╨╧рб▒с>■ =?■ < ье┴#` Ё┐tbjbj5G5G .W-W-t дJJJJJJJ^ццццЄ$^;%╢""""""""║$╝$╝$╝$╝$╝$╝$$ё%hY(шр$J─#""─#─#р$JJ""ї$О$О$О$─# J"J"║$О$─#║$О$О$JJО$"а\╜ЧS╟ц╬#"О$о$%0;%О$A)Ё#ФA)О$A)JО$ ">жО$фь╨ Ї"""р$р$Д$ """;%─#─#─#─#^^^─" ─^^^" ^^^JJJJJJ The following is a list of the Mortgage states and Deed of Trust states. The only difference between a Mortgage state and a Deed of Trust state is the procedures necessary to foreclose on the property. Generally, states that use mortgages conduct judicial foreclosures; states that use deeds of trust conduct non-judicial foreclosures. The principal difference between the two is that the judicial procedure requires court action. STATE JUDICIAL(mortgage) NON-JUDICIAL(deed of trust) Alabama X X Alaska X Arizona X X Arkansas X X California X Colorado X Connecticut X Delaware X Dist. Of Columbia X Florida X Georgia X Hawaii X Idaho X Illinois X Indiana X Iowa X Kansas X Kentucky X X Louisiana X Maine X Maryland X X Massachusetts X Michigan X X Minnesota X Mississippi X Missouri X Montana X Nebraska X Nevada X New Hampshire X New Jersey X New Mexico X New York X North Carolina X North Dakota X Ohio X Oklahoma X Oregon X Pennsylvania X Rhode Island X South Carolina X South Dakota X X Tennessee X Texas X Utah X Vermont X Virginia X Washington X West Virginia X Wisconsin X Wyoming X Please note that any state listed above that is marked as both judicial and non-judicial means that you could have either a mortgage or a deed of trust for that state. This list has changed from last month. It appears that more and more states are converting to Deed of Trust for reasons foreclosure convenience. L╬╖ э ю Т д 9tЎЄЎьЎсЄсЄh│e>*CJOJQJ h│eCJh│eh│eCJOJQJ KL╬╧╡ ╢ ╖ э █┘╡┘С┘┘m#$d%d&d'dN╞ O╞ P╞ Q╞ #$d%d&d'dN╞ O╞ P╞ Q╞ #$d%d&d'dN╞ O╞ P╞ Q╞ #$d%d&d'dN╞ O╞ P╞ Q╞ t■э ю + A X m Д Щ ╡ ╔ ▌ Ё ,>Qg}Пе╛╘ъ█████████████████████████#$d%d&d'dN╞ O╞ P╞ Q╞ ъ+@SlВШн╟▀ё 1 I c | Т д ╢ ╩ ▀ ї ███████████████████┘█████#$d%d&d'dN╞ O╞ P╞ Q╞ $89t███┘#$d%d&d'dN╞ O╞ P╞ Q╞ ,1Рh░╨/ ░р=!░"░#Ра$Ра%░░╨░╨Р╨ЖЬ@@ё @NormalCJ_HaJmH sH tH N@N Heading 1$@&5Б>*CJOJQJ\Б^JМ@М Heading 2L$$d%d&d'd@&N╞ O╞ P╞ Q╞ >*CJOJQJ^JDAЄ бDDefault Paragraph FontVi@є │VTable Normal :VЎ4╓4╓ laЎ(k@Ї ┴(No List>B@Є> Body TextCJOJQJ^JЖP@ЖBody Text 2F$d%d&d'dN╞ O╞ P╞ Q╞ CJOJQJ^Jt KL╬╧╡╢╖эю+AXmДЩ╡╔▌Ё,>Qg}Пе╛╘ъ+@SlВШн╟▀ё1Ic|Тд╢╩▀ї$89vШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0АА0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0АА0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААШ0ААKL╬╧╡╢╖эю+AXmДЩ╡╔▌Ё,>Qg}Пе╛╘ъ+@SlВШн╟▀ё1Ic|Тд╢╩▀ї$89v╕О0@╕О0А╕О0А╕О0А╕О0А╕О0А╕О0°А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0А╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0й╕О0йtэ ъt t ]■░lоЕ ░,йЕ▒мйЕ▒,пЕ▒ьнЕ▒моЕ▒,иЕ▒мзЕ▒,еЕ▒lлЕ▒lеЕ ▒меЕ ▒ИВ▒ФИВ▒ЕВ ▒TЛВ▒ЙВ▒╘ДВ▒ДВ▒ФДВ▒TИВ▒ФЛВ▒╘КВ▒╘ИВ▒TКВ▒TДВ▒TЕВ▒╘ЕВ▒i/▒─h/▒Дh/▒Дi/▒─i/▒ьсЙ ▒,P╡!▒lP╡"▒мP╡#▒ьP╡$▒,Q╡%▒lQ╡&▒мQ╡'▒ьQ╡(▒,R╡)▒lR╡*▒мR╡+▒ьR╡,▒,S╡-▒lS╡.▒мS╡/▒ьS╡0▒,T╡1▒lT╡2▒мT╡3▒ьT╡4▒,U╡5▒lU╡6▒мU╡7▒ьU╡8▒,V╡9▒lV╡:▒мV╡;▒ьV╡<▒,W╡=▒lW╡>▒мW╡?▒t№y@▒┤№yA▒Ї№yB▒4¤yC▒t¤yD▒┤¤yE▒Ї¤yF▒4■yG▒t■yH▒┤■yI▒Ї■yJ▒4 yK▒t yL▒┤ yM▒Ї yN▒4zO▒tzP▒┤zQ▒ЇzR▒4zS▒tzT▒┤zU▒ЇzV▒4zW▒tzX▒┤zY▒ЇzZ▒4zюю++AAXXmmДДвв╡╡▌▌ЁЁ,>>QQgg}}ППее╛╛╘╘ъъ++@@SSllВВШШнн╟▀▀ёё11IIcc||ТТдд╢╢▀▀$$v !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\її 33KK``xxММкк╝╝ууїї0DDYYppВВЧЧ▓▓╞╞▌▌її 33FF``vvММаа╗╗╙уу∙∙%%==WWooЕЕЧЧии╜╜щщ++v !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\9\*Аurn:schemas-microsoft-com:office:smarttagsАStateА8L*Аurn:schemas-microsoft-com:office:smarttagsАCityА9]*Аurn:schemas-microsoft-com:office:smarttagsАplaceА!<]\]\]\]\]\]\]\]\]L]\]\]\]\]\]]\]\]\]\]\]\]\]\]\]\]\]\]\]\]\]\]\]\]]\]\]\]\]\]\]\]\]\]\]\]\]]\v╛╟ЩЮv33;<ab!!%&66:;ООТУыыsvvх│eШ}ъv @А`геtР@ Unknown GРЗz А Times New Roman5РАSymbol3&РЗz А Arial"ёИИXЁ╨hdН▓╞dН▓╞X X и¤OнБ$Ёа┤┤ББ24dqq2ГЁ▀▀HX)Ё ?ф Ш}ъ2 GThe following is a list of the Mortgage states and Deed of Trust statesValued Gateway ClientTom■ рЕЯЄ∙OhлС+'│┘0╝РШшЇ ,@ LX xД РЬдм┤фHThe following is a list of the Mortgage states and Deed of Trust statesValued Gateway ClientNormal.dotTom2Microsoft Office Word@ П@иВЖS╟@иВЖS╟X■ ╒═╒Ь.УЧ+,∙о04hpАИРШаи░╕ └фGateway q║HThe following is a list of the Mortgage states and Deed of Trust statesTitle ■ ■ !"#$%&'()*+■ -./0123■ 56789:;■ ¤ >■ ■ ■ Root Entry └FА╥╞ЧS╟@АData 1Table A)WordDocument .SummaryInformation( ,DocumentSummaryInformation8 4CompObj q ■ ■ └FMicrosoft Office Word Document MSWordDocWord.Document.8Ї9▓q