ࡱ>  y ρbjbj 4{{yppF.F. t#t#t#0_1_1_17F9F9F9F9F9F9FGtJ9F_1_1_1_1_19Ft#0NFDDD_1jt#07FD_17FDDDt# 6wP1D#FdF0FDJW8RJDDJE`_1_1D_1_1_1_1_19F9F>R_1_1_1F_1_1_1_1J_1_1_1_1_1_1_1_1_1p : Lessons 1 and 2: Quick Review Quiz This quiz is intended as a study tool. You will receive your results immediately and have the opportunity to review questions that weren't answered correctly. Quiz results are not counted toward the passing of the course. 1. The idea of ethics can mean: a. Morals or personal beliefs. b. Industry practices or standards. c. Religious beliefs. d. Philosophical beliefs. e. All of the above. 2. At the time the REALTOR Code of Ethics was adopted: a. the real estate industry was well organized and noted for its professionalism. b. there were no real estate licensing laws. c. "Let the public be served" was the motto of the real estate industry. 3. When real estate licensing laws were established, state legislatures: a. required real estate practitioners to be peddlers. b. looked to the Code of Ethics as a source of standards for of the real estate industry. c. used the medical professions licensing code as the pattern for the real estate industry. d. had attorneys draft all new rules for the real estate industry. 4. The Code of Ethics: a. was adopted to establish standards of conduct for the industry. b. was based on the concept of "the public be damned". c. was adopted in 1931. d. was adopted long after real estate licensing laws were in existence. 5. Alternative Dispute Resolution: a. means going to federal courts rather than state courts. b. does not include the use of arbitration or mediation. c. has been mandated since the Code of Ethics was adopted (in the form of arbitration). d. none of the above. Lessons 3 and 4: Quick Review Quiz This quiz is intended as a study tool. You will receive your results immediately and have the opportunity to review questions that weren't answered correctly. Quiz results are not counted toward the passing of the course. 1. The Preamble to the Code of Ethics is an aspirational introduction to the Code which sets ideals that REALTORS strive to meet. a. True b. False 2. The phrase "Under all is the land": a. is in the first sentence in the Preamble. b. indicates the all-encompassing nature of the real estate business. c. embodies the idea that land is the foundation of food and shelter and sophisticated aspects of economy and prosperity. d. all of the above. 3. The Preamble: a. can be used as a basis to discipline a REALTOR. b. is based solely on the idea of protecting REALTORS. c. cannot be used to discipline a REALTOR. d. is the same as an Article of the Code. 4. The three major categories of the Code are (mark the three correct ones): Duties to REALTORS Duties of Disclosure Duties to Buyers Duties to Clients and Customers Duties to Sellers Duties of Agency Duties to the Public Duties of Honesty 5. Articles of the Code are: a. cited when a REALTOR is alleged to have violated the Code. b. broad statements of ethical principles. c. supported interpreted and amplified by Standards of Practice. d. all of the above. 6. A member can be sanctioned for violating the Pathways to Professionalism. a.True b. False Who can file an ethics complaint? Only members of the public. Only REALTOR members of the Association in which the REALTOR charged holds membership. REALTORS members of any Association but not members of the public. Anyone - whether a member of the public or a REALTOR. Lessons 5, Topics 1-3: Quick Review Quiz This quiz is intended as a study tool. You will receive your results immediately and have the opportunity to review questions that weren't answered correctly. Quiz results are not counted toward the passing of the course. 1. The Code of Ethics is enforced primarily by: a. the National Association of REALTORS. b. the local circuit courts. c. the small claims courts. d. the local Association of REALTORS. 2. The two types of complaints typically resolved by local Associations are (check two): Arbitration Claims Criminal Complaints Money Claims for Damages Traffic Tickets Ethics Complaints ==Arbitration Claims and Ethics Complaints. 3. The two committees which receive, review and resolve ethics complaints are (check two): The Membership Committee The Grievance Committee The Executive Committee The Professional Standards Committee The Board of Directors 4. The Grievance Committees role is to: a. hold hearings and determine whether there was a violation of the Code. b. have a preliminary meeting to determine whether there was a possible violation of the Code. c. impose discipline. d. enforce disciplinary action which the hearing panel imposed 5. The function of the Professional Standards Committee is to: a. make members attend Association meetings. b. determine whether after a due process hearing the respondents were in violation of the Code by clear strong and convincing evidence. c. serve as an initial screening panel for ethics complaints. d. send possible violations of the Code to the Board of Directors for a due process hearing to determine the discipline to be imposed. 6. A due process hearing includes which of the following (check all that apply): the right to present evidence testimony and witnesses. the right to legal counsel. the right to unlimited postponements. the right to speak with the hearing panel in private. the right to cross-examine the complainant and complainants witnesses. the right to an impartial peer panel. The answers are: the right to present evidence, testimony and witnesses; the right to legal counsel; the right to cross-examine the complainant and complainants witnesses; and the right to an impartial peer panel. 7. If a REALTOR is found in violation of the Code, which of the following types of discipline may be imposed (check all that apply): Letter of Reprimand Fine not to exceed $250 Fine not to exceed $5000 Community service not to exceed 50 hours Suspension of MLS privileges Education Attendance at Association meetings Letter of Warning The answers are: Letter of Reprimand; Fine not to exceed $5,000; Suspension of MLS privileges; Education; and Letter of Warning Have you ever heard the term mediation? What do you think it means? A process by which the Board president tells disputing members what a hearing panel will likely decide. A voluntary process in which a trained neutral party (called a mediator) assists disputing parties to come to a mutually acceptable resolution of their dispute. A mandatory process in which a mediator gives the parties a suggested solution to the dispute. 1. A request for arbitration is initially reviewed by: a. the arbitration hearing panel. b. the professional standards committee. c. the grievance committee. d. the Associations executive officer. 2. REALTORS are required to arbitrate: a. all disputes arising out of the real estate business. b. all disputes with other REALTORS. c. all disputes with clients and customers. d. all disputes specified by Article 17 of the Code of Ethics. 3. Mediation is: a. a voluntary process in which a trained mediator assists the parties in coming to a mutually acceptable resolution of their dispute. b. a voluntary process in which the parties agreement of settlement is non-binding. c. a mandatory process where the parties must settle the dispute. d. a mandatory process in which the parties must attend a settlement hearing before an arbitration hearing panel. 4. An arbitration panel will decide a dispute: a. based on procuring cause. b. based on which REALTOR showed the property first. c. based on which REALTOR wrote the successful offer to purchase. d. based on which REALTOR had a buyer agency agreement. 5. The concept of procuring cause: a. is based on a legal concept used by the courts for many years. b. considers the entire course of events in a transaction. c. does not have any predetermined rules of entitlement. d. might be stated as the cause originating a series of events which, without break in their continuity, result in the accomplishment of the prime object. e. all of the above. 1. When entering into a listing agreement, REALTORS must advise sellers/landlords of: a. any potential to act as a disclosed dual agent. b. the commission rates of all other brokers. c. the price for which the property will sell. d. their educational background and any degrees or designations they hold. 2. Article 1 requires REALTORS to: a. place clients interests after their own. b. protect and promote clients' interests. c. be honest but only with clients. d. keep the clients' interests primary and disregard any other obligations. 3. Article 1 requires REALTORS to treat all parties: a. fairly and honestly. b. fairly. c. honestly. d. with respect and courtesy. 4. REALTORS must submit offers: a. within a reasonable time. b. as quickly as possible. c. as quickly as required by their office policy. d. no later than 24 hours after receipt. 5. The duty of confidentiality: a. does not apply if the client consents to disclosure. b. continues after the termination of the agency relationship. c. does not apply if a court order requires the REALTOR to disclose information. d. all of the above. Lesson 8: Quick Review Quiz This quiz is intended as a study tool. You will receive your results immediately and have the opportunity to review questions that weren't answered correctly. Quiz results are not counted toward the passing of the course. 1. The main idea of Article 2 is: a. disclosure. b. discovery. c. concealment. d. technical expertise. 2. REALTORS have an obligation to: a. disclose facts only about listed property. b. avoid misrepresentation of pertinent facts about property and transactions. c. have expertise in every field related to building construction. 3. Article 2 requires REALTORS to: a. conduct a complete and thorough inspection of property including electrical plumbing roofs and other systems. b. discover and disclose latent material defects. c. discover and disclose adverse factors within areas required by the real estate licensing authority. d. have technical expertise in disciplines outside of the real estate profession. 4. Pertinent facts include: a. facts about sellers that buyers might use to their advantage in negotiations. b. physical defects in the property that the seller discussed with the listing broker. c. community matters that do not affect the property being sold. d. any fact about the transaction. 5. In general, REALTORS can rely on the statements of sellers: a. Never. b. Always. c. As long as there is no apparent information indicating a seller is not being truthful. d. Only if the REALTOR verifies the information given to him/her by the seller. Lesson 9: Quick Review Quiz You have answered 3 out of 5 questions correctly. You'll have a chance to retake this quiz when you are ready to prepare for the final test.  HYPERLINK "http://www.realtor.org/COEcEduc.nsf/pages/Lesson10slide01?OpenDocument&pn=135" Continue with the course >>  HYPERLINK "http://www.realtor.org/COEcEduc.nsf/CardLU/166018095_0?OpenDocument" View your course progress >> A Green checkmark  INCLUDEPICTURE "http://www.realtor.org/COEcEduc.nsf/files/Correcta.gif/$FILE/Correcta.gif" \* MERGEFORMATINET appears next to your correct answers... 1. The main idea of Article 3 is: The answer is B - Cooperation. You marked: b. Cooperation. INCLUDEPICTURE "http://www.realtor.org/COECEduc.nsf/files/Correcta.gif/$FILE/Correcta.gif" \* MERGEFORMATINET  Correct! 2. A REALTOR, acting as a listing broker, has an obligation to: The answer is C - cooperate with other brokers except when cooperation is not in their client's interest. You marked: b. cooperate with other brokers even when cooperation may not be in their client's interest. 3. Standard of Practice 3-4 requires REALTORS to: The answer is C - disclose dual or variable rate commission information to their buyer clients. You marked: c. disclose dual or variable rate commission information to their buyer clients. INCLUDEPICTURE "http://www.realtor.org/COECEduc.nsf/files/Correcta.gif/$FILE/Correcta.gif" \* MERGEFORMATINET  Correct! 4. Article 3's Standards of Practice require: The answer is D - all of the above. You marked: d. all of the above. INCLUDEPICTURE "http://www.realtor.org/COECEduc.nsf/files/Correcta.gif/$FILE/Correcta.gif" \* MERGEFORMATINET  Correct! 5. Broker A works in GreenTown and belongs to the GreenTown MLS. His brother asks him to find a property in a resort area 100 miles from GreenTown. Broker A does not belong to the MLS in the resort area. Broker A calls listing brokers and asks to show their listings to his brother. Broker A then writes an offer for his brother on Broker B's listing. The offer is accepted. When Broker B refuses Broker A's request for cooperative commission, Broker A files an arbitration claim against Broker B. What will be the likely result? The answer is C - Broker B should prevail because he had made no offer of compensation to Broker A. Lesson 10: Quick Review Quiz This quiz is intended as a study tool. You will receive your results immediately and have the opportunity to review questions that weren't answered correctly. Quiz results are not counted toward the passing of the course. 1. What summarizes Article 11 the best?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. Compensation.  HTMLCONTROL Forms.HTML:Option.1 b. Conscience.  HTMLCONTROL Forms.HTML:Option.1 c. Competition.  HTMLCONTROL Forms.HTML:Option.1 d. Competence. 2. Real estate disciplines specified by Article 11 include all of the following EXCEPT:  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. Residential real estate brokerage.  HTMLCONTROL Forms.HTML:Option.1 b. Real estate syndication.  HTMLCONTROL Forms.HTML:Option.1 c. Commercial and industrial real estate brokerage.  HTMLCONTROL Forms.HTML:Option.1 d. International real estate.  HTMLCONTROL Forms.HTML:Option.1 e. Resort and vacation real estate.  HTMLCONTROL Forms.HTML:Option.1 f. Real property management. 3. If REALTORS provide specialized services outside of the discipline in which they engage, they must:  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. hire and pay a person who is competent in the discipline.  HTMLCONTROL Forms.HTML:Option.1 b. fully disclose the facts to their client.  HTMLCONTROL Forms.HTML:Option.1 c. engage the assistance of a person who is competent about the property or in the service.  HTMLCONTROL Forms.HTML:Option.1 d. b and/or c.  HTMLCONTROL Forms.HTML:Option.1 e. None of the above. 4. If a REALTOR prepares an opinion of value,  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. the REALTOR must be a licensed or certified appraiser.  HTMLCONTROL Forms.HTML:Option.1 b. the opinion of value must contain the elements detailed in Standards of Practice 11-1.  HTMLCONTROL Forms.HTML:Option.1 c. the opinion of value must contain the elements detailed in Standard of Practice 11-1 only if the opinion given is other than in pursuit of a listing or assisting a purchaser in formulating an offer to purchase.  HTMLCONTROL Forms.HTML:Option.1 d. the REALTOR's conduct is unethical if a fee is charged for the opinion Lesson 11: Quick Review Quiz This quiz is intended as a study tool. You will receive your results immediately and have the opportunity to review questions that weren't answered correctly. Quiz results are not counted toward the passing of the course. 1. Which of these best captures the main idea of Article 16?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. Solicitation of listings and buyer agency agreements is prohibited in all cases.  HTMLCONTROL Forms.HTML:Option.1 b. Respect the agency and other exclusive relationships other REALTORS have with their clients.  HTMLCONTROL Forms.HTML:Option.1 c. The Code only addresses interference with agency relationships.  HTMLCONTROL Forms.HTML:Option.1 d. You may not interfere in any relationship another REALTOR has with a member of the public. The answer is B - Respect the agency and other exclusive relationships other REALTORS have with their clients. 2. When can a REALTOR call the client of another REALTOR to secure information about the nature and expiration date of the listing?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. At any time as long as the other REALTOR doesn't find out.  HTMLCONTROL Forms.HTML:Option.1 b. If the listing broker when asked refuses to disclose the nature and expiration date of the listing.  HTMLCONTROL Forms.HTML:Option.1 c. Never.  HTMLCONTROL Forms.HTML:Option.1 d. If the other REALTOR has a non-agency listing agreement. The answer is B - If the listing broker when asked refuses to disclose the nature and expiration date of the listing. 3. When can a REALTOR solicit another brokers exclusive listing?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. Never.  HTMLCONTROL Forms.HTML:Option.1 b. At any time anti-trust laws prohibit restrictions on solicitations.  HTMLCONTROL Forms.HTML:Option.1 c. If the owner initiates the contact and the REALTOR has not directly or indirectly initiated the discussion the REALTOR can discuss the terms of a future listing.  HTMLCONTROL Forms.HTML:Option.1 d. If the REALTOR initiates a discussion at a social event the REALTOR can discuss the terms of a future listing with the owner. The answer is C - If the owner initiates the contact and the REALTOR has not directly or indirectly initiated the discussion the REALTOR can discuss the terms of a future listing. 4. When can a REALTOR deal or negotiate with another REALTOR's client who is subject to an exclusive agreement?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. Never.  HTMLCONTROL Forms.HTML:Option.1 b. At any time - there are no restrictions on solicitation.  HTMLCONTROL Forms.HTML:Option.1 c. If the client initiates the dealings.  HTMLCONTROL Forms.HTML:Option.1 d. If the client returns a call after the REALTOR has initiated the dealings. The answer is C - If the client initiates the dealings. 5. When must REALTORS disclose their brokerage relationship?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. Upon first contact to sellers of unlisted property if the REALTOR is acting as the buyers agent.  HTMLCONTROL Forms.HTML:Option.1 b. Upon first contact to sellers agents or brokers if the REALTOR is acting as the buyers agent.  HTMLCONTROL Forms.HTML:Option.1 c. As soon as practical to unrepresented buyers if the REALTOR is acting as the sellers agent.  HTMLCONTROL Forms.HTML:Option.1 d. All of the above. The answer is D - All of the above. Quadrennial Ethics Training Course Test The questions on this final exam are in the same format as the Review Quiz questions. Please allow ample time to complete the exam; the maximum allowable time is 1 hour. You must answer at least 75% of the questions correctly (19 out of 25) to pass the course. You will receive your score upon completion of the exam. When you successfully complete the examination, you will receive a confirmation via e-mail within 24 hours. Save this confirmation so that you have it if you are asked by your local Association about completion of the course. 1. First adopted in 1913, the Code of Ethics sets objective standards that all REALTORS agree to follow in their real estate practice.  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. True  HTMLCONTROL Forms.HTML:Option.1 b. False 2. The fundamental basis for the Code of Ethics is protection of:  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. the public  HTMLCONTROL Forms.HTML:Option.1 b. the REALTOR and their interests  HTMLCONTROL Forms.HTML:Option.1 c. the Association  HTMLCONTROL Forms.HTML:Option.1 d. the licensing authority 3. Which one of the following statements is FALSE? When the Code of Ethics first was adopted:  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. there were well-established real estate license laws  HTMLCONTROL Forms.HTML:Option.1 b. the real estate industry had a history of speculation exploitation and disorder  HTMLCONTROL Forms.HTML:Option.1 c. real estate practitioners if licensed at all were licensed as peddlers  HTMLCONTROL Forms.HTML:Option.1 d. it included the duty to arbitrate 4. Many judicial decisions look to the Code of Ethics as a standard of conduct.  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. True  HTMLCONTROL Forms.HTML:Option.1 b. False 5. Which one of the following statements about the Preamble to the Code of Ethics is FALSE?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. It provides an aspirational foundation for the Code of Ethics.  HTMLCONTROL Forms.HTML:Option.1 b. Its principles are high ideals toward which REALTORS should strive.  HTMLCONTROL Forms.HTML:Option.1 c. Its concepts focus on honesty integrity fairness and moral conduct in business relations.  HTMLCONTROL Forms.HTML:Option.1 d. It can be cited as the basis for disciplinary action. 6. The Code of Ethics is divided into three major sections. What are they?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. Duties to Clients and Customers Duties to Brokers and Duties to Licensees  HTMLCONTROL Forms.HTML:Option.1 b. Duties to Clients and Customers Duties to the Public and Duties to REALTORS  HTMLCONTROL Forms.HTML:Option.1 c. Duties to Brokers Duties to the Public and Duties to Licensees  HTMLCONTROL Forms.HTML:Option.1 d. Duties to Clients and Customers Duties to the Public and Duties to Brokers 7. Who can file a complaint alleging a violation of the Code of Ethics?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. Members of the public  HTMLCONTROL Forms.HTML:Option.1 b. REALTORS  HTMLCONTROL Forms.HTML:Option.1 c. Both a and b  HTMLCONTROL Forms.HTML:Option.1 d. Only an association can file a complaint 8. A REALTOR can be found in violation of a Standard of Practice and/or Case Interpretation.  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. True  HTMLCONTROL Forms.HTML:Option.1 b. False  HTMLCONTROL Forms.HTML:Option.1 c. Depends if it is cited in an ethics complaint 9. Enforcing of the Code of Ethics primarily is the responsibility of the NATIONAL ASSOCIATION OF REALTORS.  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. True  HTMLCONTROL Forms.HTML:Option.1 b. False 10. What types of complaints typically are resolved by an association? (Check all that apply.)  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Checkbox.1 a. License law violations  HTMLCONTROL Forms.HTML:Checkbox.1 b. Ethics complaints  HTMLCONTROL Forms.HTML:Checkbox.1 c. Arbitration claims  HTMLCONTROL Forms.HTML:Checkbox.1 d. Affordable housing complaints  HTMLCONTROL Forms.HTML:Checkbox.1 e. Employment disputes 11. An ethics complaint is to conduct, as an arbitration claim is to ___________.  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. money  HTMLCONTROL Forms.HTML:Option.1 b. agency  HTMLCONTROL Forms.HTML:Option.1 c. cooperation  HTMLCONTROL Forms.HTML:Option.1 d. fiduciary duty 12. Which one of the following procedural questions is NOT considered by a grievance committee when reviewing ethics complaints or arbitration requests?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. Is the respondent a member of the association?  HTMLCONTROL Forms.HTML:Option.1 b. Is the complaint timely filed?  HTMLCONTROL Forms.HTML:Option.1 c. Has the Code of Ethics been violated?  HTMLCONTROL Forms.HTML:Option.1 d. Are the appropriate parties/articles named?  HTMLCONTROL Forms.HTML:Option.1 e. Based on the information provided could the Code of Ethics have been violated?  HTMLCONTROL Forms.HTML:Option.1 f. If there is an arbitrable issue? 13. An associations professional standards committee or a panel of that committee conducts hearings to determine whether the Code of Ethics has been violated or to determine who is entitled to money in a contractual dispute.  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. True  HTMLCONTROL Forms.HTML:Option.1 b. False 14. Due process is essential in providing fair hearings. Examples of due process concepts include the following. (Check all that apply.)  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Checkbox.1 a. An impartial panel comprised of ones peers  HTMLCONTROL Forms.HTML:Checkbox.1 b. Ability to be represented by Legal Counsel  HTMLCONTROL Forms.HTML:Checkbox.1 c. Access to an appeal process  HTMLCONTROL Forms.HTML:Checkbox.1 d. An adequate opportunity to prepare a defense 15. The standard of proof in an ethics hearing is:  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. beyond a reasonable doubt  HTMLCONTROL Forms.HTML:Option.1 b. preponderance of the evidence  HTMLCONTROL Forms.HTML:Option.1 c. clear strong and convincing proof  HTMLCONTROL Forms.HTML:Option.1 d. great weight of the evidence 16. What is the maximum fine that can be imposed for a violation of the Code of Ethics?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. $1000  HTMLCONTROL Forms.HTML:Option.1 b. $3000  HTMLCONTROL Forms.HTML:Option.1 c. $5000  HTMLCONTROL Forms.HTML:Option.1 d. $10000 17. This concept generally is used to decide arbitration claims and is defined as the cause originating a series of events which, without break in their continuity, result in the accomplishment of the prime objective. What is it?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. Right to compensation  HTMLCONTROL Forms.HTML:Option.1 b. Procuring cause  HTMLCONTROL Forms.HTML:Option.1 c. Entitlement to compensation  HTMLCONTROL Forms.HTML:Option.1 d. Cause and effect 18. Which one statement about mediation is FALSE?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. All associations must offer mediation to their members as of January 1 2002.  HTMLCONTROL Forms.HTML:Option.1 b. Mediation enables parties to resolve their own dispute.  HTMLCONTROL Forms.HTML:Option.1 c. Mediators determine who is entitled to compensation.  HTMLCONTROL Forms.HTML:Option.1 d. Mediation provides for a win/win outcome.  HTMLCONTROL Forms.HTML:Option.1 e. Mediation is a voluntary process. 19. Pathways to Professionalism covers which three areas?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. Respect for the public respect for the member respect for the local association  HTMLCONTROL Forms.HTML:Option.1 b. Respect for the property respect for the Code respect for the local association  HTMLCONTROL Forms.HTML:Option.1 c. Respect for the public respect for the property respect for peers  HTMLCONTROL Forms.HTML:Option.1 d. Respect for the Code respect for the transaction respect for each other 20. If a buyer or cooperating broker asks a listing broker about other offers on a property listed with that broker, the Code of Ethics requires the listing broker to divulge the existence of all other offer(s), when granted authority to do so by whom?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. The seller  HTMLCONTROL Forms.HTML:Option.1 b. The person who made the offer  HTMLCONTROL Forms.HTML:Option.1 c. No authority is needed  HTMLCONTROL Forms.HTML:Option.1 d. A REALTOR must never divulge the existence of another offer on a property 21. REALTORS are obligated to discover and disclose adverse factors that are reasonably apparent to someone who has expertise required by their real estate licensing authority.  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. True  HTMLCONTROL Forms.HTML:Option.1 b. False 22. The Code of Ethics requires REALTORS to:  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. cooperate with and compensate other brokers  HTMLCONTROL Forms.HTML:Option.1 b. cooperate with other brokers but does not require an offer of compensation  HTMLCONTROL Forms.HTML:Option.1 c. compensate other brokers  HTMLCONTROL Forms.HTML:Option.1 d. compensate other brokers unless compensation is not in the clients best interest 23. REALTORS must be competent in:  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. the disciplines in which they engage  HTMLCONTROL Forms.HTML:Option.1 b. all fields in which their real estate license permits them to act  HTMLCONTROL Forms.HTML:Option.1 c. residential commercial and investment transactions  HTMLCONTROL Forms.HTML:Option.1 d. any field outside the real estate business that may be associated with a transaction (such as - inspections) 24. Are nonagency relationships protected under Article 16?  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Option.1 a. No.  HTMLCONTROL Forms.HTML:Option.1 b. Yes even if there is no client relationship.  HTMLCONTROL Forms.HTML:Option.1 c. Yes if the nonagency relationship is exclusive and is defined by state law.  HTMLCONTROL Forms.HTML:Option.1 d. Yes if the nonagency relationship is exclusive or not. 25. The REALTORS Code of Ethics _______________. (Check all that apply.)  HTMLCONTROL Forms.HTML:Hidden.1  HTMLCONTROL Forms.HTML:Checkbox.1 a. Protects the buying and selling public  HTMLCONTROL Forms.HTML:Checkbox.1 b. Promotes a competitive real estate marketplace  HTMLCONTROL Forms.HTML:Checkbox.1 c. Enhances the integrity of the industry  HTMLCONTROL Forms.HTML:Checkbox.1 d. Is your promise of performance  HTMLCONTROL Forms.HTML:Checkbox.1 e. Is your promise of professionalism Here are the results of your final examination: You have answered 23 out of 25 questions correctly. Congratulations! You have passed the Quadrennial Ethics Training Course Online Examination with a score of 92%. You should receive confirmation within 48 hours via the e-mail address you provided at the beginning of the course. Please save the e-mail as confirmation for passing the course. Within the next 48 hours, your name will also be added to the REALTOR.org online list of people who completed the course, and your NRDS record will be updated to reflect that you passed the course.  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False">OCXDATA/1rOCXNAME&_1290298370>&4U\g#wP#wPPRINTDefaultOcxName210 {   `- !_ !_- ! !^- !^ !]qod- ! !\  `. 2 ^@Arial 5|ȨwѨw 0wFf(-  2  ^1' U\gForms.HTML:Hidden.1Embedded ControlForms.HTML:Hidden.19q2U\g<INPUT TYPE="hidden" NAME="%%Surrogate_Q2As" VALUE="1">DefaultOcxName310{ #  CompObj36qObjInfoOCXDATA57~OCXNAME&_1290298369:U\g#wP#wPPRINTCompObj9<.qObjInfo0- !  .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq'' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" CHECKED NAME="Q2As" VALUE="a. the public">DefaultOcxName410{ #  - !- !   .- !OCXDATA;=1OCXNAME4&_1290298368D8@U\g#wP#wPPRINT5 =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAMECompObj?BDqObjInfoFOCXDATAACGOCXNAMEK&="Q2As" VALUE="_uc8n20t38ckg54ha19ha4ukl941gmsp10ehk6aqbi41kmst35e9in6t3j_">DefaultOcxName510{ #  - !- !   .- ! =@ ( 4_1290298367FU\g#wP#wPPRINTLCompObjEH[qObjInfo]xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q2As" VALUE="c. the AssociatioOCXDATAGI^OCXNAMEa&_1290298366b2LU\g#wP#wPPRINTbn">DefaultOcxName610{ #  - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q2As" VALUE="d. the licensing authority">DefaultOcxName710CompObjKNqqObjInfosOCXDATAMOtOCXNAMEw&_1290298365RU\g#wP#wPPRINTxCompObjQTqObjInfo {   `- !_ !_- ! !^- !^ !]qod- ! !\  `. 2 ^@Arial 5|ȨwѨw 0w4f*-  2  ^1' U\gForms.HTML:Hidden.1Embedded ControlForms.HTML:Hidden.19q2U\g<INPUT TYPE="hidden" NAME="%%Surrogate_Q3As" VALUE="1">DefaultOcxName810{ #  - !  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?3"`?z2S@bؑgW ~/bB`!'@bؑgW ~|xŒ; @HP XhaJ7V1R̮ I\BpLvBxG>|(Q$ xPJf+ěL㺳DDYWz8cezj ṕc| d=օVk,q949_WS8]np6KɠM3bG}ˡ?„*bsB.i홧 F> Dd hb | c $A? ?3"`?{2S@bؑgW ~/bB`!'@bؑgW ~|xŒ; @HP XhaJ7V1R̮ I\BpLvBxG>|(Q$ xPJf+ěL㺳DDYWz8cezj ṕc| d=օVk,q949_WS8]np6KɠM3bG}ˡ?„*bsB.i홧 F>Dd hb } c $A ? ?3"`?|2[>k݃nA7B`!/>k݃nAv|xcdd``Ƞ $XHs3D@,& if KH^h,"J>t@,F&NK&Ȉ,^ d(yl2LT̆`Fa & ?~T00<``8 &RR 6wxlq01P GT|(Q$ xPJf+ěL㺳DDYWz8cezj ṕc| d=օVk,q949_WS8]np6KɠM3bG}ˡ?„*bsB.i홧 F>Dd hb  c $A? ?3"`?~2a}_Mh4d^!=B`!5}_Mh4d^!` |xmMJA_uq4]e^aJH6[d<[օd@: ռz_QՂ?l`M@*@up OE犕P}W9:`Fe yX2#F$?K%6=Mɾd|[>)k%檎:Q`m8-b~xw1QfS cx1Y[?o۫'1zk 4 Dd hb  c $A? ?3"`?2S@bؑgW ~/b6B`!'@bؑgW ~|xŒ; @HP XhaJ7V1R̮ I\BpLvBxG>|(Q$ xPJf+ěL㺳DDYWz8cezj ṕc| d=օVk,q949_WS8]np6KɠM3bG}ˡ?„*bsB.i홧 F>Dd hb  c $A ? ?3"`?2[>k݃nA7?B`!/>k݃nAv|xcdd``Ƞ $XHs3D@,& if KH^h,"J>t@,F&NK&Ȉ,^ d(yl2LT̆`Fa & ?~T00<``8 &RR 6wxlq01P GT|(Q$ xPJf+ěL㺳DDYWz8cezj ṕc| d=օVk,q949_WS8]np6KɠM3bG}ˡ?„_1290298292U\g*wP*wPPRINT CompObj qObjInfo - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q17As" VALUE="d. Cause and effect">DefaultOcxName78 {   `- !_ !_- ! !^OCXDATA! OCXNAME$ $_1290298291ZU\g*wP*wPPRINT% - !^ !]qod- ! !\  `. 2 ^@Arial 5|ȨwѨw 0wDfN-  2  ^1' U\gForms.HTML:Hidden.1Embedded ControlForms.HTML:Hidden.19q2CompObj- qObjInfo/ OCXDATA0 OCXNAME2 $U\g<INPUT TYPE="hidden" NAME="%%Surrogate_Q18As" VALUE="1">DefaultOcxName79{ #  - !- !   .- ! =@ ( 4x_1290298290U\g*wP*wPPRINT3 CompObjB qObjInfoD x#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q18As" VALUE="_uc4n20gbcdgg62srjdthmiobkd5nmssp0dlqn6t10dtj6cpOCXDATAE jOCXNAMEK $_1290298289 U\g*wP*wPPRINTL bi41mmap39c5q6irre41q6u83kd1imish0dlimqoj5e9pi0obj41nmc82ac5n7aobif4g33tp068o30che_">DefaultOcxName80{ #  - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q18As" VALUE="b. Mediation enaCompObj [ qObjInfo] OCXDATA  ^ OCXNAMEb &bles parties to resolve their own dispute.">DefaultOcxName811{ #  - !  .- ! =@ ( 4xx#@ _1290298288U\g*wP*wPPRINTc CompObj r qObjInfot ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq'' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" CHECKED NAME="Q18As" VALUE="c. Mediators determine who is entitled tOCXDATAu OCXNAMEy $_1290298287U\g*wP*wPPRINTz o compensation.">DefaultOcxName82{ #  - !- !   .- ! =@ ( 4xx#@ (  doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q18As" VALUE="d. Mediation provides for a win/win outcome.">DefaultOcxName83CompObj qObjInfo OCXDATA OCXNAME $_1290298286U\g*wP*wPPRINT CompObj qObjInfo { #  - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q18As" VALUE="e. Mediation is a voluntary process.">DefaultOcxName84 {   `- !_ !_OCXDATA OCXNAME $_1290298285$ U\g*wP*wPPRINT - ! !^- !^ !]qod- ! !\  `. 2 ^@Arial 5|ȨwѨw 0wSf<-  2  ^1' U\gForms.HTML:Hidden.1Embedded ControlForms.HTML:Hidden.19qCompObj" qObjInfo OCXDATA!# OCXNAME $2U\g<INPUT TYPE="hidden" NAME="%%Surrogate_Q19As" VALUE="1">DefaultOcxName85{ #  - !- !   .- ! =@ ( 4_1290298284&U\g*wP*wPPRINT CompObj%( qObjInfo xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q19As" VALUE="_tc4n20kj5edo6aoOCXDATA') xOCXNAME $_1290298283B,U\g*wP*wPPRINT rk41j6ush0ehk6a83gelh6oqb3usg74pbje1im6t10cpnn483kd1ii0rb5dlh6asnn41p6asrgclhn8836dtp20t38ckg6orr3c5m20objednm6qb1ehkmurg_">DefaultOcxName86{ #  - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAMECompObj+. qObjInfo OCXDATA-/ xOCXNAME $="Q19As" VALUE="_gc8n20kj5edo6aork41j6ush0ehk6a83ge9nn0pbiehsve83iclpn0pb3egg6crri41q6gp908dnm8pfn41p6asrgclhn8836dtp20t38ckg6orr3c5m20objednm6qb1ehkmurg_">DefaultOcxName87{ #  - !  _12902982822U\g*wP*wPPRINT CompObj14 qObjInfo .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq'' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2OCXDATA35 ZOCXNAME $_1290298281<08U\g*wP*wPPRINT U\g<INPUT TYPE="radio" CHECKED NAME="Q19As" VALUE="_accn20kj5edo6aork41j6ush0ehk6a83gelh6oqb3usg74pbje1im6t10cpnn483kd1ii0s3idto6asjkf7ri0sj5edo6aork41j6ush0e1imasjj_">DefaultOcxName88{ #                       ! $ ' ( ) * + , - . / 0 1 2 3 4 6 9 : = > ? @ A B C D E F G H I J L O P S T U V W X Y Z [ \ ] ^ _ ` b e f i j k l m n o p q r s t u v x { | } ~  - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19qCompObj7: qObjInfo OCXDATA9; ^OCXNAME $2U\g<INPUT TYPE="radio" NAME="Q19As" VALUE="_fcgn20kj5edo6aork41j6ush0ehk6a823dti6btp0e9in6s35cdq20pjfe8g78q3541q74obeedgm6t39dtnfe83iclpn0pb3egg6crri41im2or841nn8q35e8_">DefaultOcxName89_1290298280>U\g*wP*wPPRINT CompObj=@ qObjInfo"  {   `- !_ !_- ! !^- !^ !]qod- ! !\  `. 2 ^@Arial 5|ȨwѨw 0wfw-  2  ^1' U\gForms.HTML:Hidden.1Embedded ControlForms.HTML:Hidden.19q2U\g<INPUT TYPE="hidden" NAME="%%Surrogate_Q20As" VALUE="1">DefaultOcxName90{ #  - !  OCXDATA?A# OCXNAME% $_1290298279N6DU\g*wP*wPPRINT& .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq'' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2CompObjCF5 qObjInfo7 OCXDATAEG8 OCXNAME; &U\g<INPUT TYPE="radio" CHECKED NAME="Q20As" VALUE="a. The seller">DefaultOcxName911{ #  - !- !   .- ! =@ ( 4_1290298278JU\g*wP*wPPRINT< CompObjILK qObjInfoM xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q20As" VALUE="b. The person whOCXDATAKMN OCXNAMEQ $_1290298276THPU\g*wP*wPPRINTR o made the offer">DefaultOcxName92{ #  - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q20As" VALUE="c. No authority is needed">DefaultOcxName93CompObjORa qObjInfoc OCXDATAQSd OCXNAMEg $_1290298275VU\g*wP*wPPRINTh CompObjUXw qObjInfoy { #  - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q20As" VALUE="_9cgn20g90a92k2j2k9t9ai83delpn883eclr6ash0chknctbcctii0t38ckg6au39edq6arj3ckg6uph0c5n6ut38clp20rr6cpin483fdog6283ge9nn0pbiehsg_">OCXDATAWYz bOCXNAME $_1290298274*\U\g*wP*wPPRINT  DefaultOcxName94 {   `- !_ !_- ! !^- !^ !]qod- ! !\  `. 2 ^@Arial 5|ȨwѨw 0wffF-  2  ^1' U\gForms.HTML:Hidden.1Embedded ControlForms.HTML:Hidden.19q2U\g<INPUT TYPE="hidden" NAME="%%Surrogate_Q21As" VALUE="1">DefaultOcxName95{ #  CompObj[^ qObjInfo OCXDATA]_ OCXNAME $_1290298273bU\g*wP*wPPRINT CompObjad qObjInfo - !  .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq'' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q  2U\g<INPUT TYPE="radio" CHECKED NAME="Q21As" VALUE="a. True">DefaultOcxName96{ #  - !- !   .- !OCXDATAce OCXNAME $_1290298272l`hU\g*wP*wPPRINT  =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAMECompObjgj qObjInfo OCXDATAik tOCXNAME $="Q21As" VALUE="b. False">DefaultOcxName97 {   `- !_ !_- ! !^- !^ !]qod- ! !\  `. 2 ^_1290298271nU\g*wP*wPPRINT CompObjmp qObjInfo @Arial 5|ȨwѨw 0w7f+-  2  ^1' U\gForms.HTML:Hidden.1Embedded ControlForms.HTML:Hidden.19q2U\g<INPUT TYPE="hidden" NAME="%%Surrogate_Q22As" VALUE="1">DefaultOcxName98OCXDATAoq OCXNAME $_1290298270~ftU\g*wP*wPPRINT { #  - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1EmbeddedCompObjsv qObjInfo OCXDATAuw OCXNAME $ ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q22As" VALUE="a. cooperate with and compensate other brokers">DefaultOcxName99{ #  - !  _1290298269zU\g*wP*wPPRINT CompObjy| qObjInfo .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq'' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2OCXDATA{} tOCXNAME &_1290298268xU\g*wP*wPPRINT U\g<INPUT TYPE="radio" CHECKED NAME="Q22As" VALUE="_gc8n20orfdto6asj1ehii0tr9ehk20rrkd1in4832e9nmmpbiefri0ojlegg68rr5ecg6srrk41p6asbld5p6a831dog6upj6clp20rr641hmurbgcln76obkd5nms_">DefaultOcxName100{ #                       ! " # $ ' ( ) * + , - / 2 5 6 7 8 9 : ; < = > ? @ A B D G H I L M N O P Q R S T U V W X Y [ ^ _ ` c d e f g h i j k l m n o p r u v w x { | } ~  - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19qCompObj qObjInfo OCXDATA OCXNAME (2U\g<INPUT TYPE="radio" NAME="Q22As" VALUE="c. compensate other brokers">DefaultOcxName1011{ #  - !- !   .- !_1290298267U\g*wP*wPPRINT CompObj qObjInfo  =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAMEOCXDATA zOCXNAME% &_1290298266rU\g*wP?-wPPRINT& ="Q22As" VALUE="_ccgn20orfdlo6arjjc5q6a83fehk6ash0c9p6uqr5e9pi0tbedhin6sp0cdnmqs35dppm2t39dtn20qbj41n6ut10d5n20t38ckg66r39cln7809cecg64pbjegg6irjkclp6asrk_">DefaultOcxName102 {   `- !_ !_- ! !^- !^ !]qod- ! !\  `. 2 ^@Arial 5|ȨwѨw 0wf-  2  ^1' U\gForms.HTML:Hidden.1Embedded ControlForms.HTML:Hidden.19qCompObj. qObjInfo0 OCXDATA1 OCXNAME3 &2U\g<INPUT TYPE="hidden" NAME="%%Surrogate_Q23As" VALUE="1">DefaultOcxName103{ #  - !  .- ! =@ ( 4x_1290298265U\g?-wP?-wPPRINT4 CompObjC qObjInfoE x#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq'' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" CHECKED NAME="Q23As" VALUE="a. the dOCXDATAF OCXNAMEJ &_1290298264U\g?-wP?-wPPRINTK isciplines in which they engage">DefaultOcxName104{ #  - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q23As" VALUE="b. all fields in which their real estate licenseCompObjZ qObjInfo\ OCXDATA] OCXNAMEa & permits them to act">DefaultOcxName105{ #  - !- !   .- ! =@ ( 4xx#@ ( _1290298263U\g?-wP?-wPPRINTb CompObjq qObjInfos doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q23As" VALUE="_uccn20sj5edkm8pbeehkm2r7n41hmurbdclp66qb1djri0obecgg6irjmclpn8rb5dpq20t3ic5n76oOCXDATAt OCXNAMEy &_1290298262U\g?-wP?-wPPRINTz b3ehkmurjj_">DefaultOcxName106{ #  - !- !   .- ! =@ ( 4xx#@ (  doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq' U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q23As" VALUE="d. any field outside the real estate business that may be associated with a tranCompObj qObjInfo OCXDATA BOCXNAME &saction (such as - inspections)">DefaultOcxName107 {   `- !_ !_- ! !^- !^ !]qod- ! !\  `_1290298261U\g?-wP?-wPPRINT CompObj qObjInfo . 2 ^@Arial 5|ȨwѨw 0w f-  2  ^1' U\gForms.HTML:Hidden.1Embedded ControlForms.HTML:Hidden.19q2U\g<INPUT TYPE="hidden" NAME="%%Surrogate_Q24As" VALUE="1">OCXDATA OCXNAME &_1290298260U\g?-wP?-wPPRINT DefaultOcxName108{ #  - !- !   .- ! =@ ( 4xx#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq'CompObj qObjInfo OCXDATA pOCXNAME & U\gForms.HTML:Option.1Embedded ControlForms.HTML:Option.19q2U\g<INPUT TYPE="radio" NAME="Q24As" VALUE="a. 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Protects the buying and selling puOCXDATA OCXNAME! &_1290298254U\g?-wP?-wPPRINT" blic">DefaultOcxName114{ q#  - !  .#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq'' U\gForms.HTML:Checkbox.1EmbeddCompObj/ uObjInfo1 OCXDATA2 OCXNAME6 &ed ControlForms.HTML:Checkbox.19q2U\g<INPUT TYPE="checkbox" CHECKED NAME="Q25As" VALUE="b. Promotes a competitive real estate marketplace">DefaultOcxName115{ q#  _1290298253U\g?-wP?-wPPRINT7 CompObjD uObjInfoF - !  .#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq'' U\gForms.HTML:Checkbox.1Embedded ControlForms.HTML:Checkbox.19q2U\g<INPUT TYPE="checkbox" COCXDATAG OCXNAMEK &_1290298252U\g?-wP?-wPPRINTL HECKED NAME="Q25As" VALUE="c. Enhances the integrity of the industry">DefaultOcxName116{ q#  - !  .#@ ( doqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoqdoq'' U\gForms.HTML:Checkbox.1Embedded ControlForms.HTML:Checkbox.19q2U\g<INPUT TYPE="checkbox" CHECKED NAME="Q25As" VALUE="d. 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?3"`?2cRf2@ <?B`!7Rf2@ <` |xmJAƿ]sM*ZY`eDAk >@ Gl-H*ܱ囝7̬+؀~e9t r=Sm!Jqhlv0CLqYI>O+R_n$1T{EץG)9ےH֍%}UtsU})NT6 [cΠ汸(V__PY婍䍱?tYk?ocl][?4 Dd hb  c $A? ?3"`?2S@bؑgW ~/bB`!'@bؑgW ~|xŒ; @HP XhaJ7V1R̮ I\BpLvBxG>|(Q$ xPJf+ěL㺳DDYWz8cezj ṕc| d=օVk,q949_WS8]np6KɠM3bG}ˡ?„*bsB.i홧 F> Dd hb  c $A? ?3"`?2S@bؑgW ~/bB`!'@bؑgW ~|xŒ; @HP XhaJ7V1R̮ I\BpLvBxG>|(Q$ xPJf+ěL㺳DDYWz8cezj ṕc| d=օVk,q949_WS8]np6KɠM3bG}ˡ?„*bsB.i홧 F>Dd hb  c $A ? ?3"`?2[>k݃nA7 B`!/>k݃nAv|xcdd``Ƞ $XHs3D@,& if KH^h,"J>t@,F&NK&Ȉ,^ d(yl2LT̆`Fa & ?~T00<``8 &RR 6wxlq01P GT|(Q$ xPJf+ěL㺳DDYWz8cezj ṕc| d=օVk,q949_WS8]np6KɠM3bG}ˡ?„*bsB.i홧 F>Dd hb  c $A"? ?3"`?2byBKnsJ->$B`!6yBKnsJ-` |xmJCA쮉IЛ"{ B 0a+)|[;[_B%RXͽl{` ]^֙ M<6<Y1.^e_)Γa1+ȧCIJˌ 9|/IQoJ o&W%ߦB1ܿ/Jn@ qV 3EO1eVk݃nA7 'B`!/>k݃nAv|xcdd``Ƞ $XHs3D@,& if KH^h,"J>t@,F&NK&Ȉ,^ d(yl2LT̆`Fa & ?~T00<``8 &RR 6wxlq01P GT|(Q$ xPJf+ěL㺳DDYWz8cezj ṕc| d=օVk,q949_WS8]np6KɠM3bG}ˡ?„*bsB.i홧 F> Dd hb  c $A? ?3"`?2S@bؑgW ~/b'+B`!'@bؑgW ~|xŒ; @HP XhaJ7V1R̮ I\BpLvBxG>|(Q$ xPJf+ěL㺳DDYWz8cezj ṕc| d=օVk,q949_WS8]np6KɠM3bG}ˡ?„*bsB.i홧 F> Dd hb  c $A? 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