ࡱ>     #` fGbjbjmm 4 O?<<<<yyyy4zޞ|8~~~~ ]______$ʟh2|S||<<~~w|<8~~]|]V@tE~| C*y 0ޞ͑xEEl#hTq ######ޞ||||@dG$2dG<<<<<<  Financial Planning Questionnaire Personal Information  Todays date: _______________________ Client initials: _______________________ Name on cover page: _____________________________________________________________________ Contact Information Individual 1 Individual 2 Full name: _____________________ Full name: _____________________ Date of Birth: _____________________ Date of Birth: _____________________ Age: ____________ Age: ____________ Retirement Age: ____________ Retirement Age: ____________ Social Security #: ____ - ___ - ____ (optional) Social Security #: ____ - ___ - ____ (optional) Address & Employment Information (optional) Individual 1 Individual 2 Email: ___________________________ Email: ___________________________ Phone: ___________________________ Phone: ___________________________ Address: ___________________________ Address: __________________________(if different) City: ______________ State: ___ Zip: ______ City: ______________ State: ___ Zip: ______ Employment Individual 1 Individual 2 Employer: ___________________________ Employer: ___________________________ Job Title: ___________________________ Job Title: ___________________________ Phone: ___________________________ Phone: ___________________________ Email: ___________________________ Email: ___________________________ Address: ___________________________ Address: ___________________________ City: ______________ State: ___ Zip: ______ City: ______________ State: ___ Zip: ______ Employment Period: ___________________ Employment Period: ___________________ Risk  Risk Profile Investment Attitude:  FORMCHECKBOX Very Conservative  FORMCHECKBOX Somewhat Conservative  FORMCHECKBOX Moderate  FORMCHECKBOX Somewhat Aggressive  FORMCHECKBOX Very Aggressive Investment Experience:  FORMCHECKBOX None  FORMCHECKBOX Very Little  FORMCHECKBOX Moderate  FORMCHECKBOX Significant  FORMCHECKBOX Extensive Estate  Check the box if you have any of the following: Individual 1 Individual 2 Will  FORMCHECKBOX   FORMCHECKBOX  Revocable Living Trust  FORMCHECKBOX   FORMCHECKBOX  Martial Trust Provisions  FORMCHECKBOX   FORMCHECKBOX  Credit Shelter Trust Provisions  FORMCHECKBOX   FORMCHECKBOX  Qtip Trust Provisions  FORMCHECKBOX   FORMCHECKBOX  Irrevocable Life Insurance Trust  FORMCHECKBOX   FORMCHECKBOX  Durable General Power of Attorney  FORMCHECKBOX   FORMCHECKBOX  Living Will  FORMCHECKBOX   FORMCHECKBOX  Generation Skip Trust Provisions  FORMCHECKBOX   FORMCHECKBOX  Joint Revocable Trust  FORMCHECKBOX   FORMCHECKBOX  Testamentary Trust  FORMCHECKBOX   FORMCHECKBOX  Insurance  Insurance Information You may need to review your insurance policies in order to get this information. Individual 1 Individual 2 Permanent life insurance: $___________________ $___________________ Term life insurance: $___________________ $___________________ Cash values (less loans): $___________________ $___________________ Long-term care insurance: $___________________ $___________________ Pension, Earned Income & Social Security  Defined Pension Information Include information on pensions that provide an annual income level (i.e.: military pension, state pension, etc.) Individual 1 Individual 2 Pension 1 Pension 2 Pension 1 Pension 2 Anticipated annual amount: $______________ $______________ $______________ $_____________ Starting age: ______________ ______________ ______________ _____________ Increase rate before retirement: _____________% _____________% _____________% ____________% Increase rate after retirement: _____________% _____________% _____________% ____________% Survivor benefit (%): _____________% _____________% _____________% ____________% Individual 1 Individual 2 Earned Income Earned income now: $______________ ______________ Social Security Age to start benefit: ______________ ______________ Annual increase rate: _____________% _____________% Estimated or current annual benefit: $ ______________ $______________ Expenses  Estimate annual figures for expenses related to shelter, food, clothing, transportation, insurance, loans, etc. Do not .include taxes. Annual Living Expenses (todays dollars) Annual inflation rates for living expenses Now: $______________ Before Retirement: ______________% Current Surviving Household: $______________ Surviving Household: ______________% During Retirement: $______________ During Retirement: ______________% Single Retiree Survivor: $______________ Single Retiree Survivor: ______________% Special Income/Expenses  Special Income/Expense List any other sources of income or special expenses to be paid from your capital accounts. Description Annual amount Increase rate Starting year # of years Priority* ____________________ $______________ ___________% ___________ __________ __________ ____________________ $______________ ___________% ___________ __________ __________ ____________________ $______________ ___________% ___________ __________ __________ ____________________ $______________ ___________% ___________ __________ __________ ____________________ $______________ ___________% ___________ __________ __________ ____________________ $______________ ___________% ___________ __________ __________ ____________________ $______________ ___________% ___________ __________ __________ ____________________ $______________ ___________% ___________ __________ __________ *Priority Essential (E), Primary (P), Secondary (S), Optional (0) Education Funding  Childrens Education and Fund Expenses Childs Name Age Age to start college Cost per year* # of years Current college fund _______________ ______ ________________ $___________ ________ $_________________ _______________ ______ ________________ $___________ ________ $_________________ _______________ ______ ________________ $___________ ________ $_________________ _______________ ______ ________________ $___________ ________ $_________________ _______________ ______ ________________ $___________ ________ $_________________ _______________ ______ ________________ $___________ ________ $_________________ _______________ ______ ________________ $___________ ________ $_________________ Inflation rate to use for college planner: ________% Rate of return on college funds: ________% College fund account types (529,UGMA,Ect): ____________________ *In todays dollars Assets  List capital assets including banking accounts, investment accounts, stocks, bonds, mutual funds, business interests and other financial assets. No. Asset name Current value* Annual Account description Owner Additions (i.e. stock, 401k, bank account, etc) 1 _____________ $_____________ $__________ __________________________________ _______ 2 _____________ $_____________ $__________ __________________________________ _______ 3 _____________ $_____________ $__________ __________________________________ _______ 4 _____________ $_____________ $__________ __________________________________ _______ 5 _____________ $_____________ $__________ __________________________________ _______ 6 _____________ $_____________ $__________ __________________________________ _______ 7 _____________ $_____________ $__________ __________________________________ _______ 8 _____________ $_____________ $__________ __________________________________ _______ 9 _____________ $_____________ $__________ __________________________________ _______ 10 _____________ $_____________ $__________ __________________________________ _______ 11 _____________ $_____________ $__________ __________________________________ _______ 12 _____________ $_____________ $__________ __________________________________ _______ 13 _____________ $_____________ $__________ __________________________________ _______ 14 _____________ $_____________ $__________ __________________________________ _______ 15 _____________ $_____________ $__________ __________________________________ _______ 16 _____________ $_____________ $__________ __________________________________ _______ 17 _____________ $_____________ $__________ __________________________________ _______ 18 _____________ $_____________ $__________ __________________________________ _______ 19 _____________ $_____________ $__________ __________________________________ _______ 20 _____________ $_____________ $__________ __________________________________ _______ 21 _____________ $_____________ $__________ __________________________________ _______ 22 _____________ $_____________ $__________ __________________________________ _______ 23 _____________ $_____________ $__________ __________________________________ _______ 24 _____________ $_____________ $__________ __________________________________ _______ 25 _____________ $_____________ $__________ __________________________________ _______ Additional Assets/Debts  Other Asset Values Owner Other Debts/Liabilities Owner Residence value: $___________ __________ Residence mortgage: $___________ __________ Personal property: $___________ __________ Credit card balances: $___________ __________ Autos: $___________ __________ Autos loans: $___________ __________ Boats, RVs, etc: $___________ __________ Boats, RVs, etc. loans: $___________ __________ Other assets: $___________ __________ Other loans: $___________ __________  Rates  Rate of Return Estimate annual rates of return for investment assets. Taxable Asset Tax Free Assets Tax Deferred Assets Annuity Assets Before Retirement: __________% __________% __________% __________% During Retirement: __________% __________% __________% __________% Cost Basis: __________% __________% __________% __________% Taxes Estimate present and post-retirement effective income tax rates. Effective income tax rate before retirement: __________% Effective income tax rate after retirement: __________% Increase Rates of Capital Additions per Year Money added to savings, investments, and retirement accounts increases the amounts available for retirement. In many cases, the amount you are adding now will increase in the future as your income increases. If the expected amount of deposits will increase, enter the increase rate in this section. If the additions will be level then enter zeros. Negative rates are also acceptable. Savings & investment accounts: __________% Retirement accounts for client: __________% Retirement accounts for spouse: __________% Notes  _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ _______________________________________________________________________ Risk Assessment Questionnaire  Your name ____________________________________________  FORMCHECKBOX  I am more concerned about protecting my assets than about growth.  FORMCHECKBOX  I prefer the ease of mutual funds to the uncertainty of trying to pick winning stocks.  FORMCHECKBOX  Professional advisors and mutual funds may achieve higher growth than I can.  FORMCHECKBOX  I am comfortable with investments that promise slow, long-term appreciation and growth.  FORMCHECKBOX  I dont brood over bad investment decisions I have made.  FORMCHECKBOX  I feel comfortable with aggressive growth investments.  FORMCHECKBOX  I do not like surprises.  FORMCHECKBOX  I am optimistic about my financial future.  FORMCHECKBOX  My immediate concern is for income rather than growth opportunities.  FORMCHECKBOX  I am a risk taker.  FORMCHECKBOX  I make investment decisions comfortably and quickly.  FORMCHECKBOX  I like predictability and routine in my daily life.  FORMCHECKBOX  I usually pick the tried and true, the slow, safe but sure investments.  FORMCHECKBOX  I need to focus my investment efforts on reserve funds and insurance rather than growth.  FORMCHECKBOX  I prefer predictable, steady returns on my investments, even if the return is low. 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