Appendix #2: Example Spending Sheet (Budget) for 16-Year-Old

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Example Spending Sheet (Budget) for 16-Year-Old

(Personalize from the Adult Budget)

Amount Left to Save and Invest (Income minus expenses): _____

Income (total): _____

Salary from Work: _____

Allowance: _____

Income from Investments: _____

Other Income (Lawn mowing, extra chores, babysitting, etc.): _____

Expenses (total of below categories): _____

Food (total): _____

Eating Out: _____

Soft Drinks and Snacks from School Machines: _____

Auto (total): _____

Gas: _____

Payments: _____

Repairs: _____

Upkeep (change oil, washing, detailing): _____

Insurance: _____

License and Tags: _____

Saving to Buy Next Car: _____

Body Upkeep (Haircuts and Beauty Supplies): _____

Clothes and Accessories: _____

Entertainment (total): _____

Movies (rental and theater): _____

Video Games (rental, purchase and online gaming): _____

Dates and Socials: _____

Activities: _____

Other (_____): _____

Cell Phone: _____

Debts: _____

Miscellaneous (total): _____

Gifts (include Christmas): _____

Other (__________): _____

Taxes (state/federal/FICA): _____

Giving: _____

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