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CXXIII Edition October 2009

Gasoline Retailers Association of Florida

214 Stevenage Drive Longwood, Florida 32779



e mail pat@

407-774-9700 SSDA/NCPR-AT

Pat Moricca President Member Service Station Dealers of America

INDEPENDENT BRANDS

VISIT OUR WEB SITE FOR THE LATEST GASOLINE

INDUSTRY INFORMATION AND BENEFITS



Gasoline Retailers Association of Florida is a non-profit association representing Independent Gasoline Retailers, Convenience Stores, Gasoline Service Stations, Repair Shops, Tire Retailers, Truck Stops and Associates throughout Florida. Our goal is to improve the interests of these independent businesses and the motoring public. Cooperation with insurance companies provides benefits for our members. These benefits include money-saving programs for group health, workers' compensation, casualty and property and gasoline tank liability insurance. Benefits also include financing to purchase your gasoline station property and much more.

The problems facing our industry today affect every dealer, no matter how large or small. And, since no one individual could possibly begin to solve these problems alone, it remains that each should join in a collective effort to protect his/her business investment.

Join the Gasoline Retailers Association of Florida and help in the fight to keep the

Motor Fuel Marketing Practices Act of Florida (Below Cost) law.

Make an important investment in your business future for less than $1 a day.

Membership

To fully understand the importance of membership for our elected officials, let’s look back upon the successes of the last few years. The Gasoline Retailers Association of Florida in partnership with the Florida Petroleum Marketers Association successfully lobbied against a law that would allow Below Cost Selling.  Permitting Below Cost Selling would have cost each of you thousands of dollars and put many of you out of businesses.

In Florida, almost every year Wal-Mart / Murphy Oil along with the Hypermarketers, Big Box retailers and the Oil Companies have been trying to repeal Motor Fuel Marketing Practices

Pat Moricca Act of Florida (Below Cost). Our voices in Tallahassee must be loud and clear to inform our legislators that without Below Cost; gasoline prices will increase with less competition and small gasoline station owners

will be forced out of business. It takes a lot of time, energy and money to battle Wal-Mart / Murphy Oil and others (Oil Companies etc.) to keep the Motor Fuel Marketing Practices Act of Florida (Below Cost) law in Florida.

Join the Gasoline Retailers Association of Florida and help in the fight to keep the Motor Fuel Marketing Practices Act of Florida (Below Cost) Law. Make an important investment in your business future and join the Gasoline Retailers Association of Florida (dues are less than $1 a day).

Reminder! Time is running out!!! Three months left

Join the Gasoline Retailers Association of Florida and help Keep Below Cost law

“Lifeline of the Gasoline Industry, the Independent Gasoline Dealer.”

The cartel's supply quotas aren't guiding the market these days.

London -- When oil prices were soaring in early 2008, the Organization of Petroleum-Exporting Countries was under intense pressure to raise its supply quotas. When they plummeted at the end of last year, OPEC had to scramble to cut them; now? Supply and demand simply don't mean much anymore, after six months of rallying stock markets and a ramp-up in investor optimism, and OPEC meeting is unlikely to change things.

Oil prices have risen in tandem with global stock markets over the past six months to around $70 per barrel, despite the fact that demand for oil is weak and inventories remain high. In such an environment, it's no wonder that OPEC officials are ruling out a cut in supplies ahead of the meeting; Saudi Arabian oil minister Ali al-Naimi was even cited as saying that the price was "good for everybody" at the moment.

So who is really in control of the oil price as the market braces itself for a post-summer lull? According to Eugen Weinberg, an analyst with Commerzbank, the power lies in the hands of the Commodity Futures Trading Commission in the United States. The regulator is preparing to crack down on excessive speculation in commodities markets, and has already promised "vigorous" enforcement of trading position limits.

Weinberg predicts oil prices will trade between $65-$75 per barrel after the OPEC meeting and will eventually drop to $50 by the end of the year, with a potentially rapid fall if the C.F.T.C. comes out with a crackdown that is more rigid than expected. "The power of OPEC at the moment is really low," said Weinberg.

Valero Running Anti-Cap & Trade Campaign

Says legislation will cost motorists at pump if it becomes law

San Antonio, Texas -- Valero Energy Corp. is launching a campaign against proposals to lower carbon emissions by posting signs at its gas stations warning customers about the projected high hike in fuel prices if the U.S. House-approved legislation on carbon cap-and-trade becomes law, reported The San Antonio Express-News.

The campaign begins today at all facilities owned by Valero, which has refineries and retail outlets in 40 states. The U.S. Department of Energy projects that gasoline prices could increase by 77 cents per gallon over the life of the climate-change bill, said the report. House Energy & Environment Subcommittee, was narrowly approved by the House on June 26.

Valero, the largest U.S. independent refining company, estimates that its costs for carbon emissions would total $6 billion to $7 billion a year, depending on the auction costs of the permits.

The bill, which would force businesses to pay for their carbon emissions, would hit U.S. refining companies especially hard because refiners must account for both emissions from refineries and from the vehicles that burn the fuels, Jim Greenwood, Valero Energy vice president for governmental affairs, told the newspaper.

The minimum limit for permits is $25 per ton of emissions. Valero refineries emit about 30 million tons per year, but vehicles using Valero fuels emit another 250 million tons of greenhouse, heat-trapping gases, the report said.

San Antonio-based Valero, with 2008 revenues of $119 billion, owns and operates 16 refineries throughout the United States, Canada and the Caribbean with a combined throughput capacity of approximately three million barrels per day, making it the largest refiner in North America and is one of the nation's largest retail operators with approximately 5,800 retail and branded wholesale outlets in the United States, Canada and the Caribbean under the Valero, Diamond Shamrock, Shamrock, Ultramar and Beacon brands.

The Motor Vehicle Owners’ Right to Repair Act Reintroduced in Congress - HR 2057

The Motor Vehicle Owners’ Right to repair Act, Legislation that allows consumers to continue to choose where they have their vehicles repaired was reintroduced into the11th Congress on April 22, 2009.

“HR 2057, known as the Right to Repair Act goes to the heart of American property rights and ownership.  When motorists purchase their vehicles, they should have the right to own their vehicles electronic, diagnostic and repair information so they can make affordable and convenient repair choices, whether that choice is an independent repair shop or a car dealership,” said Ray Pohlman, President of Coalition for Auto Repair Equality (CARE).  “As vehicles become more computerized, soon customers will be very limited on repair options.  In some cases, they will be forced to take the vehicles back to the new car dealerships even when their vehicles are out- of- warranty”.

Vehicles that are 1994 and newer (and some earlier models) are equipped with computers that control the repair and service information on most of the vehicles’ systems, including, but not limited to: airbags, brakes, emissions (check engine light), tire pressure, oil changes, electronics, ignition systems and keys and transmissions.  In many cases, the only way for motorists to have these systems repaired is to return to the new car dealership.

The Automotive Aftermarket Industry Association (AAIA) conducted a ‘first-of-its-kind’ study, which illustrated the enormous cost-benefit to consumers when their vehicles are repaired in the independent repair industry.  The study clearly showed that repairs conducted at new car dealerships cost consumers on average 34 % more than at the independent repair shops, thus resulting in $11.7 Billion in excess costs annually.  Los Angeles consumers pay, as much as, 46.8% more at new car dealerships, for repairs. The Right to Repair Act will help all of America’s motoring consumers.

Arron Lowe, Vice President, Government Affairs for AAIA, stated, “with dealerships closing at unprecedented rates, the ability for consumers to obtain convenient and affordable repairs from their local independent vehicle repair shops is more important than ever.  Right to Repair ensures that independent shops have access to the most up-to-date information, tools and software so that they continue to maintain and repair their customers’ late model vehicles.”

The Exxon Mobil sabotage case

The case in which Exxon Mobil Corp. is accused of sabotaging wells it has abandoned.

In 1989: Exxon and Texas landowner cut off negotiations on royalty payments. In 1991 Exxon plugs its wells on the disputed land. In 1994 a smaller company tries to open Exxon well sites that were closed. and says it can't drill. Accuses Exxon of sabotaging the wells and later files suit along with landowners.

In 1999 civil jury rules against Exxon, awards $18.6 million. Appeals court later upholds decision.

In 2009 Texas Supreme Court overturns verdict on most counts.

In August, 2009: Texas officials ask for large regulatory fines against Exxon, seek rehearing before Texas Supreme Court..

Alert Reminder! Candy- and Fruit-Flavored Cigarettes Now Illegal

Washington -- This is to remind all retailers that effective September the 22nd the FDA's ban on candy and fruit-flavored cigarettes flavored cigarettes are illegal.

The FDA is also examining options for regulating both menthol cigarettes and flavored tobacco products other than cigarettes. 

"Almost 90 percent of adult smokers start smoking as teenagers. These flavored cigarettes are a gateway for many children and young adults to become regular smokers," said FDA Commissioner Margaret Hamburg in a press release. "The FDA will utilize regulatory authority to reduce the burden of illness and death caused by tobacco products to enhance our Nation's public health."

"Flavored cigarettes attract and allure kids into lifetime addiction," said U.S. Department of Health and Human Services Assistant Secretary for Health Howard Koh. "FDA's ban on these cigarettes will break that cycle for the more than 3,600 young people who start smoking daily."

The FDA is taking several steps to enforce the ban. A letter recently sent to the tobacco industry provided information about the law, and explained that any company who continues to make, ship or sell such products may be subject to FDA enforcement actions.

FDA also issued guidance for industry on the ban General Questions and Answers on the Ban of Cigarettes that Contain Certain Characterizing Flavors

Thieves Steal $14,000 Worth of Gasoline

Clearwater, Fla. -- A BP gas station here was the target of a gasoline thief, as police report someone stole 6,000 gallons of gasoline from the location in less than 23 minutes, according to a My Fox Tampa Bay news report.

Convenience store clerk Frank Zaitoun told the news outlet the theft came as a shock. "It’s something that’s never happened, you know. Never happened," he said.

According to the report, the station's tank monitoring system showed 6,000 gallons were removed Saturday between 11:12 p.m. and 11:35 p.m. Police spokesperson Elizabeth Watts said officers were called out hours later.

"There was a heavy smell of gasoline in the area. When they went out, they found a pool of fuel and the storage gas caps removed," Watts said.

Clearwater police are trying to figure out who's responsible for stealing the gas, but believe whoever did it knew exactly what they were doing.

"They knew how to get the gas caps off the underground storage tanks and how to get the fuel out so it’s definitely someone who has to know about the system," Watts said.

Zaitoun said when he and his manager arrived at work; they noticed the gas alarm was going off, indicating they were out of gas. When they checked the fuel pumps they realized thousands of gallons of fuel were missing.

Police describe the getaway vehicle as a silver tanker truck.

The stealing of gasoline and diesel has been a problem for gasoline retailers. All retailers should have security cameras and be vigilant. There are many ways for crooks to steal motor fuel.

Sheets, WaWa

ONE OF THE REASON SHEETZ AND WAWA GASOLINE STATIONS ARE NOT IN FLORIDA IS BECAUSE MOTOR FUEL MARKETING PRACTICES ACT (BELOW COST) IS LAW.

SHEETZ AND WAWA ARE DISCOUNTERS AND WILL DESTROY THE GASOLINE MARKET IN FLORIDA. THAT’S WHY IT’S IMPORTANT TO HAVE A VOICE IN TALLAHASSEE AND FIGHT BACK THE EFFORTS FROM WAL-MART, MURPHY OIL CORP. AND OTHERS WHO ARE TRYING TO REPEAL BELOW COST, JOIN THE GASOLINE RETAILERS ASSOCIATION OF FLORIDA.

Small Business Will Pay More Under Energy Bill 

The climate change bill will cost consumers and small-business owners a lot more.

Columbia, S.C. – The U.S. House-passed climate change bill will cause small businesses and consumers to pay a lot more for utilities, wrote J.J. Darby in a guest column in the Greenville News.

The bill would require energy utilities to buy government credits to offset greenhouse gas emissions, which would in turn become “an energy tax on the American people as the utilities pass the increased costs along to consumers and small-business owners,” Darby pointed out. The cap-and-trade plan will allow the government to limit the amount of greenhouse gases, which will let businesses that lower their emissions below that cap to sell their credits to other companies.

“However, in the initial phases, more than 80 percent of the credits will be given away by the government rather than auctioned off as originally planned. The credits will go to big businesses handpicked to garner enough support to pass the bill out of the House Committee on Energy and Commerce,” Darby wrote.

President Obama even pointed out that the bill’s proposals would cause energy rates to soar. “Under my plan of a cap-and-trade system, electricity rates would necessarily skyrocket,” said Obama last year in the San Francisco Chronicle. The House Ways and Means Committee projected between 1.8 million to 5.3 million jobs would be lost under the bill.

“That’s because big businesses will pass the cost on to small businesses and consumers in the form of higher prices. An analysis by the Massachusetts Institute of Technology of a less-restrictive bill in the last Congress estimated electricity rates would go up at least 40 percent,” Darby wrote.

Ga. Chain Owners Face Indictments

Charges include miscalibration of pumps, grade substitution, bribery and more:

St. Marys, Ga. -- The former owners of a chain of gas stations in southern Georgia now face a 17-count indictment accusing them of fraud, reported First Coast News. According to the indictment, Cisco stations defrauded customers out of at least $7 million in 2005 and 2006.

Acting U.S. Attorney for the Southern District of Georgia Joseph D. Newman said a grand jury in Savannah, Ga., returned the indictment last week accusing the owners of Cisco Travel Plazas of several crimes.

Named in the indictment are Fairley Leslie Cisco, Robert Michael Clark, Regina Dianne Cheung Pierce, Winston Eric Cisco and Britt Clinton Moore. Each faces charges including conspiracy and mail and wire fraud, said the report.

Fairley Cisco, who the indictment says operated three Cisco stations in Camden County from the mid-1990s until late 2006, also faces a charge of criminal trademark infringement, the newspaper added.

The indictment came from an investigation into Cisco Travel Plazas, which were sold and renamed in 2006.

The paper said that the accusations laid forth in the indictment say that the defendants conspired to:

Miscalibrate pumps to sell less gasoline than the meter indicates.

Substitute regular gasoline in the mid-grade and premium pumps.

Bribe inspectors in charge of fuel pumps.

Sell non-BP gasoline where the BP trademark is displayed.

Make false statements to investigators.

Clark has been arrested, and warrants for arrest remain outstanding for Fairley and Eric Cisco, the report said.

These few bad apples and dishonest businesses harm the entire industry.

Driving down, mass-transit use growing

Hounded by a recession and high gas prices, motorists drove less last year and caught more rides on mass-transit systems, a new national transportation survey has found.

In Florida, with its heavy dependence on roads, the actual miles traveled was flat, but trips taken on buses and, in South Florida's case, trains, rose about 3 percent, according to the study sponsored by Environment America, a nationwide group that promotes green energy use.

Among the states that saw the biggest drops in miles traveled by car or truck were Georgia, California, Michigan and Connecticut. Those with the biggest mass transit increases included Louisiana, Maryland, Delaware and Utah.

Gasoline Brand Loyalty a Matter of Age, According to New Study 

Younger drivers less brand loyal than older drivers.

Houston, TX –Generational differences have led to a steady drop in consumer brand loyalty when purchasing gasoline, with consumers over 65 more likely to limit gasoline choices to one brand, and younger consumers more willing to “shop around,” according to the NPD Group’s latest Motor Fuels Index, which tracks consumer motor fuel purchasing behavior.

NPD reported that the percentage of consumers who “always buy one brand of gasoline” measured 28 percent in the first quarter of 2009, compared to 34 percent in the same quarter of 2000. Compared to the 2000 respondent group, the age 30 to 44 segments registered the sharpest decline in brand loyalty and is the most likely group to sample multiple brands among consumers who have purchased a major brand.

"I believe we can expect the trend to continue as drivers, ages 18 to 29, also exhibit less loyalty than previous generations," said David Portalatin, industry analyst for NPD`s automotive unit. "This group is beginning to be influenced by the `echo boom, ` children of Baby Boomers, who will be the largest generation of drivers in the history of the automobile."

Florida Adds Lottery Vending Machines 

The state has installed 1,000 ticket vending machines primarily at supermarkets.

Tallahassee, Fla. – The Florida Lottery has added 1,000 ticket vending machines to sell scratch-off tickets at lottery retailers across the state, the Lottery Post reports. Primarily at supermarkets, the vending machines will bring in an additional $3.4 million in annual lottery profits, the state predicted.

“It helps both our retailers and our players because it is a convenience for both,” said Connie Barnes, a Florida Lottery spokeswoman.

The vending machines will begin to be placed in Miami-Dade and Broward counties, with other south Florida locations to come. The machines accept only bills, no cards or credit cards, and offer a range of games, from $1 Triple Win to $600 Million High Roller tickets.

The state has safeguards in place to prevent children from playing the lottery. By law, lottery players must be 18 to buy scratch-off games. The new machines have a remote control switch that store personnel can use to shut down the machine if a minor tries to buy a ticket.

This year, Florida sales of scratch-off tickets have dipped slightly from 2008, but lottery officials are banking on the new machines to boost that revenue. Florida tried automated ticket sales back in the late 1990s, but did not see revenue increase. This time around, the new machines hold more tickets and are easier for retailers to restock.

Luis Konski, P.A. Petroleum Marketing Practices Act Federal Statute (PMPA)

Fowler Rodriguez Valdés-Fauli Motor Fuels Marketing Practices Act Florida Statute (MFMPA)

355 Alhambra Circle, Suite 801

Coral Gables, FL 33134 Direct: 786.364.8418

lkonski@frvf- Fax: 786.364.8401

Barry S. Balmuth, P.A.

Centurion Tower-Eleventh Floor

1601 Forum Place, Suite 1101

West Palm Beach, Florida 33401

For complete information go to

or contact toll free 866-452-9400

Residents trying to hang onto their homes in a working-class neighborhood of New London, Conn., are waging a battle in the Supreme Court over their city government's attempt to seize property for private economic development. Susette Kelo and several other homeowners filed a lawsuit after city officials announced plans to bulldoze their residences to clear the way for a riverfront hotel, health club and offices. The residents refused to move, arguing it was an unconstitutional taking of their property.

Meadowbrook Insurance Group Workers’ Compensation dividend program

The Gasoline Retailers Association of Florida proudly sponsors Meadowbrook Insurance Group as its source for workers’ compensation insurance. Meadowbrook Insurance Group Workers’ Compensation is available to the Gasoline Retailers Association of Florida membership.

For more Information contact:

Cindy Winternitz 800-575-1816 or Pat Moricca 407-774-9700.

Gasoline Retailers Association of Florida-Meadowbrook Group Workers’ compensation dividend program has produced a dividend on paid premiums for eight out of the last nine years.

7% Dividend for Gasoline Retailers Association of Florida – Meadowbrook Workers’ Compensation program on paid premiums

Wayne Dresser Gasoline Station Maintenance and Repair

Wayne Services Group (WSG) is an Authorized Service Organization that provides maintenance and repairs for Wayne dispensers and POS systems at retail gasoline stations throughout Southeast Florida for many years.

Working on both Wayne and non-Wayne equipment Wayne Services Group of dedicated and certified Service Technicians help station owners and managers keep their fueling equipment and POS systems up and running 24/7.

WSG is certified on all Wayne dispensers and POS systems and many other manufactured products used by today’s service stations.

Pricing and monthly service contracts, contact Chris Brown at: 954-742-1735.

chris.brown@

Gilbarco Veeder Root Gasoline Station Maintenance and Repair

Guardian Fueling Technologies is an Authorized Service Organization that provides maintenance and repairs for Gilbarco Veeder Root and POS systems at retail gasoline stations.

Working on Gilbarco Veeder Root and non- Gilbarco Veeder Root Equipment and Project Sales Guardian Fueling Technologies certified Service Technicians help station owners and managers keep their fueling equipment and POS systems up and running 24/7.

For information contact Carlos Fox at: 954-432-0622 Cell: 954-536-6145

cfox@

American Equipment Finance

258 King George Road

Warren, NJ 07059

American Equipment Finance LLC is an innovative and rapidly expanding commercial finance company, operating in multiple locations across the United States to serve your needs. American Equipment Finance LLC provides instant access to capital for businesses - both large and small seeking to acquire assets necessary to expand and grow.

In addition AEFLLC develop, implement, and manage Customer Finance Programs (CFP’s) for Manufacturers, Dealers and Distributors that wish to offer their customers instant access to funds for the purchase of their products and services (finance underground tanks, dispensers, POS systems & the related construction costs that go along with an upgrade, renovation or re-imaging of a service station or a C-store?)

For information contact Len Baccaro @ (800) 785-3060 ext 202

E mail lbaccaro@ Web site

Affordable ‘Health Insurance’ Program LOOK

Our partnership with Benefits Now LLC is based on the mutual goal of bringing value and service to participating Gasoline Retailers including automotive repair shops, automotive suppliers and specialty business, tire dealers, towing operators’ truck stops and associates throughout the state of Florida and their employees.

I am confident that you will find Benefits Now LLC programs and services beneficial to you.

For Information, contact Sharon W. Cockrell @ Toll free1-800-253-8036 ext 212 or Pat Moricca @ 407-774-9700

Pump Calibration LL

P.O. 138426 Clearmont, Florida 34713

Florida-New Jersey-Connecticut-Maryland-Pennsylvania

Simple Pump Calibration Identify Bad Meter

*Stop Losing Money!

*Why is WatchDog Different From All The Rest

*What is “Real Time” Calibration?

*What is The Definition of Calibration?

*Why is “Real Time” Pump Calibration Important?

*Does Simple Pump Calibration Identify Bad meters?

*Calibration is NOT new, it is the high cost of fuel that’s new!

How Much is Your Station Losing

The Solution! Contact Kevin Madison 800-322-0106 e mail Kevin@ www,

Petrofuse USA Your Tank & Piping Double all Solution

FYI our process can be used on ASTs as well as USTs.

Petrofuse ZP LTD established in 1995 in the UK, commenced approvals in 2001 in the US and works in 2006.

We are one of the industry leaders in the relining of existing fuel storage tanks.

We are currently able to upgrade tanks (IE 3 @ 8k fiberglass) in an average of  8 - 12 business days.

Petrofuse ZP double wall piping system is one of the finest in the world.

Petrofuse ZP coat four lining system for USTs works with fiberglass or steel tanks.

Petrofuse ZP double walled tanks system (secondary containment) is designed to contain leaks from the inner tanks.

Petrofuse ZP includes leak detection monitors.

All Petrofuse ZP products are warranted.

Compliant with API1631 and compatible with E85 (85% Ethanol)

For additional information please contact:

Roger Rolewicz, VP of Sales rogerrolewicz@ Cell: 813-240-1560

GREEN FUEL

Independent Gas Station Owners: _You now have a marketing tool to compete against Branded Gas Stations!

We offer at no cost to you (Free) $3,000.00 - $6,000.00 promotional marketing program for becoming a

GREEN FUEL gas station sponsored by Fuel Gone Green (TM).GREEN FUEL is the product of adding RxP Fuel Treatment to conventional gas and diesel fuels and delivering it already included in all of your fuel. GREEN FUEL _guarantees passing emissions testing_ by reducing polluting emissions to near zero, it increases horsepower and engine efficiency, and cleans carbon deposits, Etc. (See Fuel Gone Green. com).

GREEN FUEL will give your customers added mpg, which will create increased traffic to your service station, C-store which increases your bottom line! 

Contact Peter Cosentino 727.224.6966 or

e mail: pc@. Web site:

U.S. Department of the Treasury

Financial Crimes Enforcement Network

[pic][pic]

FenCEN’s Web site is located at:

FOR IMMEDIATE RELEASE (703) 905-3770

December 4, 2006

FinCEN Announces Launch of FinCEN Updates E-mail Subscription News Service

The Financial Crimes Enforcement Network (FinCEN) today announced the launch of FinCEN Updates – a new, free

e-mail subscription management service designed to keep the financial industry, the media and the public informed of news, rulemakings, advisories and other developments at FinCEN. This new secure e-mail subscription management service permits users to customize their updates, which enables them to receive e-mails related to the topics to which they have subscribed.

FinCEN Updates allows users to choose their subscription preferences. Subscription items include advisories, guidance, news releases, rulings, enforcement actions, and current career opportunities at FinCEN. Users can add or delete subscription items themselves, and have the option to password protects their accounts for increased security. Users can opt to have FinCEN Updates sent immediately, daily, weekly, or monthly to their e-mail accounts or directly to a wireless device.

FinCEN selected the GovDelivery® E-Mail Subscription Management service to monitor designated website content and to send an e-mail to alert subscribers when there is new information posted on FinCEN’s public websites. Subscribers will receive e-mails from the Financial Crimes Enforcement Network at the address fincenupdates@.

To subscribe to FinCEN Updates, visit FinCEN’s website at or subscribe directly at .

Contact Larry G. Schmaltz, P.E. @ 813-248-8558, ext 305

Insurance Office of America

Insurance Recommendations, the last minute policy renewal quotes:

By waiting till the very last minute it will prevent the insured (you) from being able to shop for a lower cost policy. Below are a couple tips to help you get the best deal on insurance.

Liability: At least six weeks before your policy expires, seek out competitive quotes from at least one additional agent/company. You will need to know your current policy coverage and terms to get competitive information. Gasoline Retailers Association of Florida’s/Insurance Office of America’s money saving programs and a complete insurance package to meet your business responsibility.

Contact Glen Esbjorn from the Insurance Office of America for your insurance needs @ (800) 242-6899 (407) 788-3000 or Pat Moricca @ (407) 774-9700

“The Official Insurance Broker of the Jacksonville Jaguars”

S. O. S.

Safehouse of Seminole Domestic violence is a social issue, which crosses all boundaries and threatens the very fabric of our society. At Safehouse of Seminole, we are dedicated to breaking this cycle of violence through our shelter and community outreach programs. Our crisis line and shelter programs provide victims and their children with the resources they need to begin healing from past and preparing for their future. Believing that education and awareness are vital tools for change, we provide educational programs in Seminole County Schools and other community organizations. 24-Hour Crisis Line 407-330-3933.

Safehouse of Seminole needs your donations

Your contribution to Safehouse may be tax deductible on your annual tax return, as Safehouse is an organization of the type described in section 509(a)(1) and 170(b)(A)(vi) under the Internal Revenue Code. Our registration number is SC-05086.

Safehouse of Seminole Wish List:

Personal Needs – Bedding Needs – Baby Food & Needs -- School Needs – Grocery/Kitchen/Cleaning Needs – Holiday Needs – Miscellaneous Items for everyday Needs!

Contact the Safehouse of Seminole @ 407-302-5220 for a copy of their Wish List.

Please make checks payable to and mail to

Safehouse of Seminole PO Box 471279, Lake Monroe, FL, 32747-1279

Name__________________________________Telephone_______________________

Address_______________________________________________________________

City______________________State_________________________Zip______________

Compatible Software Systems of Florida

*How would you like to raise the ACTUAL PROFIT in your store by 10%?

*How would you like to know EXACTLY how much you are making in your store every day?

*How would you like to be able to say good-bye to monthly accounting fees?

*How would you like to do all of this and more and have it pay for itself in just 90 days?

We are your complete service station and convenience store back room scanning systems provider. Let us show you how easy these things can be.

For more information contact Kevin Headlee today.

E mail: cssfl@ or 941-650-8920

INVESTIGATIVE SERVICES

Corporate Defense Strategies Inc. / Information Research Specialist Inc.

Corporate Defense Strategies / Information Research Specialist provides national and worldwide services. We are a full service private investigation firm that is licensed, bonded and insured. Our principle investigator has over twenty-five years experience in loss prevention and corporate security.  Our investigators are also experts in corporate theft investigations, background checks, interview & interrogations / skip tracing and major asset investigations / judgment recovery.  In addition, CDS is a member of many national investigative associations.

Toll free (888) 361-3800

Fax - (407) 324-9856

e-mail- CDSInvest@

Web Site- Corporate Defense Strategies Inc.

INDEPENDENT DEALER PURCHASING SERVICE

Cars New

Trucks Wholesale

For the lowest possible cost of buying and selling your next vehicle; utilize our service to save hundreds to thousands on your next vehicle purchase or lease.

No gimmicks or games, IDPS will utilize our network of dealers and work the deal from start to finish. IDPS guarantees a savings to the buyer or there is NO CHARGE. 250 FLAT RATE FEE Office: (888) 248-1013 * (407) 324-5422 * Fax: (407) 324-9856 E-mail: idpsgrp@

Equipment for Sale

All items except the water filter are used but in good condition.

1. Wall mounted Elkay water coolers Model EBFSA81D

2. 3 Head Bunn Cappuccino Machine Black Cabinet Model FMD3

3. Qty 5 Coffee Air pots with stands Luxus 1 Gallon Model L35-10

4. Creamiser 2 product refrigerated cream dispenser Model 200

5. Countertop Stainless Steel Cup Dispenser with cup holder tubes

6. Bunn 2 flavor Gourmet Ice frozen slush dispenser Model CDS 2----Sold

7. Everpure Model EV9328-06

Water Filter System for a combination of drink machines, ice maker and coffee this will treat the water for an entire store setup!

Combination system provides quality ingredient water for fountain, coffee and ice machines.

New and improved MC2 cartridges feature Micro-Pure media II with antimicrobial protection to inhibit any potential bacteria growth.

System features three quick-change MC2 filter cartridges, a 20" coarse prefilter, and an SR-X Scale Reduction Feeder.

Manifold features water shut-off, flushing valve, inlet and outlet pressure gauges.

Capacity:  27,000 gallons (102,600 L) Flow Rate: 5.7 GPM

Certifications: NSF 42, NSF 53 This item is new in box

We would sell all as a package or individually.

Contact Kevin Headlee * Creekwood Crossing BP * Cell 941-650-8920 * Office 941-756-2458 * Fax 941-755-8521

creekwoodbp@

SUPPORT ASSOCIATE MEMBERS WHO SUPPORT OUR ASSOCIATION

Benefits Now LLC Health Ins. for information contact Sharon W. Cockrell @ Toll free1-800-253-8036 ext 200

*Meadowbrook Insurance Group Workers’ Comp. Dividend Program Contact: Cindy Winternitz (800) 575-1816

*Insurance Office of America Property & Casualty Liability Underground Storage Tank Insurance

Contact: Glen Esbjorn (800) 243-6899-1855 W.S.R. 434-Longwood, FL 32750

*Chokshi Accounting & Tax Services, Inc. 682 Maitland Avenue Altamonte Springs, FL 32701 407-332-8311

A2L Technologies Inc. For information e mail upgradehelp@ Larry G. Schmaltz 813-248-8558 ext 305

*RPM inc. Receipts-Printing-Marketing 1536 Bonair St. Clearwater, FL 33755 1-800-398-0987

American Equipment Finance 258 King George Road Warren, NJ 07059 Len Baccaro @ (800) 785-3060 ext 202

WatchDog Pump Calibration LLC P.O. 138426 Clearmont, Florida 34713 Contact Kevin Madison 800-322-0106

Wayne Services Group (WSG) Wayne Dispensers 5150 NW 109th Ave Suite 1 Sunrise, Florida 33351 Chris Brown 954-742-1735

Guardian Fueling Technologies Gilbarco Dispensers 1883 W. State Road 84 Suite 106 Ft. Lauderdale, FL 33315

Carlos Fox (954) 432-0622

Petrofuse ZP Tank Systems Roger J Rolewicz 813-240-1560

SEPI Unbranded Gasoline Supplier Carlos Troche (407) 566-2748

GASOLINE SUPPLIERS

Art McKee

Lewis & Raulerson, Inc.

P. O. Box 59

Waycross, Georgia 32502

(863) 401-3937

Carlos Troche

Unbranded Gasoline Supplier

1420 Celebration Blvd.

Celebration, FL 34747

407-566-2748

Eduardo Rodriguez

Macmillan Oil Company Of Fl. Inc.

2955 east 11 avenue

Hialeah, Fl. 33013

Office (305) 691-7814

Cell (305) 283-8580

GASOLINE RETAILERS ASSOCIATION of FLORIDA

WELCOMES ALL NEW MEMBERS

MEMBERSHIP DOES NOT COST, IT PAYS

Down Syndrome Association of Central Florida

The Down Syndrome Association of Central Florida is the leading voice for individuals with Down syndrome and their families. We offer hope, encouragement and acceptance through advocacy, education and awareness so that each may realize their potential as members of our community.

For information, 407-540-1121 web site

Altamonte Springs Special Needs Cheerleading - Sparklers

Through successful sports training and competition, City of Altamonte Springs Special Needs Cheerleading - Sparklers develop physically, socially, and physiologically. The positive experiences the athletes have and ongoing, City of Altamonte Springs Special Needs Cheerleading - Sparklers programs builds confidence and self image, which carries over into all aspects of their lives.

Altamonte Springs Sparklers information contact Ranwa Nin El-khoury C(407)929-7254 W(407)571-8814 F(407)571-8809

Sunday November 22, “Angels Among Us” theater show @ 2 PM in the SMM Parish Life Center

St. Mary Magdalen Catholic Church

Altamonte Springs Florida

A Unique Stars Theatre Program

Fr. Tom Smith’s

“Angels Among Us”

With 29 Unique Special Angels of all Ages

Katie Byrnes Terry McDonald

Katie Moricca Eileen Jefferson

Joe Nasehi Erin Maciarz

Meggan Van Loon Eddie Penedo

Kristin Costanzo Lisa Ramos

Shawn Seaver Nataly Hernandez

Angel Resende Kimberly Culley

Courtney Coil Adriana Kenney

John Ferry Alicia Cepero

Patti Wittick Bret Jones

Michael Martin Mark Preston

Joshua Borbolla Dustin Parramore

David Chernega Charbel Elkhoury

Eden Fulmer Tammy Schlier Krystn Faller

CAST

Father Tom - Diane Della Piazza

Lisa Cioffi - Frank Corso

Produced and Directed by Elsie Doughty

A must-see!

For information, please contact

Father Tom Smith @ (407) 695-1720

‘Angels Among Us’ shows have received GREAT REVIEWS. Comments from people; I never saw any performance like it; I was moved by the special angels; Everyone should see the show; It brought tears of joy to my eyes; It is a heart-warming experience that makes you feel better as a human being; A classic and much more.

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