ࡱ> IKH bjbjupup h. 8XXXXX$|||PD|(b,LxxxxO(Q(Q(Q(Q(Q(Q($2+-nu(Xu(XXxxH(RXxXxO(O(i%h&xɸ#%;((0(%R.ZR. &&nR.X'(u(u((R. : Stopping Automatic Debit Payments Sample Letter to Company to Revoke Authorization for Automatic Debit Payments People use automatic payments set up with a merchant or other service provider to pay bills and other recurring payments from their bank or credit union accounts. Federal law provides certain protections for these kinds of automatic payments, including your right to stop a company from taking automatic payments from your account, even if you previously allowed them. If you decide you want to stop automatic debit payments from your bank account: Call and write the company. Tell the company that you are taking away your permission for the company to take automatic payments out of your bank account. This is called revoking authorization. If you decide to call, be sure to send the letter after you call and keep a copy for your records. See below for a sample letter. Call and write your bank or credit union. Tell your bank that you have revoked authorization for the company to take automatic payments from your account.  HYPERLINK "http://files.consumerfinance.gov/f/201511_cfpb_sample-revocation-letter-to-your-bank-or-credit-union.doc" Click here for a sample letter. Some banks and credit unions may offer you an online form. Even if you have not revoked your authorization with the company, you can stop an automatic payment from being charged to your bank account by giving your bank a stop payment order. This instructs your bank to stop allowing the company to take payments from your account. Banks commonly charge a fee for executing a stop payment order. HYPERLINK "http://files.consumerfinance.gov/f/201511_cfpb_sample-stop-payment-order.doc"Click here for a sample stop payment order. Monitor your accounts. Tell your bank or credit union right away if you see a payment that you did not allow (authorize). Federal law gives you the right to dispute and get your money back for any  HYPERLINK "http://www.consumerfinance.gov/askcfpb/1017/i-discovered-debit-cardonlineatmautomatic-deduction-transaction-i-did-not-authorize-how-do-i-recover-my-money.html" unauthorized transfers from your account as long as you alert your bank in time. HYPERLINK "http://files.consumerfinance.gov/f/201511_cfpb_sample-notice-of-unauthorized-transfer.doc"Click here for a sample letter to report an unauthorized transfer. How to Use this Sample Letter Use this letter to tell a company that you are taking away your permission for the company to take automatic payments out of your bank account. This is called revoking authorization. In the brackets [ ], put your information and check the option that applies to your situation. Mail the letter to the company and make sure to keep a copy for your records. We recommend that you call the company and make the same request by phone. [Your Name] [Your Address] [DATE] [Company Name] [Company Address] RE: Revocation of authorization for debits To Whom It May Concern: Please stop taking automatic payments from my bank account for payments to my account with your company. My account number with your company is [xxx-xxxx]. I am writing to inform you that I am revoking authorization for you to debit my account via electronic funds transfer: _ This revocation applies to any and all future debits. _ This revocation applies to the next scheduled debit. I have not revoked authorization for other debits. 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