($`FJ"=%cbD1vzz ^`OJQJo( 8^8`OJQJo(^`OJQJ^Jo(o  p^ `OJQJo(  @ ^ `OJQJo( x^x`OJQJo(H^H`OJQJ^Jo(o ^`OJQJo( ^`OJQJo(h^`OJQJo(hHhp^p`OJQJ^Jo(hHoh@ ^@ `OJQJo(hHh^`OJQJo(hHh^`OJQJ^Jo(hHoh^`OJQJo(hHh^`OJQJo(hHhP^P`OJQJ^Jo(hHoh ^ `OJQJo(hHh ^`o(hH.^`OJQJ^Jo(hHopp^p`OJQJo(hH@ @ ^@ `OJQJo(hH^`OJQJ^Jo(hHo^`OJQJo(hH^`OJQJo(hH^`OJQJ^Jo(hHoPP^P`OJQJo(hHh^`CJo(hH.h ^`hH.h pL^p`LhH.h @ ^@ `hH.h ^`hH.h L^`LhH.h ^`hH.h ^`hH.h PL^P`LhH.hh^h`OJPJQJ^J.h^`h>*.8^`8>*.p^p`>*.@  ^@ ` >*. ^` >*.x^`x>*.H^`H>*.^`>*.P^P`>*.^`OJQJo(hHh ^`o(hH.p^p`OJQJo(hH@ ^@ `OJQJo(hH^`OJQJ^Jo(hHo^`OJQJo(hH^`OJQJo(hH^`OJQJ^Jo(hHoP^P`OJQJo(hH*^*`OJPJQJ^Jo(-^`OJQJ^Jo(hHob^b`OJQJo(hH2 ^2 `OJQJo(hH ^ `OJQJ^Jo(hHo^`OJQJo(hH^`OJQJo(hHr^r`OJQJ^Jo(hHoB^B`OJQJo(hHh^`h>*.8^`8>*.p^p`>*.@  ^@ ` >*. ^` >*.x^`x>*.H^`H>*.^`>*.P^P`>*.h ^`hH.h ^`hH.h pLp^p`LhH.h @ @ ^@ `hH.h ^`hH.h L^`LhH.h ^`hH.h ^`hH.h PLP^P`LhH.h ^`hH.h ^`hH.h pLp^p`LhH.h @ @ ^@ `hH.h ^`hH.h L^`LhH.h ^`hH.h ^`hH.h PLP^P`LhH.h^`h>*.8^`8>*.^`>*.p ^p` >*.@  ^@ ` >*.x^`x>*.H^`H>*.^`>*.^`>*. `Fqg '=%cG261vP?X)BIi*337                            '        D]s                          GTe%1<?c^.+4BIiy5[vT 8 O L m a Do %?@!@+@1BbBw C C%C/Dy1DuF`GcHID.InNIgJiJKK(K L@L?MNk NNo-N1NLOdOjPQtQQ?RR3|TO^VyVfiX7YExYZB#Z3[Q[u\r4\M\S}]g(^5^M^._I_m_3a@9a8ba(bDbi6cf{cgfjg`hi1iMi\ijTnl(zlO:mni n6n?pqAq_ q(qBeqQ#rG)s9s]HsZss3tFu:AvtTvzcv#nKh=c{QAF'zPUN^Jj1~y>!~<~Gp(d03HRIK_vzJpC2?VE M 2mE.6:jBIML#@|msKgBGQ/{H4pnc4r%:}XrAGu&|i M&.ZQ+I"6cJLU B9 0OcY!%9| #DBbhxT[nI}}p;L&&@  &@Unknown G.[x Times New Roman5Symbol3. .Cx Arial9Garamond;. .Cx Helvetica5. .[`)Tahoma7. [ @Verdana?= .Cx Courier New;WingdingsA$BCambria Math"qhXXH'!F!F!Tr4&& 3qHP ?n2! xx ,CALIFORNIA STATE UNIVERSITY, CHANNEL ISLANDS CSUCI User Rakesh Varma<         Oh+'0  $0 P \ h t0CALIFORNIA STATE UNIVERSITY, CHANNEL ISLANDS CSUCI UserNormalRakesh Varma2Microsoft Office Word@F#@8@J@J! ՜.+,D՜.+,h$ hp  CSU Channel IslandsF& -CALIFORNIA STATE UNIVERSITY, CHANNEL ISLANDS Title 8@ _PID_HLINKSAT*) #http://www.csuci.edu/drp/index.htmPIhttp://www.csuci.edu/studentlife/student-conduct/academic-dishonesty.htmR http://money.cnn.com/G http://www.bloomberg.com/Z[http://www.businessweek.com/b8http://www.wsj.com/P"http://bit.ly/StudentRegistration  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGIJKLMNOQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstvwxyz{|~Root Entry FBQData H1TablePIWordDocument 4SummaryInformation(uDocumentSummaryInformation8}MsoDataStore=QBQTYJKYCGEOPHP01Q==2=QBQItem  PropertiesUCompObj r   F Microsoft Word 97-2003 Document MSWordDocWord.Document.89q