ࡱ>  _Hbjbj΀ ,^ !AAAAAUUUU,LUQssss& DP$ЕҕҕҕҕҕҕKҕ9At@&ttҕAAsss ZZZtAsAsЕZtЕZZtbs`V2UR^!0Qdq~qbb&qA4ttZtttttҕҕZtttQttttqttttttttt : Personal Finance Syllabus 2010-2011 Bellevue West High School Instructor: Mrs. Gogi Supenski Email:  HYPERLINK "mailto:mrs.supenski@gmail.com" mrs.supenski@gmail.com Instructor: Jeanette Carlson E-mail:  HYPERLINK "mailto:mrsjcarlson@gmail.com" mrsjcarlson@gmail.com Website: http://sites.google.com/site/mrsjmcarlson/ Personal Finance Course Rationale/Overview The goal of Personal Finance is to help students to become financially responsible, conscientious members of society. To reach that end, this course develops students understanding and skills in such areas as money management, budgeting, financial goal attainment, the wise use of credit, insurance, investments, and consumer rights and responsibilities. This course will give students the tools and resources needed to make wise financial decisions. Students will analyze their personal financial decisions, evaluate the costs and benefits of their decisions, recognize their rights and responsibilities as consumers, and apply the knowledge learned to financial situations encountered later in life. Personal Finance Course Description Personal Finance is a two-semester course designed to help students understand the impact of individual choices on occupational goals and future earnings potential. Using simulations such as Virtual Business Personal Finance students will experience real world scenarios and use strategies covered in the course to help them make sound financial decisions. Students will design personal and household budgets~ simulate use of checking and saving accounts~ demonstrate knowledge of finance, debt, and credit management~ evaluate and understand insurance and taxes. This course will provide a foundational understanding for making informed personal financial decisions. Personal Finance Course Objectives NBEA Standards are listed under each objective. At the completion of the course, the student will be able to do the following: Explain financial literacy and how sound financial decisions can increase a persons standard of living and wealth. Personal Finance: I.1-2, III.1 Communication: I.A-1 Develop and evaluate a spending/savings plan. Personal Finance: III.1-4 Explain career preparation and job acquisition skills required for employment, professionalism and career transitions in their chosen fields. Career Development: I.A.1-3, I.B.1-4, II.A.1, II.B.4 Personal Finance: II.1-4 Computation: VI.C.1-2 Distinguish between different economic systems and the major features of the U.S. economic systems. Economics: I.1-3, II.1-2, III.1-4, IV.1-3 Demonstrate an understanding of the effects of globalization on consumer decisions. Economics: VIII.1-2 Summarize the rights and responsibilities of a consumer. Personal Finance: IV.3, V.1-4 Describe the nature of tax liabilities and demonstrate the ability to prepare personal income tax forms. Personal Finance: II.1-4 Computation: VI.A.3 Evaluate services provided by financial institutions to make decisions for personal banking needs. Personal Finance: VI.1-4 Computation: VI.D.1-3 Evaluate savings and investment options to meet short and long-term goals. Personal Finance: IV.1-4 Computation: VI.B.1-4 Analyze factors that affect the choice of credit, the cost of credit, and the legal aspects of using credit. Personal Finance: VII.1-4 Computation: VI.F.2-4 Analyze choices available to consumers for protection against risk, identity theft, and financial loss. Personal Finance: VII.4, VIII.1-4 Personal Finance Content Standards National Business Education Standards for Personal Finance (Listed with objectives) Nebraska Career Readiness Standards Foundation Knowledge and Skills Communication Skills Critical Thinking and Problem Solving Creativity and Innovation Technology Skills Work Ethic, Legal and Personal Responsibility Teamwork and Leadership Nebraska Business Education Framework: HYPERLINK "http://www.education.ne.gov/BMIT/Documents/BEFramework.pdf"www.education.ne.gov/BMIT/Documents/BEFramework.pdf BE 12.1 Career Development Essential Learning BE 12.2 Communication Essential Learning BE 12.3 Computation Essential Learning BE 12.5 Economics and Personal Finance Essential Learning Nebraska Essential Learnings National Standards in Personal Finance Education created by the Jump$Start Coalition for Personal Financial Literacy Nebraskas Career Education Knowledge and Skill Statements Personal Finance Course Topics, Timeline, and Projects: Semester 1 Financial Responsibility and Decision Making Unit 1Introduction to Finance (FEFE Unit 11.0) Budget Tracking Notebook Activity Working in Groups Activity Unit 2Values, Needs vs. Wants and Goal Setting (FEFE Unit 17.0) Virtual Business Personal Finance (VBPF) Lesson 1: Time Management and Health and Lesson 4: Finding an Apartment Unit 3Budgeting and Spending Plans (FEFE Units 8.0 and 15.0) VBPF Lesson 3: Budgeting & Saving and Lesson 6: Shopping Personal Finance Jeopardy Income and Careers Unit 4Career Development (FEFE Unit 1.0) VBPF Lesson 2: Finding a Job and Lesson 10: Education and Advancement Career Notebook Unit 5Paychecks and Taxes (FEFE Unit 13.0) VBPF Lesson 12: Paying Your Taxes TAXES Bingo, Vocabulary Review Unit 6Insurance (FEFE Units 6.0 16.0) VBPF Lesson 5: Buying a Car and Lesson 18: Insurance Semester 2 Unit 7Economics and Global Business (Chapter 1 and 17 from Economic Education for Consumers) Global Business Project Spending and Credit Unit 8Credit (FEFE Unit 4.0) VBPF Lesson 8: Getting a Credit Card and Lesson 9: Fixing Your Credit Credit Card Comparison Internet Activity Unit 9Housing (FEFE Unit 9.0) Building Homes of Our Own Simulation VBPF Lesson 17: Buying a Home Unit 10Consumer Decisions (FEFE Unit 2.0) Saving and Investing Unit 11Depository Institutions (FEFE Unit 7.0) Virtual Business Lesson 7: Choosing and Balancing a Checking Account and Lesson 11: Using Online Banking Checking Account and Debit Card Simulation Federal Reserve Activities Unit 12Savings (FEFE Unit 14.0) Unit 13Investing and Retirement Planning (FEFE Unit 12.0) Financial Calculators (FEFE unit 6.0) Stock Market Simulation-www.stocksquest.com VBPF Lessons 13-15 (Investing) Unit 14Identity Theft and Consumer Protection (FEFE unit 3.0) Commercial Project-students create a commercial or public service announcement on a consumer protection topic of their choice Textbook(s) and Resources Personal Financial Literacy, Pearson Education, Inc./Prentice-Hall Publishing, 2010 . Jeff Madura, Mike Casey, Sherry J. Roberts, authors. What Personal Finance Is About, Council for Economic Education, 2009 . Harlan R. Day, Ph.D., author. Virtual Business-Personal Finance Simulation, Knowledge Matters, Inc., 2009 .  HYPERLINK "http://www.councilforeconed.org/ " http://www.councilforeconed.org/ , Council for Economic Education  HYPERLINK "http://www.fefe.arizona.edu" www.fefe.arizona.edu, University of Arizona Family Economics and Financial Education Curriculum  HYPERLINK "http://www.federalreserveeducation.org/" http://www.federalreserveeducation.org/, Resources, activities, and video. HYPERLINK "http://www.irs.gov/app/understandingTaxes/index.jsp"http://www.irs.gov/app/understandingTaxes/index.jsp, Lesson plans for taxes and online simulations.  HYPERLINK "http://piggybank.disney.go.com/media/ap/piggybank/index.html" http://piggybank.disney.go.com/media/ap/piggybank/index.html, Build Money Skills: free online game.  HYPERLINK "http://www.stocksquest.com" www.stocksquest.com, Stock market game. Suggested Supplies (Spiral notebook (3 ring binder for homework and handouts (Pen or pencil Classroom Behavior/Course Expectations Please be courteous to everyone at all times! 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