ࡱ> QSP :(bjbj@@ . The Fund seeks to provide diversification among different asset classes by investing the majority of its assets in other MFS mutual funds, referred to as underlying funds. The specific asset allocation of the default investment alternative does not take into account the age, risk tolerances, investment portfolio or other preferences of an individual Plan participant.] Description of default investment. The description of the default investment option[s] including investment strategy, risk and return characteristics, and fees and expenses are shown on the attached Investment Profile[s]. Right to alternative investment. Even if the Plan Trustee invests some or all of your directed account(s) in the default investment, you have the continuing right to direct the investment of your directed account(s) in one or more of the other investment choices available to you under the Plan. You may change your investments [daily][at least once within any three month period]. You are entitled to transfer amounts defaulted into the default investment to any of the alternative investment choices without restriction or without incurring a financial penalty. To learn more about the available investments under the Plan, you may contact your Plan Administrator or log onto the participant website at www.massmutual.com/retirementaccess or call 1-800-854-0647. It is strongly suggested that you review the Plans investment options and make your own investment choices based upon your individual circumstances and investment needs. Additional information. Please refer to the Summary Plan Description and any Summary of Material Modifications for additional information regarding Plan contributions, withdrawal restrictions, and other Plan features. You also may contact the Plan Administrator for more information. The following is the name, address and phone number of the Plan Administrator. NAME OF PLAN SPONSOR STREET ADDRESS CITY, STATE ZIP CODE TELEPHONE NUMBER This sample notice is for informational purposes only and should not be considered legal, investment or financial advice. Clients should seek legal counsel and financial advice as to its application to the Plan. Remove this language prior to sending to plan participants Copyright 2017 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111. All rights reserved.  HYPERLINK "http://www.massmutual.com" www.massmutual.com    PAGE 2 PAGE 2 000000 Copyright 20143 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111. All rights reserved.  HYPERLINK "http://www.massmutual.com" www.massmutual.com MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. 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