ࡱ>  [bjbj 7D(Sj-----AAA8y5A4"!!!!!UUU!!!!!!!#t&!-UUUUU!--!!4!U-!-!!U!!>mA !"04"n'Zn'n'-UUUUUUU!!UUU4"UUUUn'UUUUUUUUU : DayUnit/LessonActivitiesAssessment or HomeworkSupplies needed1 TuesIntro to LOYOSyllabus & Course Map, icebreaker, housekeeping; 30 minute classBring 1 3-ring binder by ThursdayFind Someone Who icebreaker sheets2 Wed1.30.0.B0 Pre-Test 1.30.0.G1 Semester Trivia  Setting Financial Goals Information sheet reading homework1.30.0.B0 Pre-test Projector 1.17.3.F1 Setting Financial Goals Information Sheet3 4 5 Thurs Fri Mon1.0.6 Financial Literacy Portfolio 1.17.2 Needs vs. Wants 5.0.2 Attitudes About Money 1.17.3 Setting Financial Goals Financial Literacy Portfolio explanation Introduction, worksheet, discussion Four on the Floor using 5.0.2.A1 statements 1.17.3.G1 Setting Financial Goals powerpoint Shake Out My Future activity Whats Missing? Setting a Financial Goal practice  Needs vs. Wants worksheet Note-taking guide Shake Out My Future worksheet Setting an Educational or Financial Goal-homework (student chooses) Setting a Goal worksheet-homework1.0.6 Personal Information 1.0.4.B1 Personal Finance Portfolio Rubric Set of dividers for each student 1.17.2.A1 Worksheet Signs: Needs/Wants Four on the Floor papers: A & B Projector 1.17.3.L1 Note-taking guide 1.17.2.A1 Shake Out My Future worksheet Die Whiteboards 1.17.3.A2 Setting a Financial Goal worksheet 1.17.3.A3 Setting an Educational Goal worksheet 1.17.3.A4 Setting a Goal worksheet6 & 7 Tues Wed1.11.2 Life Cycle of Financial Planning 2.1.1 Does Money Grow On Trees?Discussion/information Age-Group activity Read Information sheet-10 minutes to complete Brainstorming activity whiteboards X 2 2.1.1.G1 Does Money Grow On Trees? Power point (Eliminate balloon tower activity) Complete DMGonT? worksheet as a class Personal Life Cycle of Financial Planning-homework to be completed with a parent or guardian. Signature required. Due in 2 days. Note taking guide Mind Mapping Does Money Grow on Trees Worksheet Personality Mosaic Test-homeworkOverhead 1.11.2.D2 An Individuals Financial Life Cycle transparency 1.11.2.D1 Personal Financial Management Pyramid transparency 1.11.2.H1 Age Group titles on butcher paper Markers 1.11.2.C1 Answer Key 2.1.1.F1 Does Money Grow On Trees Information Sheet 2.1.1.H1 Brainstorming Questions ActivityCards whiteboards/markers/cloths 2.1.1.L1 A Look From the Treetop note taking guide Projector 2.1.1.H2 Does Money Grow on Trees? Worksheet 1.1.6.A2 Personality Mosaic Test8 & 9 Thurs Fri 1.1.6 Interest InventoryMeet in computer lab Discussion/instructions Score Personality Mosaic Test Complete Career Interest Inventory at www.bridges.com/cx Interest Inventory research1.1.6.C1 Interpreting the Personality Mosaic Answer Key 1.6.1.A4 Personality Mosaic Career Options 1.1.6.E1 Career Interest Inventory Resources 1.1.6.A1 Interest Inventory Research Information10 MonCareer Plan Multiple Intelligences Inventory & scoring Key Employee Skills frame: complete as class Career Plan Organizer explanation: summarizing your informationMultiple Intelligences Inventory Key Employee Skills frame Career Plan Organizer and reflection paper-homeworkMultiple Intelligences Inventory (Walter McKenzie, 1999) Overhead Frame forms (4 across-2 each) Frame transparencies Career Plan Graphic Organizers11 Tues 1.1.9 Investment in YourselfDraw colored squares from bag when entering the room 1.1.9.G1 Investment In Yourself ppt Education vs. Income activity Movie Mr. Hollands OpusNote taking guide and worksheet Mr. Hollands Opus worksheet1.1.9.L1 Investment In Yourself note taking guide 1.1.9.A1 Investment In Yourself worksheet 1.1.9.E2 Traits of Successful Workers handout 1.1.9.E3 Job Search Strategies Colored squares Bag Projector/DVD 1.1.10.A1 Mr. Hollands Opus worksheet12 WedMr. Hollands Opus conclusion Alternative activity: Speaker from counseling departmentEssay due in two days Alt.: Essay The Life Path of: interview and describe life path of someone you know1.1.10.B1 Mr. Hollands Opus Essay Rubric The Life Path ofessay rubric13 Thurs  1.13.1 Understanding Your PaycheckCareer Development and Life Cycle Planning test Movie clip The Pursuit of Happyness 1.13.1.G1 Understanding Your Paycheck power point Google Earth look at where tax dollars are spentTest Note taking guide1.30.0.B1 Career Development & Life Cycle Planning assessment Projector/DVD 1.13.1.L1 Understanding Your Paycheck note taking guide Form W-414 FriPowerpoint continued-begin with slide 13 Fill out I-9 form Complete note taking guide using information sheet Where Did All The Earnings Go? Twister (koosh ball) review Note taking guide Paycheck Stub 1 practice Introduction to Spending Plans information sheet reading homework Record income and expenses for 4 days - homeworkForm I-9 1.13.1.F1 Understanding Your Paycheck information sheet Calculators 1.13.1.A2 Paycheck Stub 1 worksheet Koosh balls/twister mats 1.13.1.H1 activity cards 1.13.1.K1 answers 1.13.1.A4 Reviewing Paychecks 1.15.3.F1 Intro to Spending Plans Information sheet Income and Expense record sheet15 Mon1.15.3 Introduction to Spending Plans1.15.3.G1 Introduction to Spending Plans ppt Slides 1-5 stop/think/pair/share Bathtub Analogy Slides 6-9 stop/think/pair/share Slides 10-15 stop/think/pair/share Slides 16-21  Personal Bathtub Analogy Projector Clear container w/spout 1.15.3.A1 Personal Bathtub Analogy worksheet 1.15.3.D2 Katie Coles Balance Sheet transparency 1.15.3.D3 & D4 transparencies 1.15.3.D5 transparency16 Tues1.15.2 Developing a Spending PlanJigsaw spending plan information read assigned chunks in groups, report out to class Discuss spending reports Spending Plan Shake Up 1.15.2.G1 Developing a Spending Plan ppt The Costs Add Up activity Calculate expenditures in dollars based on % of income  Expenditures calculations Spending Plan 101 - homework1.15.2.F1 Developing a Spending Plan information sheet 2.15.1.H2 Spending Plan Shake-Up Activity Cards and beans Projector 1.15.2.H2 Envelope Budgeting System labels on envelopes Check register MontGuide Average expenditures survey 2005 Expenditures worksheet Calculators 1.15.2.A1 Spending Plan 101 worksheet17 Wed 1.14.1 Introduction to Savings1.30.0.B2 Test Paychecks and Spending Plans Read Kermit the Hermitbook / discuss 1.14.1.G1 Introduction to Saving ppt Complete worksheet using information sheet Test Saving vs. Investing worksheet homework if not finished in class1.30.0.B2 Paychecks and Spending Plans Assessment Kermit the Hermit book Projector 1.14.1.A1 Savings vs. Investing worksheet 1.14.1.F1 Introduction to Saving information sheet18 Thurs1.14.5 Time Value of MoneyMusic playing: theme from The Apprentice Each student receives $100 in play moneywhat would you do with it? Discussion Calculation example on the board: compounding interest Practice calculation 70-20-10 calculation practice based on net hypothetical income Revisit the $100 how has your opinion changed? Complete worksheet together as a class.Motley Fool article take home and share with parent or guardian. Signature required. Due in 2 days.Calculators Music:The Apprentice theme The Motley Fool article Overhead 1.14.5.D3 Importance of Interest Rates transparency 1.14.5.D1 The Costs Add Up transparency 1.14.5.F1 Time Value of Money information sheet 1.14.5.A1 Time Value of Money worksheet19 Fri1.14.3 Rule of 72Cutouts of 72 hanging from ceiling , one for each student 1.14.3.G1 Rule of 72 pptRule of 72 worksheet1.14.3.A1 Rule of 72 worksheet Calculators20 Mon1.14.2 Managing Your CashRead The Berenstain Bears Trouble With Money aloud Discussion 1.14.2.G1 Managing Your Cash ppt Review activity: cut worksheet questions apart, draw from basket, students answer on whiteboardsNote taking guide Cash Management Tools worksheetProjector 1.14.2.L1 Managing Your Cash note taking guide 1.14.A1 Cash Management Tools worksheet Whiteboards/markers/cloths21 Tues 1.14.4 Savings TerminologyComplete Managing Your Cash worksheet in pairs Saving Terminology BingoManaging Your Cash worksheet Word search - homework1.14.2.F1 Managing Your Cash information sheet 1.14.2.A2 Managing Your Cash worksheet 1.14.4.H1 Saving Terminology Bingo Cards 1.14.4.E Saving Terminology handout 1.14.4.A1 Saving Word Search22, 23, 24 Wed Thurs Fri 1.12.2 Language of The Stock MarketTest Read Language of the Stock Market information sheet Discuss Investment Risk Pyramid 1.12.2.F1 Language of the Stock Market power point Slide 33 stop Reading stock quotes in newspaper activity Continue ppt to end Demonstration of supply and demand Movie clip Wall Street trading floor at NYSE 1.12.2.H2 Terminology Challenge as matches are made, post on the board using matching teacher cards containing terms and definitions. 1.12.2.G2 Language of the Stock Market TriviaSaving Terminology Test Language of the Stock Market worksheet use information sheet to complete1.14.4.B1 Saving Terminology Assessment 1.12.2.F1 Language of the Stock Market information sheet 1.12.2.D1 Investment Risk Pyramid transparency 1.12.2.A1 Language of the Stock Market worksheet Projector Business section local newspaper Play money Candy bars, granola bars DVD Wall Street Balloons 1.12.2.H2 Stock Market Terminology Trivia game prizes25 Mon 1.12.5 Tracking a StockTest (shortened class period - assembly) Introduce lesson to studentsLanguage of the Stock Market Test Bring a newspaper business section to class - homework1.12.2.B1 Language of the Stock Market Assessment 4.19.5 How To Read Stock Tables Bulletin Board26 TuesDiscussion of stock tracking assignment Set up files in computer lab Review presentation rubricResearching a company worksheet Excel stock tracking file Presentation-due in November1.12.5.A1 Researching a Company worksheet 1.12.5A2 Tracking a Stock Instruction sheet Disc w/Microsoft Excel tracking file for each student27 Wed 1.9.2 How to Locate a Living Space(Progress Reports are sent home) Assign students to groups for activity using Brainstorm cards Read information sheet to each other Brainstorm Activity 1.9.2.G1 How To Locate a Living Space ppt How to Locate a Living Space worksheet Reading Living Space Advertisements1.9.2.F1 How to Locate a Living Space information sheet 1.9.2.H1 Brainstorm cards Butcher paper/markers Projector 1.9.2.A1 How to Locate a Living Space worksheet 1.9.2.B1 Reading Living Space Advertisements assessment28 Thurs1.9.5 Securing a Living SpaceJudge Judy clip renter/landlord dispute Pictures of damage that would cause loss of security deposit 1.9.5.G1 Securing a Living Space ppt Complete rental application Flyswatter Facts review using worksheet questions Quiz using voting cardsRental application 1.9.5.A1 Securing a Living Space worksheet 1.9.5.A2 Rental Application 1.9.5.H1 Activity Cards Flyswatters Worksheet answers on cards A,B,C voting cards 29 & 30 Fri Mon1.9.1 Choosing Housing NecessitiesPrice is Right household items Poll class 1st apartment or dorm room? Tape off 10 x 15 area in classroom-discussion Work through Body of lesson work in table groups for brainstorming Pair dorm students, create groups of 3 or 4 for apartment students. Show pictures of uncommon items. Choosing Housing Necessities worksheet-work with roommates to choose and price furnishings Housing Needs and Wants worksheet1.9.1.A1 Choosing Housing Necessities worksheet Newspaper advertisements Catalogs Pictures of uncommon household items Calculators Youre My Roommate cards 1.9.1.H1 Fortune Cards 1.9.1.A2 Housing Needs and Wants worksheetTuesNO SCHOOL -CONFERENCES31 WedResearching an AutomobileSpeaker local automobile salespersonCreate a graphic organizer to explain the 7 steps of the buying process Shopping for an Automobile Loan information sheet-reading homework1.16.2.F1 Researching an Automobile information sheet 1.16.3.F1(BAII Plus) Shopping for an Automobile information sheet32&33 Thurs Fri1.16.3.BAII Plus Shopping for an Automobile Loan1.16.3.G2 Shopping for an Automobile Loan Using Standard Calculators power point Calculate cost of loans Whats the Best Deal? activityWhat Do I Need To Know? worksheet Calculating the Cost of a Loan worksheet Shopping for an Automobile Loan Using Standard Calculators worksheet Extra credit: Shopping for an Automobile Loan Using Web Site Calculators worksheet1.16.3.A1(BAII Plus) Automobile Loans-What Do I Need To Know? Worksheet Projector Calculators 1.16.3.A2(BAIIPlus) Calculating the Cost of a Loan worksheet 1.16.3.A4 (BAIIPlus) Shopping for an Automobile Loan Using Standard Calculators 1.16.3.H1 Whats the Best Deal? Activity cards 1.16.3.K1 Whats the Best Deal answer key 1.16.3.A5(BAIIPlus)Shopping for an Automobile Loan Using Web Site Calculators worksheet34 Mon1.16.1 Automobile InsuranceDriving in Bolivia power point Jigsaw information sheet report out to class 1.16.1.G1 Automobile Insurance power point Take notes during presentation Look at and discuss minimum requirements in Michigan using website Fly Swatter Facts review Note taking guide Automobile Insurance review - homeworkProjector 1.16.1.F1 Automobile Insurance information sheet 1.16.1.L1 Automobile Insurance note taking guide List of website resources Fly Swatters 1.16.1.K1 Automobile Insurance Fly Swatter Facts35 Tues  NutritionTransportation Test Nutrition power point to review/explain role and sources of nutrients Nutrition label reading - practiceTransportation test Note taking guide Food diary homework to record food intake for4 days1.16.0.M1 Transportation Assessment Nutrition power point Projector Nutrition note taking guide Food packages with nutrition labeling Food diary36&37 Wed Thurs 1.8.2 Grocery Shopping Within a BudgetFocus Activity Question: You have $25what will you buy for dinner for you and three friends? Discussion follow lesson plan body Students will work together as roommates from housing assignment Share Your Tipshow to eat healthy and stay within your budget.  Menu Planning and Grocery Pricing Project Essay-homeworkProjector 1.8.2.E1 Grocery Shopping Tips 1.8.2.A1 Grocery Planning worksheet 1.8.2.A2 Grocery Shopping List 1.8.2.B1 Menu Planning and Grocery Pricing Project Directions 1.8.2.B2 Grocery Shopping Within a Budget-Final Essay Rubric I Did That papers for sharing tips38 Fri1.7.3 Depository InstitutionsOn the board: Whats a DEPOSITORY INSTITUTION? 1.7.3.G1 Depository Institutions ppt Divide class into three groups to research depository institution services Complete worksheetsNote taking guide Use information sheet to answer questions on worksheet Make phone calls or visit depository institutions-report back next class-homework 1.7.3.L1 Depository Institutions note taking guide 1.7.3.A1 Depository Institutions Services worksheet 1.7.3.A3 Depository Institutions worksheet39 Mon 1.7.2 Electronic BankingFood diaries due Groups report on Depository Institution services, students complete comparison Students read Electronic Banking Scenario worksheet and complete vocab, safe & unsafe banking practices activity 1.7.2.G1 Electronic Banking power point 1.7.2.J1 Electronic Banking Trivia power point Begin work on posterFood diary reflection (Type 3 writing)-homework Electronic banking scenario Top 10 Poster1.7.6.A2 Scenario Colored pencils Projector 1.7.2.L1 Electronic Banking note taking guide 1.7.2.F1 Electronic Banking information sheet 1.7.6.B1 Top 10 Poster Grading Rubric40 TuesWork on Top 10 poster41 Wed1.7.6 Online Banking1.7.6.G1 Online Banking ppt Whats What in Banking review activityNote taking guide1.7.6.L1 Online Banking note taking guide 1.7.6.F1 Online Banking information sheet 1.7.4.H1 Whats What in Banking activity cards42 Thurs 1.4.3 What is Credit?Financial Institutions test When finished with test, students answer on scrap paper: Focus Activity Question: Why do employers do a credit background check on applicants? (slide 56) Discuss answers. Credit graphic organizer will be filled in as body of lesson is discussed. Advantages and Disadvantages of Using Credit ActivityFinancial Institutions test Selecting a Credit Card information sheet reading homework1.30.0.B7 Financial Institutions Assessment Projector Credit graphic organizer Credit graphic organizer transparency Overhead Advantage/Disadvantage signs 1.4.3.H1 Advantages and Disadvantages of Using Credit activity cards 1.4.1.F1 Selecting a Credit Card information sheet43 Fri1.4.1 Selecting a Credit CardOn table in front of room, a clear plastic bag of credit card offers received in the mail. Focus Activity Question: Jacob receives credit card ads each day. What should he do with them? Discuss FAQ 1.4.1.G1 Selecting a Credit Card power point Fill in worksheet during presentation Credit Cards 101 Trivia activity Selecting a Credit Card worksheet Comparison Shopping for a Credit Card Essay Projector 1.4.1.A1 Selecting a Credit Card worksheet 1.4.1.A2 Comparison Shopping for a Credit Card 1.4.1.B1 Comparison Shopping for a Credit Card Essay Rubric 1.4.1.E1 Sample Credit Card App.1 1.4.1.E2 Sample Credit Card App.2 1.4.1.E3 Sample Credit Card App.344 Mon1.4.2 Understanding Credit ReportsType I writing: I know this about credit reports. (10 or more lines) Read information sheets in chunks, turn to your neighbor and share 1.4.2.G1 Understanding Credit Reports power point Understanding Credit Reports activity Use 1.4.2.A1 questions to play Jenga in teams  Credit Report Scenario-homework 1.4.2.F1 Understanding Credit Reports information sheet 1.4.2.A1 Understanding Credit Reports worksheet 1.4.2.A2 Credit Reports Scenario 1.4.2.H1 Understanding Credit Reports activity cards Negative/Positive signs Jenga blocks or Tumbling Tower blocks45 Tues Identity TheftIn pairs, complete Understanding Credit Reports Homework worksheet 1.3.3 Catch Me If You Can movieUnderstanding credit reports worksheet Catch Me If You Can worksheet 1.4.2.A3 Understanding Credit Reports Homework worksheet 1.3.3.A1 Catch Me If You Can worksheet DVD Projector46 Wed Credit test Continue Catch Me If You Can Movie Credit Test Catch Me If You Can worksheet1.30.0.B8 Credit Assessment 47 Thurs 1.3.1 Identity TheftFinish movie Complete worksheets Discussion about movie and worksheet answers Ask students to look in wallets, purses, backpacks and take out anything with identifying information. Proceed with Body of lesson plan 1.3.1.G1 Identity Theft ppt Balloon activity to review informationCatch Me If You Can worksheet Projector 1.3.1.A1 Protecting Your Identity worksheet one for each student, one cut into questions Balloons48 FriAnswer questions on Protecting Your Identity worksheet Explanation of interview and essay assignment: interview someone who has not taken this class or personal finance class at HHS, give information paper to interviewee after the interview, write follow-up essay Identity Theft Scenario activity Identity Theft interview and essay1.3.1.A2 Identity Theft Interview Questions worksheet 1.3.1.B1 Identity Theft Interview Essay Rubric 1.3.1.F1 Identity Theft information sheet (2 sets per student) 1.3.1.H1 Identity Theft Scenario cards49 Mon1.10.1 InsuranceVideo clip from iei.org Students use Types of Insurance information paper to complete as much as they can on the How Does Insurance Work? note taking guide 1.10.1.G1 Types of Insurance power point Complete note-taking guide during ppt presentation Slides 1-13 stop Students work on worksheets from Insurance Education Institute Discuss answers Slides 14 22 stop Students work on worksheets from IEI Discuss answers Finish power point  Healthcare Costs worksheet Group Health Insurance worksheet Renters Insurance worksheet Scenarios for Renters worksheet Personal Property Inventory worksheet-homeworkProjector 1.10.1.F1 Types of Insurance 1.10.1.L1 How Does Insurance Work? note taking guide Projector IEI -Healthcare Costs worksheet IEI -Group Health Insurance worksheet IEI -Renters Insurance worksheet II -Scenarios for Renters worksheet IEI -Personal Property Inventory worksheet50 Tues 1.10.1.J1 Insurance Spoons Activity  Spoons 1.10.1.H1 Insurance Spoons Activity cards 1.10.1.K1 Insurance Spoons Activity Answer Key51 WedSpeaker Farm Bureau Insurance Starting out With InsuranceQuestions from students for speaker52 Thurs Tracking a StockConsumer Protection and Insurance Test Student presentationsConsumer Protection and Insurance Test 1.30.0.B9 Consumer Protection and Insurance Assessment Projector53 & 54 Fri Mon Student presentations Financial Literacy Portfolio time in class to finish organizing Projector 55 & 56 Tues WedReview students complete review sheets to hand in on exam dayReview sheets 57 Thurs1.30.0.G1 Semester Course Review TriviaProjector58 59 60 Fri Mon TuesExams1.30.0.B0 Semester Assessment Coursework plan is based on 12 Week Trimester Schedule with 72 minute class periods.     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