ࡱ> Y[Xo@ Dbjbj p p 0<ooDjjjjjjj~'''''t~+14((((((((0000000$_2R40j*((**0jj((0+++*j(j(0+*0++,jj,(( 0 'f+.,,00+1,?5+?5,~~jjjj?5j,$(h(J+(< )(((00~~&'+~~'LOAN/APPLICATION REGISTER Page ____of____ Form FR HMDA-LAR Agency _______________________________________ _____________________________________________________ Reporter's Identification Number Code Name of Reporting Institution City, State, Zip |__|__|__|__|__|__|__|__|__|__| -- |__| Application or Loan Information Action Taken Property LocationApplicant Information A = Applicant CA = Co-Applicant Application or Loan Number Date Application Received (mm/dd/ccyyy) Type Pur- pose Owner Occu- pancyLoan amount in thou- sands Type Date (mm/dd/ccyy) Four- Digit MA Number Two- Digit State Code Three- Digit County Code Six-Digit Census TractRace or National Origin SexGross Annual Income in thou- sandsType of Pur- chaser of Loan Reasons for Denial (Optional)ACAACAExample of Loan Originated L B - 6 8 7 4 3 9  01/15/2003 2 1 1 00065 1 02/22/2003 8840 51 059 4 2 1 9 . 8 5 3 8 1 4 0024 7Example of Application Denied 0 1 2 3 4 5 6 7 8 9 - 9 8 7 6 5 4 3 2 1 0  03/20/2003 1 1 1 00125 3 04/30/2003 0450 01 015 0 0 2 1 . 0 0 5 4 2 1 0055 0 4 1 5(A)(B)(C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) (O) (P) (Q) (R) (S)  All columns (except Reasons for Denial) must be completed for each entry. See the HMDA-LAR instructions for explanations regarding the proper use of each code listed below. Application or Loan Information Type: (C) 1 -- Conventional (any loan other than FHA, VA, or FmHA loans 2 -- FHA-insured (Federal Housing Administration) 3 -- VA-guaranteed (Veterans Administration) 4 FSA/RHS (guaranteed Farm Service Agency or Rural Housing Service)Action Taken: (G) 1 -- Loan originated 2 -- Application approved but not accepted 3 -- Application denied by financial institution 4 -- Application withdrawn by applicant 5 -- File closed for incompleteness 6 -- Loan purchased by your institutionType of Purchaser (R) 0 -- Loan was not originated or was not sold in calendar year covered by register 1 -- FNMA (Federal National Mortgage Association) 2 -- GNMA (Government National Mortgage Association) 3 -- FHLMC (Federal Home Loan Mortgage Corporation) 4 FAMC (Federal Agricultural Mortgage Corporation) 5 -- Commercial bank 6 -- Savings bank or savings association 7 -- Life insurance company 8 -- Affiliate institution 9 -- Other type of purchaser Reasons for Denial (optional) (S) 1 -- Debt-to-income ratio 2 -- Employment history 3 -- Credit history 4 -- Collateral 5 -- Insufficient cash (downpayment, closing costs) 6 -- Unverifiable information 7 -- Credit application incomplete 8 -- Mortgage insurance denied 9 -- OtherPurpose: (D) 1 -- Home purchase (one-to-four family) 2 -- Home improvement (one-to-four family) 3 -- Refinancing (home purchase or home improvement, one-to-four family) 4 -- Multifamily dwelling (home purchase, home improvement, and refinancings)Applicant Information Race or National Origin: (M) (N) 1 -- American Indian or Alaskan Native 2 -- Asian or Pacific Islander 3 -- Black 4 -- Hispanic 5 -- White 6 -- Other 7 -- Information not provided by applicant in mail or telephone application 8 -- Not applicableOwner-Occupancy: (E) 1 -- Owner-occupied as a principal dwelling 2 -- Not owner occupied 3 -- Not applicableSex: (O) (P) 1 -- Male 2 -- Female 3 -- Information not provided by applicant in mail or telephone application 4 -- Not applicable ,3C 9 < = Y Z   . / G H _ ` d e   # $ % ' ( * + - . 4 5 7 8 hBCJ OJQJ hBCJhnBCJ OJQJhnBOJQJhnBOJQJhnBCJOJQJ hnBCJ hnB5LDy  : ; < $If $$Ifa$ ;0p@ P !$`'0*-/D< = > ? 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