MidAmerican Energy Holdings Company Employee Home ...

MidAmerican Energy Holdings Company Employee Home Financing Program

Great features from a secure mortgage lender ? and a $150 gift of your choice.1

When you are planning the refinance or purchase of a home, consider the many advantages offered by HomeServices Lending, a joint venture between Wells Fargo Home Mortgage and HomeServices of America, Inc. ? a subsidiary of MidAmerican Energy Holdings Company.

Whether you are refinancing, moving up, downsizing or buying your first home or a vacation home, HomeServices Lending provides a full menu of traditional and portfolio loan products ? including FHA, VA, new construction and renovation loans.

Extensive Product Menu

? First-time homebuyer programs

? Down payment assistance programs

? High-end purchase loans

? New construction financing

? Renovation loans

Receive a free thank-you gift of your choice.

? Investment property loans

Choose from a selection of great gifts, including

? Reverse mortgages for those age 62

stylish home furnishings, high-tech gadgets and

or older; enjoy a more comfortable

entertainment systems.

retirement in your own home

? Private Mortgage Banking products

? Purchase loans for condominiums, townhomes and 1- to 4-unit family homes

? Refinances available, even if your current mortgage is with another lender

? Approved Fannie Mae HomePath? lender for qualified foreclosure purchases

? Approved lender for the Home Affordable Refinance Program

For more information, go to

Full Service From Application to Closing ? Start the application process online or by phone ? Complimentary personal consultations ? Simple, easy-to-understand mortgage terms ? Mortgage product information ? For qualified borrowers, a PriorityBuyer? mortgage preapproval letter that confirms your purchase

price range so you can shop with confidence2 ? Superior service under one roof ? Licensed lender in all 50 states

Complimentary Second Opinions Already working with another lender on your purchase or refinance? HomeServices Lending can review your Good Faith Estimate and Truth-in-Lending Disclosure Statement. This no-obligation second opinion takes only a few minutes and may provide lower interest rates or closing costs.3

Contact HomeServices Lending Today Work with a knowledgeable mortgage professional who is dedicated to providing outstanding service. Contact HomeServices Lending today for a complimentary, no-obligation home financing consultation.

Toll-free: 877-291-4334. Tell the operator you are with MidAmerican Energy Holdings Company.

Email: john.e.goss@. Type MEHC in the subject line of your e-mail.

Website: john-goss2. Select Start Now and follow the prompts. When asked "How were you referred?", Select Other, and enter MEHC.

See reverse side for important Terms and Conditions



1 Borrowers are eligible for this promotion after closing on any new purchase or refinance loan secured by a first mortgage or deed of trust with HomeServices Lending ("New Loan") as specified above, subject to qualification, approval and closing. This offer is not available for all New Loan programs and "New Loan" excludes loans originated with a broker or a correspondent lender. Contact a Home Mortgage Consultant to learn what New Loan programs qualify. This offer cannot be redeemed with any other promotion, discount or rebate. Only one gift permitted per New Loan. FHA New Loans are ineligible for a gift card and are only eligible for merchandise valued in the amount stated in letter received after closing. This offer is void where prohibited, applies only to designated letter recipient and is not transferable, subject to the terms herein. This offer is valid for applications taken between July 1, 2010, and December 31, 2010. Redemption period ends within 90 days after your New Loan close date. This offer is subject to change or cancellation with no prior notice. Lost letters or authorization codes are not replaceable. Gifts may constitute taxable income. Federal, state and local taxes and the use of the gift not otherwise specified herein are the responsibility of the gift recipient.

Gifts can be viewed on intranets of all MidAmerican U.S. businesses.

2 A PriorityBuyer? preapproval is based on our preliminary review of credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and providing an acceptable property, appraisal and title report. Not available on nonconforming products.

3 If you have a current lock-in agreement with another lender, this is not an inducement to transfer your loan. Minnesota Residents. If you have entered into a rate lock agreement with another lender or broker for the purchase of a home or refinance of your mortgage, you are not eligible for this promotion under Minnesota law.

All first mortgage products are provided by HomeServices Lending, LLC Series A. HomeServices Lending, LLC Series A may not be available in your area. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. ?2010 HomeServices Lending, LLC Series A. All Rights Reserved. An Equal Housing Lender. #280179 08/10-11/10

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