ࡱ> ce`aby bjbj 7{{u\44444HHH84!H0$)()))*\'+4[+$04w+**w+w+44))P111w+4)4)1w+11wt)ⱁ- ,i{^}f0{*,t4w+w+1w+w+w+w+w+/w+w+w+w+w+w+w+w+w+w+w+w+w+w+w+w+ : WEALTH MANAGEMENT ADVISORY & CONSULTING AGREEMENT Delancey Wealth Management, LLC | 20 F St, NW, Suite 744 | Washington, DC 20001 | (202) 507-6340 Client Profile Information: Client (Minor, if custodial account) Joint Client (Custodian, if custodial account)Name (first, middle initial, last)  FORMTEXT      Name (first, middle initial, last)  FORMTEXT      Company Name or Trust Name (if applicable)  FORMTEXT      Trustee/Corporate Officer Name (if applicable)  FORMTEXT      Street Address (not a P.O. Box)  FORMTEXT      Street Address (not a P.O. Box)  FORMTEXT      City, State, Zip  FORMTEXT      Country of Citizenship  FORMTEXT      City, State, Zip  FORMTEXT      Country of Citizenship  FORMTEXT      Mailing Address (if different than above; can be P.O. Box)  FORMTEXT      Mailing Address (if different than above; can be P.O. Box)  FORMTEXT      City, State, Zip  FORMTEXT      City, State, Zip  FORMTEXT      Home Phone  FORMTEXT      Business Phone  FORMTEXT      Home Phone  FORMTEXT      Business Phone  FORMTEXT      E-Mail Address  FORMTEXT      E-Mail Address  FORMTEXT      Date of Birth (mm/dd/yyyy)  FORMTEXT      SS# or Tax I.D. Number  FORMTEXT      Date of Birth (mm/dd/yyyy)  FORMTEXT      SS# or Tax I.D. Number  FORMTEXT      Employment Status  FORMCHECKBOX  Employed  FORMCHECKBOX  Self-employed  FORMCHECKBOX  Retired  FORMCHECKBOX  Not employedEmployment Status  FORMCHECKBOX  Employed  FORMCHECKBOX  Self-employed  FORMCHECKBOX  Retired  FORMCHECKBOX  Not employedEmployer  FORMTEXT      Occupation  FORMTEXT      Employer  FORMTEXT      Occupation  FORMTEXT      Employer Street Address  FORMTEXT      Employer Street Address  FORMTEXT      City, State, Zip  FORMTEXT      City, State, Zip  FORMTEXT      Are you employed by a broker-dealer, securities exchange, or FINRA?  FORMCHECKBOX  Yes  FORMCHECKBOX  NoAre you employed by a broker-dealer, securities exchange, or FINRA?  FORMCHECKBOX  Yes  FORMCHECKBOX  NoAre you a senior officer, director, or large shareholder of a public company?  FORMCHECKBOX  Yes  FORMCHECKBOX  No If yes, which company? Are you a senior officer, director, or large shareholder of a public company?  FORMCHECKBOX  Yes  FORMCHECKBOX  No If yes, which company? Drivers License Number  FORMTEXT      State or Country of Issuance  FORMTEXT      Drivers License Number  FORMTEXT      State or Country of Issuance  FORMTEXT       Financial and Investment InformationInvestment Objective  FORMCHECKBOX  Income with Capital Preservation  FORMCHECKBOX  Income with Moderate Growth  FORMCHECKBOX  Growth with Income  FORMCHECKBOX  Growth  FORMCHECKBOX  Aggressive Growth Investment Experience  FORMCHECKBOX  None  FORMCHECKBOX  Limited  FORMCHECKBOX  Good  FORMCHECKBOX  ExcellentAsset Allocation Portfolio (if applicable)  FORMCHECKBOX  Conservative  FORMCHECKBOX  Moderate / Conservative  FORMCHECKBOX  Moderate  FORMCHECKBOX  Moderate / Aggressive  FORMCHECKBOX  Aggressive Annual Income  FORMCHECKBOX  $0 - $25,000  FORMCHECKBOX  $25,001 - $49,999  FORMCHECKBOX  $50,000 - $99,999  FORMCHECKBOX  $100,000 - $249,999  FORMCHECKBOX  $250,000 - $499,999  FORMCHECKBOX  $500,000 - $749,999  FORMCHECKBOX  $750,000 - $999,999  FORMCHECKBOX  $1,000,000 +Net Worth  FORMCHECKBOX  $0 - $24,999  FORMCHECKBOX  $25,001 - $49,999  FORMCHECKBOX  $50,000 - $99,999  FORMCHECKBOX  $100,000 - $249,999  FORMCHECKBOX  $250,000 - $499,999  FORMCHECKBOX  $500,000 - $749,999  FORMCHECKBOX  $750,000 - $999,999  FORMCHECKBOX  $1,000,000 + Liquid Net Worth  FORMCHECKBOX  $0 - $24,999  FORMCHECKBOX  $25,001 - $49,999  FORMCHECKBOX  $50,000 - $99,999  FORMCHECKBOX  $100,000 - $249,999  FORMCHECKBOX  $250,000 - $499,999  FORMCHECKBOX  $500,000 - $749,999  FORMCHECKBOX  $750,000 - $999,999  FORMCHECKBOX  $1,000,000 +  This Wealth Management Advisory and Consulting Agreement (Agreement), made this day of , 20 ___ between the below signed party(s) (hereinafter referred to as the Client), and Independent Financial Partners (Adviser, IFP), an investment adviser registered with the U.S. Securities and Exchange Commission, doing business as Delancey Wealth Management, LLC. Recitals: The Client hereby appoints the Adviser as an investment adviser to perform the services set forth in Exhibit A hereinafter described, and the Adviser accepts such appointment; and The Adviser shall be responsible for the implementation of the services for which it is engaged regarding those assets (which assets, together with all additions, substitutions and/or alterations thereto are hereinafter referred to as the Assets or Account) designated by the Client on Exhibit A to be subject to the terms and conditions of this Agreement. Scope of Engagement: Investment Supervision Direct Management On a discretionary basis, as designated in Exhibit A, Adviser may design, revise, and reallocate a custom portfolio for Client. Investments are determined based upon factors such as Clients investment objectives, risk tolerance, net worth, net income, age, time horizon, tax situation and other various suitability factors. Adviser is authorized to buy, sell, and trade in financial instruments and investment products, on margin or otherwise, and to give instructions in furtherance of such authority to a registered broker-dealer, other financial institution, and/or the Custodian (see paragraph 4 for further information regarding Custodian) of the Assets. On a non-discretionary basis, as designated in Exhibit A, Adviser may provide periodic recommendations to Client and if such recommendations are approved/authorized, Adviser will ensure that the authorized recommendations are carried out for Client. Subsequent to Client approval, Adviser is authorized to buy, sell, and trade in financial instruments and investment products, on margin or otherwise, and to give instructions in furtherance of such authority to a registered broker-dealer, other financial institution, and/or the Custodian (see paragraph 4 for further information regarding Custodian) of the Assets. Investment Supervision Use of Outside Investment Advisers and Wrap Programs On a discretionary basis, as designated in Exhibit A, Adviser may allocate all or a portion of the Assets, based upon Clients stated investment objectives, among other investment advisers. Adviser shall not have control over the specific investment decisions made by other investment advisers. The specific services provided by other investment advisers will be set forth in their Form ADVs and all such engagements will be subject to the other investment advisers investment management agreement. This service involves Advisers indirect management of Clients assets; involving other investment advisers and wrap programs offered by such other investment advisers. Under this service, Adviser may select other investment advisers that may be sponsoring and/or managing wrap programs of their own and those other investment advisers will provide the specific management services related to Clients assets. Adviser will retain the authority to hire and fire such other investment advisers. Financial Planning The Adviser may prepare and provide Client with a written financial plan. Periodic review of a financial plan may be available upon Client request and at no charge only if Client has engaged Adviser for Advisers Investment Supervisory services as set forth above in paragraphs 2(a) and 2(b). These periodic reviews will cover only the retirement planning component of a financial plan. Additional reviews, aside from those described in paragraph 2(c)(ii), and ongoing implementation of a financial plan are not part of Advisers standard financial planning service. These additional reviews and ongoing implementation activities are available for an additional fee. Client Acknowledgements: The Client agrees to provide information and/or documentation requested by Adviser in furtherance of this Agreement as it pertains to Clients objectives, needs and goals, and to keep Adviser informed of any changes regarding same. The Client acknowledges that Adviser cannot adequately perform its services for the Client unless the Client diligently performs his responsibilities under this Agreement. Adviser is expressly authorized to rely on and act upon any information obtained from the Client, Clients attorney, accountant or other professionals, in connection with the terms of this Agreement; Client authorizes Adviser to respond to inquiries from, and communicate and share information with, Clients attorney, accountant and other professionals to the extent necessary in furtherance of Advisers services under this Agreement; and Client acknowledges that Exhibit A is hereby incorporated into and considered part of this Agreement. Custodian: The Assets shall be held by an independent, Qualified Custodian or issuer, not Adviser. At no time shall Adviser be considered the Custodian of any client Assets. The term "Qualified Custodian" for purposes of this Agreement shall mean the financial institution designated by Adviser herein such as a broker-dealer or other financial institution maintaining Assets of the Client. The Adviser is authorized to give instructions to Qualified Custodian or issuer with respect to all trading activities deemed appropriate by Adviser and in connection with its services provided under this Agreement. Client will have the opportunity to object to the fee amount or method of calculation by telephone or in writing, should the client believe that such is erroneous. The Client may revoke this fee deduction authorization in writing at any time. Qualified Custodian or issuer, not Adviser, may send periodic statements (at least quarterly) showing all transactions occurring on behalf of the Client. Designation of Qualified Custodian. Unless otherwise specified by Adviser, Adviser intends to use one of the following Qualified Custodians: LPL Financial, Charles Schwab & Co., Inc., Fidelity Investments, TD Ameritrade, or Pershing, LLC. Unless specifically requested and agreed to otherwise, Qualified Custodian shall generally hold Assets in an individual client account, separated from that of other client assets or Advisers assets. Adviser Compensation: For a description of Advisers compensation (Advisory Fees) please refer to Exhibit A. Other fee considerations. The Adviser is authorized to instruct the Qualified Custodian to deduct from Clients account(s), the appropriate dollar amount(s) necessary to satisfy the Advisory Fees in connection with its services under this Agreement. The Adviser shall not be entitled to cash or other Client Assets held by the Qualified Custodian except those monies owed to Adviser in connection with the Adviser Compensation section of this Agreement. Subject to the Qualified Custodians fee debit procedures, Advisory Fees will be payable first from free credit balances, if any, in the account (as designated in Exhibit A) and second, from the liquidation of any money market funds. If such assets are insufficient to satisfy payment of the Advisory Fees, you authorize Adviser to instruct the Qualified Custodian to liquidate a portion of any assets in the applicable account to cover the Advisory Fee. In addition to the Advisory Fees, and any custodial fees charged by Qualified Custodian or issuer, the Client may also incur, relative to certain investment products (such as mutual funds, variable contracts, direct participation programs), charges imposed directly at the investment product level (e.g. advisory fees, administrative fees, and/or other expenses). Any custodial fees charged to the Client by the Qualified Custodian or issuer are exclusive of, and in addition to, the Advisory Fees as defined herein. Client acknowledges that he/she shall be solely responsible for the payment of the Advisory Fees and any other fees associated with the Assets. Fees paid in advance will be considered earned by Adviser and non-refundable to Client up to the effective termination of this Agreement as described in Section 11. Upon receipt of a proper notice of termination (Termination Notice) as described in Section 11, Adviser shall calculate a pro rata refund of any fees not yet earned by Adviser after the effective termination date of this Agreement. The pro rata refund will equal the total number of calendar days remaining in the billing period after the date of the termination of the Agreement to the end of that billing period divided by the total number of calendar days in that billing period. The result of that calculation will be multiplied by the total fee already paid for that quarter. The result of that calculation will represent the refund owed to Client. Refunds of advance payments owed back to Client shall be paid as soon as reasonably possible but not sooner than ten (10) business days after Advisers receipt of a proper Termination Notice. Adviser shall not be compensated on the basis of a share of capital gains upon or capital appreciation of the funds or any portion of the funds of the client. Risk Acknowledgment: Adviser does not guarantee the future performance of the investment product, strategy, or recommendations related thereto. Client understands that investment products may be subject to various market, interest rate, currency, economic, political and business risks, and that the purchase or sale of any investment products will not always result in profitable performance. Directions to Adviser: Adviser may request that all directions, instructions and/or notices from the Client to Adviser be submitted in writing, including notification of a change in the Clients investment objective(s). The Adviser shall be fully protected in relying upon any direction, notice, or instruction until it has been duly advised in writing of changes thereto. Adviser Liability: Except as otherwise provided by federal or state securities laws, Adviser, acting in good faith, shall not be liable for any action, omission, investment recommendation/decision, or loss in connection with this Agreement including, but not limited to, the investment of the Assets, or the acts and/or omissions of other professionals or third-party service providers recommended to the Client by Adviser, including a broker-dealer, investment adviser, Qualified Custodian, issuer, or other party. Advisers services under this Agreement shall not apply to assets not contemplated by this Agreement. Under certain circumstances, federal and state securities laws impose liabilities on persons who act in good faith and, therefore, nothing contained in this Agreement shall constitute a waiver of any rights that the client may have under federal and state securities laws. Assignment: This Agreement may not be assigned by either the Client or Adviser without the prior written consent of the other party. Termination: This Agreement will continue in effect until the earlier of the point at which: It is terminated by either party by written notice to the other (email notice will not suffice), which written notice must be signed by the terminating party and received by the other party at least ten (10) days in advance of the requested termination date; or The securities offering(s) in which the Client has invested are closed (as defined by the specific offerings offering memorandum). Termination of this Agreement will not affect (i) the validity of any action previously taken by Adviser under this Agreement; (ii) liabilities or obligations of the parties from transactions initiated before termination of this Agreement; or (iii) Clients obligation to pay advisory fees (prorated through the date of termination). Upon the termination of this Agreement, Adviser will have no obligation to recommend or take any action with regard to the securities, cash or other investments in the Account. Non-Exclusive Services: Adviser, its officers, employees, and agents, may have or take the same or similar positions in specific investments for their own account(s), or for the accounts of other clients, as Adviser does for the Assets of Client. Client expressly acknowledges and understands that Adviser shall be free to render investment services to others and that Adviser does not make its investment services available exclusively to Client. Nothing in this Agreement shall impose upon Adviser any obligation to purchase or sell, or to recommend for purchase or sale, for or on behalf of Client any security which Adviser, its principals, affiliates or employees, may purchase or sell for their own benefit or for the benefit of any other client, if in the reasonable opinion of Adviser such investment would be unsuitable for the Client or if Adviser determines in the best interest of the Client it would be impractical or undesirable. Death or Disability: The death, disability or incompetence of Client will not terminate or change the terms of this Agreement. However, Clients executor, guardian, attorney-in-fact or other authorized representative may terminate this Agreement by giving ten (10) days advance written notice to Adviser in accordance with the termination provisions described herein. The Client recognizes that the Qualified Custodian or issuer may not allow any further transactions until such time as the necessary documentation is provided to the Qualified Custodian or issuer. Disclosure Document: The Client hereby acknowledges prior receipt of a copy of the Disclosure Document of the Adviser (i.e. Part II of Form ADV). Client further acknowledges that he has had a reasonable opportunity (i.e. at least 48 hours) to review said Disclosure Document, and to discuss the contents of same with professionals of his choosing, prior to the execution of this Agreement. If the Client has not received copy of the Advisers Disclosure Document at least 48 hours prior to execution of this Agreement, he/she/it shall have 5 business days from the date of execution of this Agreement to terminate Advisers services without penalty under this Agreement. Severability: Any term or provision of this Agreement which is invalid or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such invalidity or unenforceability without rendering invalid or unenforceable the remaining terms or provisions of this Agreement or affecting the validity or enforceability of any of the terms or provisions of this Agreement in such jurisdiction or any other jurisdiction. Client Conflicts: If this Agreement is between Adviser and related clients (i.e. husband and wife, life partners, etc.), Advisers services shall be based upon the joint goals communicated to Adviser. Adviser shall be permitted to rely upon instructions from either party with respect to disposition of the Assets, unless and until such reliance is revoked in writing to Adviser. The Adviser shall not be responsible for any claims or damages resulting from such reliance or from any change in the status of the relationship between the clients. Privacy Notice: Client acknowledges receipt and understanding of Advisers Privacy Policy Notice, attached hereto as Exhibit B. Electronic Delivery: Client authorizes Adviser to distribute materials and information to client in an electronic format to the email address provided on the preceding page or as otherwise provided by Client. Verification of Customer Identity: Adviser may be required by federal law to take any necessary and appropriate measures to confirm the identity of Client. Adviser may obtain information such as Client name; Client address; Client date of birth; and Client identification number (i.e. drivers license number, passport number, etc.) Adviser may require Client to provide a copy of a current, government-issued photo identification. Adviser may perform a background check or a credit report in an effort to help confirm certain information provided by Client. Emergency Contact Information: Jennifer Tanck (813) 341-0960 Jennifer.Tanck@ifpartners.com Applicable Law: This Agreement supersedes and replaces, in its entirety, all previous investment advisory agreement(s) between the parties. To the extent not inconsistent with applicable law, this Agreement shall be governed by and construed in accordance with the laws of the State of Florida. Authority: The Client acknowledges that s/he/they/it has (have) all requisite legal authority to execute this Agreement, and that there are no encumbrances on the Assets. The Client correspondingly agrees to immediately notify Adviser, in writing, if either of these representations should change. Arbitration. Arbitration Provisions. All parties to this Agreement are giving up the right to sue each other in court, including the right to a trial by jury, except as provided by the rules of the arbitration forum in which a claim is filed. Arbitration awards are generally final and binding; a partys ability to have a court reverse or modify an arbitration award is very limited. The ability of the parties to obtain documents, witness statements and other discovery is generally more limited in arbitration than in court proceedings. The arbitrators do not have to explain the reason(s) for their award. The panel of arbitrators will typically include a minority of arbitrators who were or are affiliated with the securities industry. The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court. The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this Agreement. The arbitration forum shall not be selected if traveling to its location would cause undue, not ordinary, hardship or financial expense to the Client. Important Arbitration Notices. If Adviser seeks to compel arbitration of such claims, Adviser must agree to arbitrate all of the claims contained in the complaint if the customer so requests; No person shall bring a putative or certified class action to arbitration, nor seek to enforce any pre-dispute arbitration agreement against any person who has initiated in court a putative class action; who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until: (i) the class certification is denied; or (ii) the class is decertified; or (iii) the customer is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate shall not constitute a waiver of any rights under this Agreement except to the extent stated herein; You are entitled to keep a copy of this Agreement; You are entitled to request a copy of this Agreement at anytime; and You are entitled to request the names of and information on how to contact or obtain the rules of all arbitration forums in which a claim may be filed under this Agreement. Execution: IN WITNESS WHEREOF, the Client and Adviser have each executed this Agreement on the day, month and year written on the facing page, by signing the on the facing page and below. By signing and dating below, I acknowledge my receipt and understanding of this Agreement and all provisions (including those pertaining to any pre-dispute arbitration clause) set forth within it; and Agree to abide by the provisions set forth within this Agreement. This Agreement contains a pre-dispute arbitration clause located in the Arbitration paragraph above.Client Signature: Date:Joint Client Signature:Date:Investment Advisor Representative Signature: Date:RIA Compliance Approval:Date: Exhibit A Services and Asset/Account Designation and Fee Schedule Service TypeService DescriptionDiscretion1  FORMCHECKBOX Investment Supervision Direct Management FORMCHECKBOX  Full  FORMCHECKBOX  None2  FORMCHECKBOX Investment Supervision Use of Outside Investment Advisers and Wrap ProgramsN/A3  FORMCHECKBOX Financial PlanningN/A Direct Management & Outside Investment Managers/Wrap Programs Fee Grid Annual Asset Based FeeCustodian/Program/Platform Name(s)Account NumberInvestment Advisor FeePlatform/Manager or Custodial Fee (If Applicable) Total FeeBilling Method Schwab1.09%1.09% FORMCHECKBOX  Quarterly  FORMCHECKBOX  Via custodian  FORMCHECKBOX  Advance  FORMCHECKBOX  Arrears   Investment Adviser Fee Schedule Breakpoints and FeesAccount ValueAnnualized Asset Based Fee$0 - $250,0001.09%$250,001 - $500,000.98%$500,001 - $1,000,0000.83%$1,000,001 - $2,500,0000.79%$2,500,000+0.73% Financial Planning and Consulting Services X Financial Planning (Circle One): Comprehensive Specific Updated Fee: Advisers fixed/flat fee (one-time) for its Financial Planning services under this agreement is $ 0 , billed directly to Client, and either  FORMCHECKBOX  100% in advance or  FORMCHECKBOX  50% in advance and balance upon completion. Consulting Services Hourly Billing Fee: Advisers hourly fee is $ , and services rendered should not exceed $ . Types of Planning and Consulting Services Available (Check All That Apply): xPre & Post Retirement PlanningxCollege/Education PlanningxMajor Purchase PlanningxInsurance NeedsxEstate PlanningxTax PlanningxInvestment PlanningxBusiness PlanningxAsset Liquidity AnalysisOther:xOther:xOther:  Exhibit B Privacy Policy This Privacy Policy Notice is being provided to you on behalf of Independent Financial Partners (IFP). This notice has been prepared to describe to you what IFP collects, handles, and safeguards your personal information. Why are you receiving this notice? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What information do we collect? The types of personal information we collect and share depend on the service that we provide to you. This information can include, but would not be limited to (1) your social security number and income; (2) your address and date of birth; and (3) your account balances and transactions. How do we typically share your personal information? Financial companies typically need to share customers personal information internally in order to run their everyday business to process transactions, maintain or service customer accounts, and report to credit bureaus. In the section below, we list the reasons many financial companies can share their customers personal information; the reasons we choose to share your information; and whether you can limit this sharing. Reasons we can share your personal informationDo we share?Can you limit this sharing?For our everyday business purposes To process your transactions, open accounts, report to credit bureaus, and in connection with assistance provided by outside service providers such as attorneys, accountants, regulatory consultants, etc.YesNoFor our marketing purposes To offer our products and services to youYesNoFor joint marketing with other financial companiesNoN/A - We dont shareFor our affiliates everyday business purposes Information about your transactions and experienceNoN/A - We dont shareFor our affiliates everyday business purposes Information about your creditworthinessNoN/A - We dont shareFor our affiliates to market to youNoN/A - We dont shareFor non-affiliates to market to youNo6սը{cQ@),hs+=hs+=5OJPJQJfHq hs+=hs+=CJ OJPJQJaJ #hs+=hs+=>*CJOJPJQJaJ.hs+=hs+=5>*CJ OJPJQJaJ sHtH.hs+=hs+=5>*CJOJPJQJaJsHtH(hCl5>*CJOJPJQJaJsHtH(hTf5>*CJOJPJQJaJsHtH.h8RhTf5>*CJOJPJQJaJsHtH*h8Rh8R5>*CJOJPJQJaJtH(hs+=hs+=CJOJPJQJaJsHtH 6 d$Ifgds+= & p,4l z0*gds+= & p,4l z0*^gds+= d^gds+=    = > ? 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Hdfh|~ɸɅɸsaɸIɅ7s#hs+=hs+=5CJOJPJQJaJ/jhs+=hs+=CJOJPJQJUaJ#hs+=hs+=5CJ OJPJQJaJ #hs+=hs+=5CJOJPJQJaJ4jhs+=hs+=CJOJPJQJUaJmHnHu/jhs+=hs+=CJOJPJQJUaJ hs+=hs+=CJOJPJQJaJ)jhs+=hs+=CJOJPJQJUaJ hs+=hs+=CJ OJPJQJaJ hs+=hs+=CJOJPJQJaJ 468BDFtvxٔjXG2)jhs+=hs+=CJOJPJQJUaJ hs+=hs+=CJOJPJQJaJ#hs+=hs+=5CJOJPJQJaJ/jhs+=hs+=CJOJPJQJUaJ#hs+=hs+=5CJ OJPJQJaJ #hs+=hs+=5CJOJPJQJaJ4jhs+=hs+=CJOJPJQJUaJmHnHu/jmhs+=hs+=CJOJPJQJUaJ hs+=hs+=CJOJPJQJaJ)jhs+=hs+=CJOJPJQJUaJYKKKKKKd$Ifgds+=kdU$$Ifl@\d* " t0644 laytn. 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0:;<KLϽϽϽϽϽϽoϽ`N`?`Nhd5CJOJPJQJaJ#hs+=hs+=5CJOJPJQJaJhCl5CJOJPJQJaJ2j &hs+=hs+=5CJOJPJQJUaJ2j%hs+=hs+=5CJOJPJQJUaJ2j%hs+=hs+=5CJOJPJQJUaJ#hs+=hs+=5CJOJPJQJaJ,jhs+=hs+=5CJOJPJQJUaJ2j$hs+=hs+=5CJOJPJQJUaJLMN\]^mn|}~ǯǗm_Jm)j'h&CJOJPJQJUaJh&CJOJPJQJaJ#jh&CJOJPJQJUaJ/jl'hs+=hs+=CJOJPJQJUaJ/j&hs+=hs+=CJOJPJQJUaJ/j&hs+=hs+=CJOJPJQJUaJ hs+=hs+=CJOJPJQJaJ)jhs+=hs+=CJOJPJQJUaJ#hs+=hs+=5CJ OJPJQJaJ   %'-.<=>@BJPRSal]C]]2j6)hs+=hs+=5CJOJPJQJUaJh6U5CJOJPJQJaJ2j(hs+=hs+=5CJOJPJQJUaJ,jhs+=hs+=5CJOJPJQJUaJ#hs+=hs+=5CJOJPJQJaJ#hs+=hs+=5CJOJPJQJaJ hs+=hs+=CJOJPJQJaJ)jhs+=hs+=CJOJPJQJUaJ/jJ(hs+=hs+=CJOJPJQJUaJ ,-QRvw2<=\]d$IfgdFSud$Ifgd6Ud$Ifgds+=abcekouwxϽϽϽϽzϽkT,jhs+=h6U5CJOJPJQJUaJhs+=5CJOJPJQJaJ2j*hs+=hs+=5CJOJPJQJUaJ2j"*hs+=hs+=5CJOJPJQJUaJh6U5CJOJPJQJaJ#hs+=hs+=5CJOJPJQJaJ,jhs+=hs+=5CJOJPJQJUaJ2j)hs+=hs+=5CJOJPJQJUaJ 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1hs+=hFSu5CJOJPJQJUaJhFSu5CJOJPJQJaJ#hs+=hFSu5CJOJPJQJaJ,jhs+=hFSu5CJOJPJQJUaJ2j0hs+=hFSu5CJOJPJQJUaJ#=!>!?!A!H!L!U!V!d!e!f!h!o!s!{!|!}!!!!!!!!ϽϽϽϽzϽhWF hs+=hs+=CJOJPJQJaJ hs+=hs+=CJOJPJQJaJ#hs+=hs+=5CJOJPJQJaJ2jZ3hs+=hFSu5CJOJPJQJUaJ2j2hs+=hFSu5CJOJPJQJUaJhFSu5CJOJPJQJaJ#hs+=hFSu5CJOJPJQJaJ,jhs+=hFSu5CJOJPJQJUaJ2jn2hs+=hFSu5CJOJPJQJUaJ!!!3% d^gds+=kd3$$Ifl@ֈ8Ht"*| p( t0644 layt6U!!!""+"/"0"3"8"|"""""""#"#A#D#M#N#%j%l%%%'r]I]I&hs+=hs+=5CJOJPJQJ\aJ)hs+=hs+=5>*CJOJPJQJ\aJh8RCJOJPJQJaJhTfCJOJPJQJaJhClCJOJPJQJaJ#hs+=hs+=:CJOJPJQJaJ#hs+=hs+=CJOJPJQJ\aJhxusCJOJPJQJaJhxus>*CJOJPJQJaJ#hs+=hs+=>*CJOJPJQJaJ hs+=hs+=CJOJPJQJaJ!C#D#N#$k%l%%%B(*ii&$ & F' ) T `@da$gds+=&$ ) 8T `@d^a$gds+=&$ & F' ) 8T `@da$gds+=$ & F' 8Tda$gds+= $da$gds+= '1(`**1114455g5h5i5r5s5t5999999:G:;;);*;Ʊرررwiwiw[wiwJ hs+=hs+=CJOJPJQJaJh2ZlCJOJPJQJaJhClCJOJPJQJaJ hs+=hs+=CJOJPJQJaJ&hs+=hs+=5CJOJPJQJ\aJ)hs+=hs+=5>*CJOJPJQJ\aJ)hs+=hs+=5>*CJOJPJQJ\aJ#hs+=hs+=CJOJPJQJ\aJ#hs+=hs+=CJOJPJQJ\aJ)hs+=hs+=6CJOJPJQJ\]aJ**+$,,...B/~011xxxc$ T8d^8a$gds+=$ & F' Tda$gds+=&$ & F' ) 8T `@da$gds+=$$ & F' & T `@da$gds+='$ & F' ,8T `@da$gds+= 1145h5i5t5667n88Y9K:;;($ ,8T `@ "d^a$gds+='$ & F' ,8T `@ "da$gds+='$ & F' ,8T `@ "da$gds+=;*;;;M=?@AAEEFFFG$ T8d^8a$gds+=$ & F' Tda$gds+=&$ & F' ) T `@ "da$gds+=$ & F' 8Tda$gds+=$ & F' 8Tda$gds+= *;=0=EDFEFFFYF[FGGGGHIIIJI[I^ILLLLLOMQM\McMMMP7Q9QOQRQTTUU﹤~jjj~~~~&hs+=hs+=5CJOJPJQJ\aJ#hs+=hs+=CJOJPJQJ\aJ&hs+=hs+=5CJOJPJQJ\aJ)hs+=hs+=5>*CJOJPJQJ\aJ hs+=hs+=CJOJPJQJaJ hs+=hs+=CJOJPJQJaJ&hs+=hs+=6CJOJPJQJ]aJ hs+=hs+=CJOJPJQJaJ%GGIIJILLPMQMMN8O8Q9QTT$W%WY$ 8Td^a$gds+=$ & F' 8Tda$gds+=$ 8Tda$gds+=$ & F' 8Tda$gds+=$ 8Thd^ha$gds+=UU#W%W9WYYYY[[[[]]]/^2^E^G^__&_'_9a;aXaYaZa[aDzDzDzDzDzDzljt`O 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~)~S~W~Z~bM$$d$@&Ifgds+=kdU$$IfTlF0$pd 0`'6    44 laytn.Td$Ifgds+=Z~[~~~~pbbbd$Ifgds+=kdlV$$IfTlF0$pd 0`'6    44 laytn.T~~~ #p[MMMd$Ifgds+=$$d$@&Ifgds+=kdW$$IfTlF0$pd 0`'6    44 laytn.T#$U}p[MMMd$Ifgds+=$$d$@&Ifgds+=kdW$$IfTlF0$pd 0`'6    44 laytn.Tp[MMd$Ifgds+=$$d$@&Ifgds+=kd(X$$IfTlF0$pd 0`'6    44 laytn.T)*9<^ҔӔܔߔʕ˕ԕו3VW`cϙЙљҙͺ͒͒͒͒͒oͺ#hs+=hs+=CJOJPJQJ\aJ hCl5CJOJPJQJ\aJ&hs+=hs+=5CJOJPJQJ\aJ&hs+=hs+=6CJOJPJQJ]aJ hs+=hs+=CJOJPJQJaJU hs+=hs+=CJOJPJQJaJ hs+=hs+=CJOJPJQJaJ hs+=hs+=CJOJPJQJaJ%p[MMd$Ifgds+=$$d$@&Ifgds+=kdX$$IfTlF0$pd 0`'6    44 laytn.TN/A - We dont share Sharing practicesHow often does IFP notify me about their practices?We must notify you about our sharing practices when you engage our services and each year while you are a customer.How does IFP protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and offices.How does IFP collect my personal information? We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms; Information about your transactions with us, our affiliates, or others; and Information we receive from a consumer reporting agency.Why cant I limit all sharing? Federal law gives you the right to limit sharing only for affiliates everyday business purposes information about your creditworthiness; affiliates to market to you; and non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.How does IFP treat my personal information once I am no longer a customer?The firm will provide nonpublic information about former customers only if required to do so by law or regulation or to those parties who need such information in order for the firm to carry out any continued obligation with respect to the services covered by the former adviser/customer relationship. Contact UsIf you have any questions about our Privacy Policy and how we handle your personal information, please let us know. Call 813-341-0960 or email Jennifer.Tanck@ifpartners.com.      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