CONSUMER LOAN RATES - Southbridge Credit Union

[Pages:1]CONSUMER LOAN RATES

EFFECTIVE SEPTEMBER 30, 2022

888.599.2265 |

LOAN TYPE

Personal** Personal**

Auto 2022?2019**

Auto 2022?2019**

Auto 2018?2014**

Auto 2018?2014**

Auto 2013?2012

Auto 2011 and under

Pool & Spa

Motorcycle 2022?2017

Motorcycle 2022?2017

Motorcycle 2016?2014

New & 1 yr old Recreational Vehicle

Used Recreational Vehicle

Power Sports 2022?2017 (ATV, snowmobile, personal watercraft, dirt bike)

Power Sports 2022?2017 (ATV, snowmobile, personal watercraft, dirt bike)

Mobile Homes with Co-op share (Brand new unit)

Mobile Homes with Co-op share (up to 25 yrs. old)

Mobile Homes with Co-op share (26 to 30 yrs. old)

Mobile Homes with Co-op share (over 30 yrs. old)

Home Improvement

Home Improvement

MassSAVE HEAT Loan

APR*

7.50% 7.50% 3.25% 4.25% 3.75% 4.75% 5.75% 7.25% 6.00% 3.99% 4.49% 4.99% 7.75% 8.75%

4.99%

5.49%

6.25%

7.50%

8.00%

8.50% 8.00% 9.00% 0.00%

DOWN PAYMENT

------0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 20% 20%

0%

0%

20%

20%

25%

30% ----------

MAXIMUM FINANCE AMOUNT

$3,000.00 - $15,000.00 $500.00 - $2,999.00 NADA Retail NADA Retail NADA Retail NADA Retail 70% of NADA Retail 60% of NADA Retail $15,000.00 $75,000.00 $75,000.00 $75,000.00 $100,000.00 $100,000.00

MAXIMUM TERM

60 mo. 36 mo. Up to 63 mo. 64?75 mo. Up to 63 mo. 64?75 mo. Up to 63 mo. 36 mo. 48 mo. 60 mo. 72 mo. 60 mo. 144 mo. 72 mo.

$25,000.00

60 mo.

MONTHLY PAYMENT PER $1,000

$20.04 $31.11 $17.14 $15.51 $17.36 $15.33 $18.28 $31.58 $23.49 $18.41 $15.87 $18.87 $10.69 $17.91

$18.87

$25,000.00

$125,000.00 $125,000.00 $125,000.00 $125,000.00 $25,000.00 $25,000.00 $15,000.00

72 mo.

240 mo. 240 mo. 180 mo. 120 mo. 60 mo. 120 mo. 60 mo.

$16.33

$7.31 $8.06 $9.56 $12.40 $20.28 $12.67 $16.67

* APR = Annual Percentage Rate. Rates are determined by your personal credit history. ** APR reflects a 0.25% discount for automatic payment deducted from qualified SCU checking account.

We've got you.

Banking | Lending | Local

All rates are subject to change without notice. Equal housing opportunity. Equal opportunity employer. Membership to Southbridge Credit Union requires a one-time interest-earning deposit of $5.00 in a prime share account. Federally insured by NCUA.

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