ࡱ> % !!bjbj .BwAdwAd8QT4%L%%%%$$$$$$$$H') % %%%%8^%%$$:",3#%0^;*" $V%H%"R,,3#,3#vvTD % %.%, : Ins12/Coms/080 8 October 2012 Seven Club Class holiday companies wound-up by Insolvency Service Seven connected companies, which mis-sold membership of a concierge holiday scheme to the public while ostensibly conducting meetings to propose action against timeshare deals, have been wound up in the public interest by the High Court in London, The order to wind up the companies, five of which were registered in Seychelles and two in the UK, followed an investigation by the Company Investigations team of the Insolvency Service in London. The Secretary of State for Business, Innovation and Skills petitioned to wind up all the companies, collectively known as Club Class, as they were all intimately involved in the marketing of the scheme in the UK. One of the English companies, Bridge View Consultants Ltd sold the Club Class product to the public in the UK at meetings which were ostensibly arranged to address people who had been mis-sold timeshares. At these meetings, timeshare owners were encouraged to sign up to a group action against the timeshare industry to be conducted by an organisation called International Timeshare Refund Action (ITRA). The court heard that instead, the ITRA presentation became a Club Class presentation in which consumers were informed there was a one-off opportunity for them to irrevocably relinquish their timeshares in part-payment for the substantial cost of the Club Class membership, which ranged from around 7,000 to 15,000. Consumers were unaware in advance that this was the true purpose of the meeting. During the meetings, some lasting up to six hours, consumers were put under immense pressure to exchange their timeshares, which they were told were essentially worthless, but could be set off against the cost of their holiday club membership. Consumers were also told that their timeshare liabilities would continue in perpetuity and pass to their heirs. The principal inducement was that the Club Class group would arrange for the release of the consumer from these onerous liabilities by effecting transfer or other means. Cash-backs were also offered as another sales promotional tool. In fact, consumers timeshares were simply returned to the resort owner and no real efforts were made to assume their liability. As a result, consumers continued to receive maintenance demands from the resort owners. A representative of the Seychelles companies , Dennis Gilson, admitted in court that because of the onerous terms that had to be complied with to receive a cash payment, the cash-back offers were the equivalent of a spot-the-ball competition. In making the winding-up orders, the Court found that in addition to the mis-selling and lack of commercial probity which generated a significant volume of complaints, there was a lack of transparency within the operations of the companies. The companies officers also failed to co-operate with the investigation. Commenting on the case, David Hill an Investigation Supervisor with The Insolvency Service said; These companies were set up with the aim of duping consumers, who in some cases had already suffered from unfair timeshare deals, by using slick patter for what was in reality the selling of an illusion. There was nothing investors could gain from paying to these companies. This action shows that The Insolvency Service will investigate and close down companies set up to scam the public Ends NOTES TO EDITORS Details of the seven companies wound up are as follows: UK - Club Class Concierge Ltd and Bridge View Consultants Ltd. Their registered office is 9 Wimpole Street, London, W1G 9SR. Seychelles Club Class Concierge plc, Club Class International plc, Club Class Holdings Ltd, Club Class Corporation plc and Club Class plc. Their registered legal address, since registration, has been situated at 2Fl Allied Bldg, Annex Francis Rachel St Victoria, Mahe, Seychelles. The petitions to wind up the companies were presented in the High Court on 31 August 2011 under the provisions of section 124A of the Insolvency Act 1986 following confidential enquiries by Company Investigations under section 447 of the Companies Act 1985, as amended. Company Investigations, part of the Insolvency Service, carries out confidential enquiries on behalf of the Secretary of State for Business, Innovation & Skills (BIS). The Insolvency Service administers the insolvency regime investigating all compulsory liquidations and individual insolvencies (bankruptcies) through the Official Receiver to establish why they became insolvent. The Service also authorises and regulates the insolvency profession; deals with disqualification of directors in corporate failures; assesses and pays statutory entitlement to redundancy payments when an employer cannot or will not pay employees; provides banking and investment services for bankruptcy and liquidation estate funds; and advises ministers and other government departments on insolvency law and practice. Further information about the work of The Insolvency Service is available from  HYPERLINK "http://www.bis.gov.uk/insolvency" www.bis.gov.uk/insolvency All public enquiries concerning the affairs of the companies should be made to: The Official Receiver, Public Interest Unit, 4 Abbey Orchard Street, London, SW1P 2HT. Telephone: 0207 637 1110 Email:  HYPERLINK "mailto:piu.or@insolvency.gsi.gov.uk" piu.or@insolvency.gsi.gov.uk You can now subscribe to get e-mail alerts from The Insolvency Service. You may wish to subscribe to receive updates for the whole site or any of the key areas, i.e. about us, news, personal, companies, redundancy, profession, publications, consultations, contact us etc. These areas can be expanded if required. To subscribe, go to the site and you will see a button to sign up for email alerts and newsletters, or click on the link below and follow the instructions:  HYPERLINK "https://public.govdelivery.com/accounts/UKBIS/subscriber/new" \o "https://public.govdelivery.com/accounts/UKBIS/subscriber/new" https://public.govdelivery.com/accounts/UKBIS/subscriber/new Media Enquiries should be directed to Kathryn Montague, Media Relations Manager, Telephone 020 7674 6910 or Ade Daramy, Press Officer on 020 7596 6187 or:  HYPERLINK "mailto:ade.daramy@insolvency.gsi.gov.uk" ade.daramy@insolvency.gsi.gov.uk      KMZ`   " # ' . / > I ̺uduSBSuBuBuBu hpThyJoOJQJ^JmH sH hpThOJQJ^JmH sH hpThOOJQJ^JmH sH hpThfOJQJ^JmH sH hpThOJQJ^JmH sH hpThFOJQJ^JmH sH #hpThi5OJQJ^JmH sH #hpThm5OJQJ^JmH sH #hpTh.,P5OJQJ^JmH sH hpThs)OJQJ^JmH sH hpThmOJQJ^JmH sH Z ] 4  \]QRz{.gd` -DM gd` -DM gd/B-DM gdoOVd&$a$I T c z    2 7 : ; P Z [ 3 4  ޼ޚޚޫޫsfYYhpThiOJQJ^JhpTh%q?OJQJ^JhpThfOJQJ^JhpTh/BOJQJ^JhpThfOJQJ^J hpTh.,POJQJ^JmH sH hpThiOJQJ^JmH sH hpThOJQJ^JmH sH hpThp-OJQJ^JmH sH hpThFOJQJ^JmH sH hpThfOJQJ^JmH sH    + 9  2 ɴɟu`K6(hKq+hVOJQJ^JIVǃ* *(hKq+hCOJQJ^JIVǃ* *(hKq+hp-OJQJ^JIVǃ* *(hKq+h[ OJQJ^JIVǃ* *(hKq+hC4)OJQJ^JIVǃ* *(hKq+hcgOJQJ^JIVǃ* *(hKq+h|BOJQJ^JIVǃ* *(hKq+h/BOJQJ^JIVǃ* *(hKq+h%q?OJQJ^JIVǃ* *hpTh[ OJQJ^J []cepqeu EkpqִsfYfLf?fhpThsxOJQJ^JhpThnNOJQJ^JhpThcSOJQJ^JhpThGOJQJ^JhpThbOJQJ^JhpThTOJQJ^JhpThiOJQJ^JhpThGOJQJ^JhpThfOJQJ^JhpThcgOJQJ^J(hKq+hCOJQJ^JIVǃ* *(hKq+hcgOJQJ^JIVǃ* *(hKq+hcSOJQJ^JIVǃ* *9:<C19:Fcdghyz{̲̥̘̿~q~~~dWhpTh9OJQJ^JhpThsxOJQJ^JhpTh"OJQJ^JhpThcSOJQJ^JhpThGOJQJ^JhpThCOJQJ^JhpThOJQJ^JhpThVOJQJ^JhpThiOJQJ^JhpThnNOJQJ^JhpThGOJQJ^JhpThcgOJQJ^JhpTh"OJQJ^J"#Djlm+0W]n̲̿n]L hpTh"OJQJ^JmH sH hpThcSOJQJ^JmH sH hpThGOJQJ^JmH sH hpThOJQJ^JmH sH hpThe|OJQJ^JmH sH hpThsxOJQJ^JmH sH hpTh"OJQJ^JhpTh9OJQJ^JhpThthOJQJ^JhpThCOJQJ^JhpThGOJQJ^JhpThOJQJ^Jnv,47pͼͼͫq`q`qOq>q` hpThVOJQJ^JmH sH hpThthOJQJ^JmH sH hpTh`OJQJ^JmH sH hpThzuOJQJ^JmH sH hpThSyOJQJ^JhpThth5OJQJ^JhpTh{m5OJQJ^J hpThsxOJQJ^JmH sH hpThOJQJ^JmH sH hpThquOJQJ^JmH sH hpTh"OJQJ^JmH sH hpThVq#OJQJ^JmH sH pLV & Fe-DEƀk .M ^egdRV & Fe-DEƀk .M ^egdWgdSyBC(2  9:;TUVpѯlWF hpThVOJQJ^JmH sH (hpThB0J>*B*OJQJ^Jph'jhpThBOJQJU^J!jhpThBOJQJU^JhpThBOJQJ^J hpThBOJQJ^JmH sH hpThwOJQJ^JmH sH hpTh`OJQJ^JmH sH hpThthOJQJ^JmH sH hpThzuOJQJ^JmH sH hpTh`OJQJ^JCSV & Fe-DEƀk .M ^egdRV & Fe-DEƀk .M ^egdRCVoL] & Fed-D@&Eƀk .M [$^egdRV & Fe-DEƀk .M ^egdROPlmnGH   !! ! ! !!!!!ꯢqq`SKGKh wjh wUhpThthOJQJ^J hpTh,OJQJ^JmH sH hpTh}1OJQJ^JmH sH hpThme0JOJQJ^J!jhpThmeOJQJU^JhpThmeOJQJ^J hpThmeOJQJ^JmH sH 0hpThth0J>*B*OJQJ^JmH phsH hpThthOJQJ^JmH sH )jhpThthOJQJU^JmH sH oG !6Z & F_-DEƀk .M ^_`gdR_^_gdRe^egdR] & Fed-D@&Eƀk .M [$^egdR!! ! !!!!!!!!!!!!!! !!!gd~Hdh-DM ^gd}1!!!!!!!! !!!hpThthOJQJ^JhY9jhY9Ujh wUh w ,1h. A!"#$% DyK www.bis.gov.uk/insolvencyyK Zhttp://www.bis.gov.uk/insolvencyyX;H,]ą'cklDd_y%ZZP  C ,AISlogo800bk϶e VǷSkH(nk϶e VǷSPNG  IHDR $Y pHYsttfx IDATxb8C?}ʴ$U6M~}C!v`;?lC!v `/Sz)b;Sz)b;Sz'R-.~`1'$ɗ9 %}|}}>&~1&0'(PJ㩉7J.JN)2v1&0_)PJ㩉LWJ.:u9|і_#"$oC0gije{e])wVߟ^^]ϲE2M禔_Aݍ;+oC,{\X2JJ[ (ރB +R~y;?n;Pe݋VHbPZJ\ (^.p̳Wf;H >`R‚_aX|m8@,|*I,点dVK#<3-9-Ѕ$߃b! R~l97-І$߃b GLA28@“,~֊)|/a/>殹d{V-eaRʯ0Ï`s>6d{XLa `O.oq.'Y"S88GwD )-Ѕ$߃j) R~Cx2r]m=XqXv0ˇG8@~֊)Zğ$r]]UKY+ hc` N b!"[-žJt3n[m߃ ,|/Cb!^ćP7-žJS#[m߃ ,|/7>#km߃~tZd/>J=8Ђ_ipg#~:'Iյ ¶m@'If7۾yڌԷ8XcfT|$=B#" .%50Ŷص/_J[`}߃ ,i3*[οķ8۾Xhd^D4+q)} 6Ǯͨ|H8VRSl`MQp$=B#" kI}Lk>ZU @W@ʾhfk-K/ 2۾yt43Ѻ%G`m_ ,D*_"d}6 WΧ_Lw2@۾yamd~1]^]lh47p:%'msDtp3N~;b9Lop8Jlpa;xn'i\6WZ^ǷCh臛`!X(1q!q&-o, 4fX+/!!8r//j8<so}!!$8l ~"pK~95@7þ0CC8 nSi\6'j*.8T!X(2(`So}ᑿX XW ,dÉ F8r// *X;Par/pIjv8QcPp9(\:g_ŲNѢ.3o_};d9:GҼ˄-dC{A;u$eC-:G)RvrIvNwI[n*zpH~9:=\;')RvrYwu[n*r+w$e^.heJajd<C{55\<_ŲLM.PpLނ_u; pۡT> `9|vzNq5_>îk| Az5sR7;Iv\[N S,5~<(aw=鄎 =Ě]9Ђ]qһ$Xκ|-HGt!lE79Ƿ Xk:Kv'_, qs}@:3HOdtjtzbsSNC54~pSy Az%Ɠwv8&")0IOuI't)N~2~rS^q Az57X*1ƴnsT_i Az%ۦ7кk5̺5-tݸä:KvM'`r[`.wytBGbͮ&RY[q t.ϒN S,6ڄY:mgmuι]I Az%fWJeVW@9Wh饠$XN@ NPN S,I /Zz)I't)p-:KH8 j Az5$EK5 =Œt@t@cI: wtBgbM:! wtBgbI: t@cI: wtBgbM:!wtBgbI: tBgbI: OwtBgbM:!OwtBgbI: OtBgbI: wtBgbM:!wtBgbI: tBgbI: wtBcI: wtBgbI: !tBgbI: !t@cI: !wtBgbM:!!wtBgbI: %t@cI: %OwtBgbM:!%OwtBgbI: )Ot@cI: )wtBgbM:!)wtBgbI: -t@cI: -wtBcI: -wtBgbI: 1t@cI: 1wtBcI: 1wtBgbI: 5t@cI: 5OwtBcI: 5OwtBgbI: 9Ot@cI: 9wtBcI: 9wtBgbI: =tBgbI: =wtBcI: =wtBgbM:!=wtBgbI: t@cI: wtBcI: wtBgbI: t@cI: OwtBcI: OwtBgbI: O¥t@cI: ¥wtBcI: ¥wtBgbI: ĥt@cI: ĥwtBcI: ĥwtBgbI: ƥt@cI: ƥwtBcI: ƥwtBcE:ȥt@cI: OȥwtBcI: OȥwtBcI: Oȥwt@cI: ʥwtBcI: ʥwtBcI: ʥwt@cI: ̥wtBcI: ̥wtBcI: ̥wtBgbI: #Υt@cI: #ΥwtBcI: #ΥwtBgbI: 'Хt@cI: 'OХwtBcI: 'OХwtBcE:+Oҥt@cI: +ҥwtBcI: +ҥwtBcE:/ԥt@cI: /ԥwtBcI: /ԥwtBcE:3֥t@cI: 3֥wtBcI: 3֥wtBcI: 3֥wt@cI: 7OإwtBcI: 7OإwtBcI: 7Oإwt@cE:;ڥwtBcI: ;ڥwtBcI: ;ڥwt@cE:?ܥwtBcI: ?ܥwtBcI: ?ܥwt@cE:K/%!=ƒt@ <{ j Bz%x.:+t^z)(It1 NPNc,I>x靠&!X'|KAI:CH$@ wtBcI: K5!=ƒt@-< JBz|z j Bz%z j Bz%` 07e` #)XaSlGv}I't11$#eE~-:K}TS%ۇpsHw {GLFPHBfNޔ@9I't1{G:~Co + i݈w lQD'H:CH MK$Q.v܀\C3UqڇHWۡf%)X5۴թ[U[zRcd2BZ U dg4&tZk$@вtBcilWuLzLg\lu{Pci|v]E?liAXZ6Nc,yB"MּɴƘTKSեdB[Z, ^͸ͤ:+дLb%/ .&񦲲ۃLeKcShB@x΍Z6NsxB2- b"F wJ/+~=T4>;WeHAΖ h^ Af Bz%OhZ&E_ߖ\LY`OfIΓ2g* )S/;֫3q޲t@cJЖLnқKyL'4en2Bb\NVRJ_eԫq7"K:SHϱ = 56K!6n[cka=z:Z{ʁH[a_݉e3!=ƒ'45XcD}Ǫ(5Vm,L{B~?d|ʵ^VȺͤ:KдT"֒ւɗ8ꮹ^2y]viT5U oW9<[~^V ^tA^Bz,6{-ؼ9ȤW1.Gّ5i)N.,Ul9"eoHXoM:CHd-*V g m]wKx׼; ;yEpRqճF]\3k#N!=ǒ}wdZ/n7Tt\MU'05~Is_t\5=)h.uxHŶwp')XkN=) KuS/`]R75;DEoFrr)46p Nc,2Js[&{eoH^+\4K ywTaYMIWf$w-(ݮn0c:K6.ږT["zTgDԺC=:ҪLզ(x9N!=NJr5eP*6l=]] +"bHwŹ7$!=ƒݒxmAQA=A#hEe+zDTwٮ IDATŹ3,!=ƒ͢h-Q\Рt.]X6Vp'ҕ+΍dIt 9VEoܫ5[޹9#Uu ˆԵM+Sǘ&)XU=*꾕 |zKD˪:b׎-;NbtBcNYַxw5 _\Κӱ4x5qä:+vʢEйǦ)sڰ8tհ6x5uw]r :+6ʢEҺɥ'wƹyQXit.qī)Sf'!XQ-"U]&BI5+2Q75`nP%]Q]24N!=NJh.*mhs=8k>^t =ůnj`sE%]QM28N!=NJ}h15E]PJ%F ^VNԂlSBCn9eq Bz%ѡj^S઀;Kvp-1ґǵuҦeF*n It 9VFF̹ʟz2YĶˆ~k]]-6E-++S')XO]**{//ӬtVĺa.Ӻ]z:jۺz{9U~y Bz%ۤѡѥ*s;L<;Vo3+weMlKZVs)Ks,& ƃ~H`^ۡ{wADFXʹ*ױ˺X.psҤ:+IãdCY!Rl>++kUY:wUK1]%ui [9e|q Bzۤx Eef+5v-"ӷĺ6-*8N!=ǒ]h\k 4o=9E!e-_⿪\.c 9a)yq [.:eziBzۤѸ*WOG"_}Tfv{,RyYZ=;Jv\t:+I#qGmAv-0#cʎFRUWǰS&)XKJU^a8 n+H#U I'kSP2,TIt 9VlGRiκ}|%uu 7/UE_ ^R5R6t:+I"Qˊ׫LgY=MǗK{ݍΐn7Z2KzY)uv[TWIPؐ†N]t@c.ix4j]z*7"v8-5.Rjl@UXj# W*8N!=NJmhԺ"b=YTOoHW }DcuFrPZlIaUOZK]!lTI't 9VlE➴z,n\Z\.t񤮨{E_ kҨRm[:呌Nc,% =mB]Y(] ޏēL(qZZu\ƥ:ݮSƖ&)XM u htҬ{z3.p;E.24-,ԉ/ݖ28N!=NJmҰH_^m@k2fHaJޤ# _kτJ+v[v')XK&˴MhxԳ (0;UW.bq3'Ћ3ݖ@It 9쒆G2}+/o9K\8Z6Qav/$6]fN\Ykkm;efq Bzۤa/bHߌjk2hݕGّG/k\/%y3Zx3l)3Ns% ƀ5E4U\~Gˮ - <#p-wl rdl1L:SHϱd4<l irmIK,-2t(:~wl rhI't 9VlEbu & wY1nfҪ-C^Y_]?;[And Y{{;aLNs% Ɛ#%5Qל3CFp3Kgg ȍ![N֟^NyӤ:KvI#1daIp5`BKBS+ [{DԻiV| bd g1M:SHϱb4,ZipO Zeip#nް$bWmH`}>i Bz41oEK㸆5m@UՙSoyR`qqĂv$վS&)XKA^4NlX:=ΐy_~Cﲫ9sOk=̠\ %$It 9VlEbŬE+NmmJhbvF\?[zm|Za J=0N:SHϱb0<6f(z-H☷Eo]`R sm `L+M:cHb0<>Hzvt;xPt{3bK0e_3NU:C.8lW;m<9 s& Ą97Vv_Z$E?iS{kFԻllܳBgmw=!SOiwd4 >aCzᑘu3jJ݁KɌlшqsfL Zh.-N 5wsg ef;h}(y1B2@k_'к-?1i{tPvnŚ{&1YIUWz64*dxץ j3؞i2T7bGKs% ƪeLLBF^"uL("up3S'TA5P{냗&)XKe[7x"-Td{1C0;o['+-O=4c|B5TeI't 9VEBe,Ą'[ltL[6KrZz>:PoE$1YI \g3S37:EUc|[6K}EzW'T焞Hk|ʷI҃$ ^U9҉9O}:z-TKzø8:HTCSLtBc.aX$tH'f=£zTN- 3wr(B/]JϢN5o<dIt AVlGChb(҉yF?m:`:VD&Ea/9:!T&S 1;逎!=ȊMh ^WE*8`՛:ltڙw*e*_)oO8cHϱb0,RW%sepW{U!)fohhLDR_Ի} յlL-bN8sHb,<RW5c0tծJ/BN&gL$R_ƻ3Of8._9N8sHb,<RW5c^ظtŮJ+BVhgLB_ֻ]pŦsZl>琞c.aX$WEzme L?GfdJ3H}]Ugx6+l<d&Yx4&WE!}΁. ]3|K;G?u8^םQSx:vxM6Hb,<j"}L>@fd3@ugT} >iiDzda|W7S0]*3ўBW\Il*5x"=NJMhm+E?S0M#1b/X.ٴUKDzd|]xѹhg^`pf]QG%s=ŗN1liR>diEzdx}Q|Qc `19BYh'bd\OG)Տ`N/fsAVlGwE՞hgX]QGV%s=O-~vvxA0Hb,,&/6 dCs; CMFq"YLH*?zx b{4YPz{rٜEzdU*L/6Md*QZmgH}QGV[SFs= ̩ޫ@vޝ\4d&Yx$.M/Md&ZhngHmsGV[Sfs= ̩JU I/w'aYI eK׋m^nzY?~\b֤\_xtnk9Es9VlGCYjD&p/3J]q,0jkl.g/9;[ݢ7rʻK4҃$ ؅EƉL VnzY,7ƩH#˽iù _sw*wСEw'iYI m ߋNn~U,ݭ1xew1Lօ[hQݠbۓJ8҃,$ څEƑL Nnͬ~Pa\"u:Dw󽹘9 +6#jH&PoG*r{wΤ8hCTzäj] 0ޝT0ǑdYx$Z_Th;{Y//Α1ZE4)J <҃,$ [닪C@ݿxk/o:Ӡқ$fU-hۼ \#=ȊMH+9Tъw"('։^F1ZmG3%lorAVGC_E֡L jߍXE;4 8,^LwDL~2HzD0|~Qu*(lEQF> cY FVhxװ&ˁYI GMGS0WxZI:MaR(X,^Lw•&6 _@҃# #ީLV7,0 ׉׋uv(Xa)+M2]Vd\XN$=ȂMhX"mˌiuhwN[.2VITY&.K_ID҃$ >ֱxV7nxAQ*aTvr5lt4G\wtwYvH*'dQx4Li9 H¦ *|%!ЪDS߿ԱnۓȺd[D`;Iw ǒdQ45%*|BUWA>YnM%b[r`;Iw ǒdI4 Uɾ - 9-O?BW)+O.Q_hHvI:Jy9 H'\,*HPid9T4}e\ =S--O./IUw IDATiv<&=ɂ= H*2k]3RTq[0QZ e<س/&~4q.AV쑄-y!ij7M-Ο\ࡡOYuC=ۡ}SO@odAo 5 ITij9\ # #ꝁyb}%=(ÿdғ,$]Y1 Zgi=AKNToM̓1K IqF۰Mod&A8׾5'2']YrET~́Š踞fQ .V\q2AVl}1rh HYKv{~KfFr[Tvs.mpÿhMhғ,%kyIwռ IҶOoe+n ->'%=U]t%sSM5IbEMVuhLTR50Yiu?󢦲˵r+nlњɤYONjIe-YTli[֞dn˞Ugu]+ޔmv7iur/ aMz[e`,/RRHLiJr.ܶxݵXn+ʮn0&=ȊokKYKӆ'KzKyꉊ"0BYm*7UmxsPf-+t-Z-]۰-:Eaٿ30y mtjNcgd:d̽j];G0##*sY;s=kKV_[v7\q9xͺFp҃,ؼ_WI{S.qxX3MiKWRf ܆mi ksyQã8|}4JN_dl*ʌt{ߙ{Rqtu_җ2[`7l OSur=Qjw8 +ק`VQeݻ5|ʳ KWRf~m ]ۡSuD-I`~} nUJxEwUf%iXiKXBe܆m O^ô%q[%;Gح2p_7,Vdm ءg6o;iڝ '=ɂ5*:^-q[(NnUN$3ieb</v8&͞ߵ&;]AOz{SuXb@)nłIY^u&- J'F\Zf\nKg{8 +r~ƌc gry`;>$ rC?cG 6oZlДY}t9=5𰿺' =Ȋt>Gf 'YxT9=`;/=1|Iく/P> +l;$ K$ K +O2t'Y~}4HO `;bidE:L% |Ixl_, :ғ,HXdY 4|0+A?O!=ɂt<퐥AGzx!K$ <3ғHd'Y4HO 32+A;!=Ȋt>π琞dA:vsHO Cp3+A9!=Ȋt>CsDzx!HO S04+A"=Ȋt>OӷCoDzx!hHO c~5+AO"=Ȋt>÷CkEzx!HHO s`; Ixfz%(q6Y'YA$ <CPdA:nWcFz|!HO `;Ixgz%(i'YI:IxlNzx˙^ JlIVxlLzx!,dA:gatWWHzx!dA:v'Ya镠'eA:v'Yi"Ixgz%'Yi|viIO `;5ғ,H8<_JPci#IO GdA:vK'YyIxgz%(q4'Yy Ix lBzx^ J =*Qx l@zx!,dA:'bW}Kzx!̓dA:Gv'Y迠镠DeA:GvӤ'Y4Ix&Ohz%(Q7GY,Ix(l0Kzx^ J~2Qx(l0Kzפx*l0Izx#^ J~4Qx*l0Izx !̑dA:ǢWiMzxˇmn?( <C"=ɂt<υHO s~F+A'=ʂt<υfHO a;ғ,H`JP"I a; ғ,Hda$ <4Zxң,Hda(Iha$ <ݗ4:( <C'=k<C&=ɂt<F)M%FaYx6l0Lzפx8l0Jzx[^ JD}Npa( <C$=ɂt<OG1M%6{Yx:l0Hzx! 5tk^ J$]Nxa( <C#=k<%MN|$JPhu:vCGyM:`;ғ,Hpiz%(%=ʂt<v#GyM:`;ғ,Hpjz%(Yo!=ʂt<'vGyM:?ll dA:O#H Kzx3Ro` 6{H!ܮc Ǯ3vIsR{w+5]G|o?'rTg ^klp( J]&m#jx|tv,1sYK/lG(CMz<-S&'ۣgY缹;LNY=D|o?%r]έg+Ó#5m,HrǺQ܅2Y5lp( e}1n%e V["K!%=kEJt zEl@*Y k {Y?3,px7du~]beЦƃI.&Q<4%;MhpvOVj d|Mңf$FzSsD;{;OY,RY &7>64G `P|o?M[`{9U2:.3lSlddU"J 9Lf,cGUe??nska;{GyM<^G[*܏-,Kљä7sxEW},zvխ- KQlp(If (ސ1+SY]{MBuEyacme^U!E"ǙTr`k\kެ!BTٙ0@+gBGY@UGЏ5(Sac[KtV"l8_E̷%$%4_|-)U_4}ToGgKޫ"z)!.lw\WVhGaEgoGgKޫ"z')mJwBXVhGaEӇOUesLe/]aY@ ']_>Qy#n˳%U_p}+Oa񐴨\ۏ4 OF-ϖW}IU]}yAEmwڢ2SE?ҘN+O>}L놧/ .\;\<-*3W3')\<,:U7W6f k̵0HkB28?=cg<[Vʯc;UeG:qA0[xj4b¯da}](Ұ{Ǿao6= < +|FQaWTiqj]COGi@}@nDl;_XrieW_e zy9"WjxΚstehPóp^؍="™up?`;;/)2#C{˛?v3g+(-YyG"3GP{{uΟP,EԮ/ @-\~?bnp_.8=#T8s|0}(s,VSM$˯`8uoENnU^5(.wi o.? /׉톍?:l[`9buqc1 0y|ۂDp GՉMeMr˫ۧ)%ۈu OH>N'nplF˫٧-%ƻ5 /a&F'ZT6%˫:u߫%u o-v0:hԲ%mnՉ^ (1Fso\~C6:dֲ%}nʼntfdw0 'DmN<{mY^Аx6LzS1;˯AyLh|vš4lcZ˯ !3K}թlb#:(ϸ|ޓW԰w#ҟ>i`N8/.#LNqy£(E$v0އr8'ZrX"TKqgmH}\YMeD7ruXR\Q+@s~^p^p0:,Svֆ [ͭ3@/w>xz,Pi;]I-M3l,Or ն6p:nyo$~淵'3gU;DI`}h8{jaJEqgmHma;G}ZN$z-d>jڐps,ICϹКR.߷{,gQ[Yҽtt?nQ߇uCݖ;0WϡZls:TI`uh;RdgLS%j=kCwέS~&q}ghkµ&yobBCmgmHE#0!< xm&/yXX3 j&0>[~bsƒph)Lu1QӠڳ6F.z1C+3ʺA ?jP[Yh#s~Vsƒ/̈́y# ~[}՟Z"8uI9_dYS9p4x?m8T#0/CR߇WcY˳ϵYog^jqF`CxdfKc],k^ε9}:4l-M庖!IiٝL3WeR47v4]2b 'YgomL t#0 ! ii`(VA'YfgmF Jo`տE0A{O+B*І84;,OZ>;4l:އ9Z{ZU4YfpN__`;>ZH)2~aQ72Zn`v}Xr\EKcdr-vHėYkѭ,v}Xj@u)N3[Yeߏ|avBj@u)N3[Ye|av`?O j@cj=f@Gm#޻hr|0n{.yP:>7@oV%(6bBʡ*2>&ʘz,0{vs$7QbQ&|1<.V=i13!<+TL??jڲ،)esJθt13!0~3X㛎 IDAT5bHڡ K1:.ژ]>Ƞ~vOs TR|d5#LŤ^h39bj^c(|9%~ɬ5&(5jFҡJMq5.<Zט41H*'1WhtdRd4jDڡJMq9v`cYzxGB1a;9~WB YH;Sm5.,^G.I%^ -*"{d9"LŦOo{lἪGR9ȹ8@x4*hՈCm>!#^s(y_,OJ{$CKVUd4rDjI%Eδ-Ecb0v9~RӢYNH<2f᧍N7-I vaHJ ox)5+*hCV:cؙG2)X`;7ZYNHaw<E،b6 ەj _/PБS~t`#y#6؞Ѻp4G9ǹӥU!`;17b ~ȠaґfS˒-2pv9=2o#( wakˍ.,+vwɛS|y9a:M:o3( Qhvf̲bwޘ}qjgd?FYE٥u#0v{9]Bo6ŲBAlfgX&h !lط)S C2l?k≥hҌ@>Ǘ@cߦFl_,K~ɰ'&zhO!lԷ)z#( w _ufrhvt/%jÝLH2'RO ˃|ja:}RŲF@1Y [&`gVa;Fpc>l$Z3pv;9ZѡH@mx<SD0e؍pTS>4y7NЇ7I:3 '`r &t=CӡoTSuFPN4\cEeSpv9jƈTj Fʌcz)^W әoS4f$6ght5m t꠻AHlvb:mrǣ"X'x*,1>Cωo4֗;/# Wrί|na:]MIH覗KeħvtD5՛2; ]/o;oN|vaW<IUTŭPI}@^avQ.{0[ry0YQC%-xࢥQml0~;l)ߢ+*aV^`y813 ۡp.6t;Ee;,3jƠ7TסH\W w(:[,3aơ7lB+"/[l[`/aOLAZUlR~E]<3frF*U*tڲVکoҒܘJWE6žx]\UϚݒlXF To2 -oqw˫r/O ׷ر,MeBV`kaKLk@UTe3&{>Kz ۱XvxasڽDuLv'2PfJ؝Xt&z?t_JLHQdw-bkMe(D[{\坺a;1B  yttmJNs-Um;U$ZsCalNˆnE?Gj2:k@E -> LΒ.riYѽh[VqԘ$ =l !l鰿$a>%'~.=A2z_IxX`?aC6.gva:#  "mx ߼d {tALAxk7o/?l› p m`bp"?6/2< 6C7\C!v`;?FJIENDB`w2&6FVfv2(&6FVfv&6FVfv&6FVfv&6FVfv&6FVfv&6FVfv8XV~ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@ 0@6666_HmH nH sH tH @`@ NormalCJ_HaJmH sH tH DA D Default Paragraph FontViV  Table Normal :V 44 la (k (No List F^@F F Normal (Web)dd[$\$tH 4U`4 th Hyperlink >*ph4@4 mHeader  9r 4 "4 mFooter  9r H2H  Balloon TextCJOJQJ^JaJZYBZ yJo Document Map-D M CJOJQJ^JaJPK![Content_Types].xmlN0EH-J@%ǎǢ|ș$زULTB l,3;rØJB+$G]7O٭VGRU1a$N% ʣꂣKЛjVkUDRKQj/dR*SxMPsʧJ5$4vq^WCʽ D{>̳`3REB=꽻Ut Qy@֐\.X7<:+& 0h @>nƭBVqu ѡ{5kP?O&Cנ Aw0kPo۵(h[5($=CVs]mY2zw`nKDC]j%KXK 'P@$I=Y%C%gx'$!V(ekڤք'Qt!x7xbJ7 o߼W_y|nʒ;Fido/_1z/L?>o_;9:33`=—S,FĔ觑@)R8elmEv|!ո/,Ә%qh|'1:`ij.̳u'k CZ^WcK0'E8S߱sˮdΙ`K}A"NșM1I/AeހQתGF@A~eh-QR9C 5 ~d"9 0exp<^!͸~J7䒜t L䈝c\)Ic8E&]Sf~@Aw?'r3Ȱ&2@7k}̬naWJ}N1XGVh`L%Z`=`VKb*X=z%"sI<&n| .qc:?7/N<Z*`]u-]e|aѸ¾|mH{m3CԚ .ÕnAr)[;-ݑ$$`:Ʊ>NVl%kv:Ns _OuCX=mO4m's߸d|0n;pt2e}:zOrgI( 'B='8\L`"Ǚ 4F+8JI$rՑVLvVxNN";fVYx-,JfV<+k>hP!aLfh:HHX WQXt,:JU{,Z BpB)sֻڙӇiE4(=U\.O. +x"aMB[F7x"ytѫиK-zz>F>75eo5C9Z%c7ܼ%6M2ˊ 9B" N "1(IzZ~>Yr]H+9pd\4n(Kg\V$=]B,lוDA=eX)Ly5ot e㈮bW3gp : j$/g*QjZTa!e9#i5*j5ö fE`514g{7vnO(^ ,j~V9;kvv"adV݊oTAn7jah+y^@ARhW.GMuO "/e5[s󿬅`Z'WfPt~f}kA'0z|>ܙ|Uw{@՘tAm'`4T֠2j ۣhvWwA9 ZNU+Awvhv36V`^PK! ѐ'theme/theme/_rels/themeManager.xml.relsM 0wooӺ&݈Э5 6?$Q ,.aic21h:qm@RN;d`o7gK(M&$R(.1r'JЊT8V"AȻHu}|$b{P8g/]QAsم(#L[PK-![Content_Types].xmlPK-!֧6 0_rels/.relsPK-!kytheme/theme/themeManager.xmlPK-!g theme/theme/theme1.xmlPK-! ѐ' theme/theme/_rels/themeManager.xml.relsPK] !B I  n!!! Co!!! :TOlG!XXXX8@0(  B S  ?DEFGH IJK TT9"ZZI":*urn:schemas-microsoft-com:office:smarttagsStreet;*urn:schemas-microsoft-com:office:smarttagsaddress8*urn:schemas-microsoft-com:office:smarttagsCityB*urn:schemas-microsoft-com:office:smarttagscountry-region9*urn:schemas-microsoft-com:office:smarttagsplace>*urn:schemas-microsoft-com:office:smarttags PersonName 6y}"# "33333Z  "  "@W!@͐x?@ABCDEFGHIJKLMNOPQRSTUVWXZ[\]^_`abcdefghijklmnoqrstuvwyz{|}~Root Entry FP!d;@Data "om1TableY,WordDocument .BSummaryInformation(pDocumentSummaryInformation8xMsoDataStoreS;0^;DWGXEWVILULRZ==2S;0^;Item  2PropertiesUCompObj r   F Microsoft Word 97-2003 Document MSWordDocWord.Document.89q