NJHMFA Participating Lender List
NOTE: Both HomeReady® and Fannie Mae Standard mortgages allow for a CLTV up to 105% if the subordinate lien is an eligible Community Seconds® loan. Purchase Options for 97% LTV/CLTV/HCLTV HomeReady Fannie Mae Standard First-time home buyer Not required Required Income limits 80% of AMI in all census tracts. HomeReady income ................
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