Credit Card Consolidation - Balance Transfer

mecu CREDIT UNION

Credit Card Balance Consolidation/ Transfer Request Form

1. Call 866-820-3867 to speak to a specialist

2. Log in to Online Banking and select the Visa Credit Card link located in your loan accounts section

3. Fax or mail the completed form below to MECU of Baltimore, Inc., Attn: Visa Operations, One South Street, Baltimore, MD 21202-1106. Fax Number: 443-927-3724

Credit Card Name: _________________________________________ Account Number: __________________________________________ Payment Address: __________________________________________ City: ________________________________________________________ State: ___________________ Zip Code: ________________________ Specific Amount to be Paid: $_______________________________

Credit Card Name: _________________________________________ Account Number: __________________________________________ Payment Address: __________________________________________ City: ________________________________________________________ State: ___________________ Zip Code: ________________________ Specific Amount to be Paid: $_______________________________

MECU Member Account Number: _______________________________________________________________

MECU Visa Account Number: __________________________________________________________________________________

Daytime Phone Number: ________________________________________ Cell Phone: ____________________________

Signature: ______________________________________________________________________________________________

Date: _______________________________

By signing above, I authorize MECU to transfer the balances as indicated to my MECU Visa account. I understand that the balance transfer(s) will not automatically close any of the above listed accounts. In order to close out an account, I must directly contact each credit card issuer individually. I have read and agree to the terms and conditions of this requested transfer.

Mail or fax the completed form to: MECU of Baltimore, Inc. Attn: Visa Operations One South Street, Baltimore, MD 21202-1106 Fax Number: 443-927-3724

Visa Balance Transfer Terms and Conditions: 1. You authorize Municipal Employees Credit Union of Baltimore, Inc. (MECU) to pay off the balances or portions due on the

indicated/referenced credit cards/charges/loans by means of CASH ADVANCE charged to your MECU Visa. (Cash advances are always subject to FINANCE CHARGES from the date they are posted to your account to the date they are paid in full.) 2. You understand that MECU is not responsible for any payments being late or lost in the mail nor is MECU responsible for any finance or other charges that may occur due to any delay in transferring a balance. You also understand that there may be outstanding charges on the accounts being paid off and that this Cash Advance may not pay off the total balance due. 3. You further understand that if there is an insufficient limit to your MECU Visa, MECU will pay off the balances in the order listed until the credit limit is exhausted. MECU reserves the right to refuse to honor any request. 4. If you have additional balances you wish to pay off, please attach/remit a list with supporting information. MECU loans are not eligible for balance transfers.

*Annual Percentage Rate.

Federally Insured by NCUA

Credit Card Balance Transfer Form 10/17

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