ࡱ> Q &Xbjbjȃ "<m]nnnj j j j 8 . j /n   aOKkkkkkkk$pr"l n?"a"lC q CCC 8 n kvkCfCQKn4jVnk 4pok3j j ]4k    ,  ,       -    1.          "   .        ,   ,   ,      /, , ,   '.           .         ,   .           ,          ". ,           ,             ".          .           .               .              .                       ,      .              .                 .  ,                   .       ,          . 2.            .           ,      : Title -     -          .          ,    ,       . Registration -       ,               ,        . Registration     . Inspection -  " " -         ,    ,       .  - Inspection      .   (- 10$)      .  ,      ,      . (Vehicle Identification Number) VIN -     (   ). - VIN      .            ,              . - VIN    "    ,   - Title  - Registration. Lien -   ,        .          ,  . Plates -   ("" ).         .           ,          . (Department of Motor Vehicles) DMV-      .  '     MVS, Motor Vehicle Services. Dealer / Dealership - ()     ,  "   . 3.        ?             .      ,        .        ,         ()     -    (on the lot),       (locating)  ,        (order).                         ,   .      ,       "      ,      .     ( )    -           .    ,             .      ()           -     ()    .      ,   :   ()               -   "  "   ,       (registration)   ,           New York State Inspection   .          ,               -    ,           .           - "    ,              ,   "'" (mileage)  .       -12 ,   '  ,          (financing)     .        ,       ,   ,            -               ( 15% - 35%)                      ,       ,       ,  '.   ,         ,           .        "   .            !          ,     ,         .      - Sales Tax            .       8%  .             ,        .      .  ,               .           ,            .           ,       ,            .              ,       . ,          '        ,         .          .     (Financing)        ,     .  financing     -        ,           (,  ,  )    .               .   (Lien)              .         .          ,          .        (  )            .        -                  .         .             ,          '.     '   ,    .            .            .       ,       .        :         (money down)       (            )                           ,        (    )     ,  0%     no money down.            .                ,   ,   (mileage),  ,    ,      ,    .       ,    "          Kelley Blue Book -  HYPERLINK "http://www.kbb.com/" http://www.kbb.com/.             ,  ,   .      -     ()    ,     - 20%  35%   .     KBB 1996 Oldsmobile Cutlass Supreme 4 door 3.4L Automatic with Options   : 8,950$    : 6,845$   30%         ,          ,   Edmunds.com -  HYPERLINK "http://www.edmunds.com/used/" http://www.edmunds.com/used/ , "  Edmunds.com 1996 Oldsmobile Cutlass Supreme 4 door 3.4L Automatic with Options   : 7,105$    : 5,719$   24%          - Do not buy a Lemon      ,      30%          ,               .        ,    .             ,        .           "" - Lemon                   .          lemon vehicle                 ,       .       ,   ,      ,         ,       ,    ,     '. CarFax Report CarFax   ,   ,          ".    , ,  ,  lemon    "  ,     CarFax        ",   - VIN .     ,    "               .         "      HYPERLINK "http://www.carfax.com/" http://www.carfax.com/ -    - VIN     ,     .  "  19.95$.    " CarFax :      (,  , ,  , , , ,  )  Title    (Junk Status  -,       ,  ,  ,        ,  '    ) ""  (   '   Inspection  ,    ,        )    (,  ,    ,   )  Registration (      ,  ,  , ,   )    (   "  ,    ',  ,  ,  ,   ')        ,                .        ,   ,    ,    (-!)             .     ,                .    ?       ? Service and Maintenance Records    ,    ,           ,  .         ,            .     ,          .         ,           ',      ,          .       - Used Car Checklist       ,           . "      ,       Used Car Inspection or Checklist.      100-50$,   .       ,        ,      .               .         ,         .               . Liens -           .          (Title)      ,   .            ,       ,          .      . ,        "    .         .  ,          .   ,            .         "  50 - 100$.     ,        .  60,000    "    -700$,        !   ,          . ,     "   ,             .            ,             .         ,    - DMV         .                :             - ,  , , , VIN           ,         .       -              ,            .      "     . ,           . ,              .      ,        "        ",   ()        ,       ,        .          ,     :       ,           .   ,       .         HYPERLINK "http://www.nydmv.state.ny.us/forms/dtf802_01.pdf" DTF-802,   /      .       Transfer by Owner      (Title)         '  .  ,     HYPERLINK "http://www.nydmv.state.ny.us/forms/mv103.pdf" MV-103      .         ,                   .                .          - Registration   .        ,      .           .       , , ,  '  .        ,    .            .                   HYPERLINK "http://www.nydmv.state.ny.us/forms.htm" http://www.nydmv.state.ny.us/forms.htm 4.      - Registration       ?         , :    16         -                (Proof of age and identity)    ,    6      6    - Acceptable proof of age and identity          ,           ".                     .          .      .   6        .    "        " ( ),       .     Non-Immigrant Alien        .        "    "          .     ,     .                  HYPERLINK "http://www.nydmv.state.ny.us/idreg.htm" http://www.nydmv.state.ny.us/idreg.htm.   -      !          ,      .   - 4        I-94  - 3        - INS - 3     (EAD) - 3       +   - 2       - 2  Social Security Card - 2         - 1        - 1        - 1   ,      - 1     -       , '     ,    (, ,   "),        - 1        -     .    - DMV  Registration                  -DMV     :     "           "           '  ,    HYPERLINK "http://www.nydmv.state.ny.us/forms/mv103.pdf" MV-103  "  (Title   95        .    95,    )        (FS-20)  ,  -. (       .        )        6      HYPERLINK "http://www.nydmv.state.ny.us/forms/mv82.pdf" MV-82,       , ',             .    8%  ,    "  .              .    -          ,          ,  MV-50.           ,    HYPERLINK "http://www.nydmv.state.ny.us/forms/dtf803_01.pdf" DTF-803.      ,    HYPERLINK "http://www.nydmv.state.ny.us/forms/dtf802_01.pdf" DTF-802.   -DMV         ,          ,      : 2    Registration     Registration Inspection Extension -              New York State Inspection.                (Title)        90    Custom or Vanity Plates         ,               .                 HYPERLINK "http://www.nydmv.state.ny.us/cplates.htm" http://www.nydmv.state.ny.us/cplates.htm.         Registration   .        37.5$.       :  HYPERLINK "https://www.dmv.state.ny.us/inettrans2/wcCustomPlates.ASP?WCI=empchooseplate&WCU" https://www.dmv.state.ny.us/inettrans2/wcCustomPlates.ASP?WCI=empchooseplate&WCU 5.             ,     (" ")      ,     .        ,       .    "      ,                .         .                : No Fault / Personal Injury Protection (PIP) -        ,      "     .       50,000$ . Liability for Bodily Injury and Property Damage -    -      "     ,     .       25,000$     , 50,000$     , -10,000$    .          25/50/10. Uninsured Motorist -               .         ,             ' (Liability).    -       ,            (     ),   .         ( "")       ,            "   .    : Collision Coverage -         . Comprehensive Coverage -           -  , , ,  , ,     "    .     "  Comp and Collision    -          . Accidental Death and Dismemberment (AD&D) -              ,      . Gap Coverage -       (-),         ,                    .     . New York State Auto Plan -                       .            ,        .    "      ,             .    :         -           " " " "                " (        )     ""            The New York State Auto Plan.                ,       .           ,          .          .       - NYS Auto Plan.      - Auto Plan          .         ,         ,        .        ",             ,    ,     '.        ,              .    - Driving History and Insurance History        -NYS Auto Plan ,           "".      ( ) " ( )         ,              .           ,   "       (, " ,   ),           ( ,    ').                 .   -         ,            .     "    .        ( )   ,        .  ,               .                 ,       .              ,       :      - ,  ,   '    - ,    (                   ),             '      -  , ABS,  ,  ,   , ,   '     ,           -  , ,     '         -           Inspection Surcharges -              Surcharges.               .     - Surcharges :         ,         15MPH                   ( )                                        ,              .   - Deductibles - Deductibles              .      100 -1,000        .   ,      - Deductible   ,   "".               ,    ,        .                    :               -   ,  - Senior Citizens ,    ,   '        .            -  ,   ,   , ABS,    '.        .      ,    Multi Car         .   .                    .             .           .         ,             1 -5  (            "  "  ).      .      " "           .         ,             .       Multi Policy Discount.                ,         .     ,              .                     . Photo Inspection             ,           .            Photo Inspection        . - Photo Inspection   ,          ,      (         )     .           .    . 6.                         ,    (   ).               .        "     -  ( ).        ?            "".       ,               90  ,            .         ,        6   .     ,           .   ,        ,   Social Security Card.     - SSN    - Social Security Administration     .       - INS   - SSA    - SSN.      ,    .          "    "          .     ,     .                   HYPERLINK "http://www.nydmv.state.ny.us/idlicense.htm" http://www.nydmv.state.ny.us/idlicense.htm.   -       .         ,     .   - 4        I-94  - 3  (   "    1F  1J     - I-20  - IAP-66  )       - INS - 3     (EAD) - 3       +   - 2       - 2  Social Security Card - 2  (    -SSN                 .       ,   6   )        (Registration) - 2          (Title) - 2         - 1        - 1        - 1   ,      - 1     -       , '     ,    (, ,   "),        - 1        -     .         ...                        ...          .             .           .  ,       ,       "      .          16.    "     -          ,       ,    ,  .       18.   "" -   2 ,    Class D  ,        .          - Learners Permit             (Learners Permit),          , - HYPERLINK "http://www.nydmv.state.ny.us/dmanual/default.html"New York State Driver's Manual.          - DMV      :  HYPERLINK "http://www.nydmv.state.ny.us/dmanual/default.html" http://www.nydmv.state.ny.us/dmanual/default.html       ,         ,       .            (""),       14  20  "".                 .     (    )    ,   .          .     .                 25.         ,        Learners Permit. Pre-Licensing Course and Written Test -            ( ,   ),       ,     .     - DMV                              ,   ,  .          ,      ".        25  ,      16    .     ,        .    - Road Test        ,    - DMV    .            - Learners Permit     .     ,      /  ,   .            .          "   ,   .      !     ,   ,  .        Inspection         .      ,    HYPERLINK "http://www.nydmv.state.ny.us/broch/c28.htm" Road Test Tips  - DMV.         .  ,     -45    (       )      .   ()      Learners Permit.     ,        .        " ".      (  )    .     .    -DMV       -       ,    -6    Social Security Card   - Social Security Administration   HYPERLINK "http://www.nydmv.state.ny.us/forms/mv44.pdf" MV-44 -    (      )  , ',          HYPERLINK "http://www.nydmv.state.ny.us/licefee.htm"   .   -                     - MV278    7.             "  HYPERLINK "http://www.nydmv.state.ny.us/licefee.htm" New York State Department of Motor Vehicles  HYPERLINK "http://www.dmv.ca.gov/" California DMV  HYPERLINK "http://www.state.nj.us/mvs" New Jersey MVS  HYPERLINK "http://www.state.ma.us/rmv/index.htm" Massachusetts RMV  HYPERLINK "http://www.findthelinks.com/reference/motor__vehicles_of_the_world.htm" Department of Motor Vehicles in ALL States        HYPERLINK "http://www.ftc.gov/bcp/conline/pubs/autos/usedcar.htm" Federal Trade Commission Used Car Buying Guide  HYPERLINK "http://www.nydmv.state.ny.us/broch/c18.htm" State of New York DMV - Let the Buyer Beware  HYPERLINK "http://www.hsmv.state.fl.us/dmv/usedcar.html" State of Florida Car Buying Guide  HYPERLINK "http://www.edmunds.com/advice/buying/articles/46039/" Edmunds.com How to Buy a Used Car  HYPERLINK "http://www.carfax.com/cfm/general_check.cfm?partner=car_8" Free CarFax Lemon Check  HYPERLINK "http://www.edmunds.com/used/" Edmunds.com Used Car Values  HYPERLINK "http://www.kbb.com/" Kelley Blue Book Used Car Rates  HYPERLINK "http://www.carfax.com/" CarFax Vehicle History Reports       ,     HYPERLINK "http://www.ins.state.ny.us/auto00tc.htm" NYS Consumer Guide to Auto Insurance  HYPERLINK "http://www.ins.state.ny.us/auto0115.htm" Buying Auto Insurance on the Internet  HYPERLINK "http://www.geico.com/" Geico Direct  HYPERLINK "http://www.progressive.com/" Progressive Insurance  HYPERLINK "http://www.nationwide.com/" Nationwide Insurance  HYPERLINK "http://www.statefarm.com/" Statefarm Insurance  HYPERLINK "http://www.aipso.com/ny/" New York State Automobile Insurance Plan         -       PAGE 1  20 April 27, 2002 Vehicle Sale Agreement Between Moshe Rabinovich (Buyer) of 315 North Green St, MyTown, NY 18552 Tel: 212-555-1234 and John L. Doe (Seller) of 129 Maple Rd HisTown, NY 18553 Tel: 212-555-4321 For the sale of 1995 Dodge Neon (Vehicle) VIN 1B3ES85C2SD685414 It is agreed between the sides on this day, April 27, 2002, to transfer ownership of above-mentioned vehicle from Seller to Buyer. It is further agreed that Buyer will pay Seller the amount of $2,500 US at the time of ownership transfer. Seller has received a $500 US deposit to secure the sale. Signed Seller Buyer ___________________________ ___________________________  | ~ "NPRTj24rt>DHtvx$&(* !!ZCJaJ^JnH o(56\]^JnH o(Z56\]^JnH o( Z^JnH ^JnH 56\]^JnH ZCJaJ^JnH o( ^JnH o(Z^JnH o(A | ~ "Ptxd d !$h$$ v | ~  " LNPtx&(bd "$8%&&'d'(( )@))*+$-//11411R2>3P4 " \x&(bd "$8%&&'d'(( )@))*+$-//1 & F "$!!!""("*"""""&'(( ) )>)@))))*****++"-$-&.8.//F/\///11b1l111P2R2<3>3N4P4N5P54666f6x6 : := >>>AAIIIJJJJKKLLPMRMJN\NZ5\^JnH o( ^JnH o( Z^JnH ZCJaJ^JnH o(Z^JnH o(^JnH 5\^JnH O11411R2>3P4P56686z6(8*8 :H;J;==> B B EEGGH & F "  & FhP4P56686z6(8*8 :H;J;==> B B EEGGHLIIJJKKPMrM OOLQNQRRBStSSSSfUU*V\VVVV0WX$Z*]^_xaza^d`ddbefghVijjljjkl`nbnnpr"s6u$x&xHxzz*{}~F^NT"  ^>HLIIJJKKPMrM OOLQNQRRBStSSSSfUU*V\VVVV0WXx\NOPPPXPZP\PPPRRR@STTTTTTT"U$U&U(U`UbUdUfUUUU(V W.W0WZZZ[\^___(_V`````daja c cTcVcXccccccdd`ebejpU56\]^JnH 56\]^JnH o(jU Z^JnH  jZU ^JnH o( 0J^JnH jU jU^JnH Z^JnH o(AX$Z*]^_xaza^d`ddbefghVijjljjkl`nbnnpr"s6u$x&x"xbenexeeeffBgVggghhhhTiVihjjjbnnnrrrrr s"stt&x0xy&y28\^ LNTVXZ24ŒČ(*f̍vxɺ 0J^JnH jAU jUjZCJUmHZ56\]^JnH o( Z^JnH  ^JnH o(^JnH Z^JnH o(F&xHxzz*{}~F^NTXV$xx"TXV*>Ԓn^`:hR4\^HFZΣ(hƤ zҥPR4<0~4NPNtv޺:ܼ޼ξо@jH&&Z" `*>Ԓn^`:hR4\^HF"$  & Fh<>ҒԒlnDFD\8:6lfZ:< 0246DF 6@Z5\^JnH o(jU Z^JnH jU^JnH  ^JnH o(Z^JnH o( 0J^JnH  jUjUHFZΣ(hƤ zҥPR4<0~4NP  & Fh@BDFHXẒΣ&(PRTVXfhĤƤ  fhjlxz|¥ĥХҥإ<>@BNP 2~xzjU jUZ>*^JnH o(^JnH  ^JnH o(Z5\^JnH o( Z^JnH Z^JnH o(N",>L.0024>@|~246@̱αJLN\^468FHLNflд@BDƵL$& Z^JnH jhUjUZ>*^JnH o(jU ^JnH o(^JnH Z^JnH o( jU 0J^JnH FNtv޺:ܼ޼ξо@jH&& & Fh$$2J:<\^`Vfhj.DFHfhj$&RTV,.0 㿱˱56\]^JnH o(Z56\]^JnH o( ^JnH o( Z^JnH 56\]^JnH jT U^JnH Z^JnH o( 0J^JnH  jUj; UAZNR`02&d  PRT,02n&(j Z\xz.0ln:<\^4HJLbdf"0D>@ ^JnH o(ZCJaJ^JnH o(^JnH  Z^JnH 56\]^JnH 56\]^JnH o(Z^JnH o(MZNR`02&\0<^JN@8h*,RV*&j^`b   ( * @ PRf&B&8   "" `\0<^JN@8h*,RV@~68fh(*rtv`tjl (*$&<fhj\^^`b ,    0X|@BDj U jUZ5\^JnH o(^JnH  Z^JnH  ^JnH o(Z^JnH o(R*&j^`b   ( * @ PR"$D*,.0HNPRTVdf$&jlnp~(2@B^JnH  ^JnH o(Z5\^JnH o( Z^JnH Z^JnH o( jU 0J^JnH Rf&B&8   """#d$f$&&(())* & Fh$&prtv$ & ( * 6 8 z | ~       !!!! 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