Single Family FHA Single Family Origination > Upfront ...

Single Family FHA Single Family Origination > Upfront Premium Collection

Upfront Premium Case Information

Lenders use the FHA Connection Upfront Premium Collection menu options (Figure 1) to pay, monitor, and reconcile upfront mortgage insurance premium (UFMIP or MIP) payments. Lenders can view a history of upfront MIP payments made online, retrieve current upfront MIP payment information on requested cases, request refunds, and generate upfront MIP summary reports at the lender and branch level. In addition, lenders can access the message board from HUD's upfront premium collection system.

This FHA Connection Guide module provides training on accessing, viewing, and correcting upfront premium case information. Refer to the sections that follow for accessing instructions, followed by descriptions and illustrations of each Upfront Premium Case Information menu option.

? Accessing Case Information ? Case Corrections ? Case History ? Case Master Summary ? Payment Details ? Refund Details

Note: Find the FHA Connection Guide documentation for the other Upfront Premium Collection options as follows:

? Upfront Premium Payments provides training for submitting upfront MIP payments and viewing payment history as well as information regarding MIP payment research tools

? Upfront Premium Reports provides guidelines for retrieving lender and/or branch level information in various reports

Case level options discussed in this FHA Connection Guide module

Updated: 08/2016

Payment/refund options discussed in the Upfront Premium Payments module

Report options discussed in the Upfront Premium Reports module

Figure 1: Upfront Premium Collection menu Upfront Premium Collection - Upfront Premium Case Information - 1

Single Family FHA Single Family Origination > Upfront Premium Collection

Accessing Case Information

Case Information can be obtained between 7:00 a.m. and 9:00 p.m. ET, Monday through Friday, excluding holidays. The Federal Reserve holiday calendar is observed.

The instructions that follow illustrate how to access the Case Master Summary for a specific case. These steps serve as instructions to access any of the case level Upfront Premium Collection functions (listed above):

1. After sign on, follow the menu path: Single Family FHA > Single Family Origination > Upfront Premium Collection to access the Upfront Premium Collection menu (Figure 1).

Note: The FHA Connection menu path appears as a breadcrumb trail in the red bar at the top of each function page (just like the one illustrated at the top of each page of this guide).

2. Click the desired Upfront Premium Collection function. In this example, we selected Case Master Summary.

3. On the Case Master Summary Query page (Figure 2), type the desired case number in the FHA Case Number field.

Figure 2: Case Master Summary Query page

4. Click

. The Case Master Summary Results page (Figure 3) appears, providing summary

information for the specified case.

For assistance with procedural details and field definitions, click

.

Updated: 08/2016

Upfront Premium Collection - Upfront Premium Case Information - 2

Single Family FHA Single Family Origination > Upfront Premium Collection The Case Master Summary Results page provides a summary of the premium, late, and interest amounts paid, refunded, and debited for the case and, when applicable, refinance information. Due to their importance related to endorsement, note the highlighted information in the Prem available for endorsement field and the Penalties Due fields. Use the print capability of your Internet browser to print the Case Master Summary Results page. For best results, set your printer orientation to "landscape" before printing.

Click for additional information about Upfront Premiums

Figure 3: Case Master Summary Results page

Updated: 08/2016

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Single Family FHA Single Family Origination > Upfront Premium Collection

Case Corrections

Case Corrections is used to make corrections to case information submitted with an upfront MIP payment. After a payment is made, a correction via Case Corrections cannot be processed until the next business day. The following information can be corrected using Case Corrections:

? New FHA Case Number ? Old FHA Case Number (prior case being refinanced) ? Closing Date ? Mortgagee ID

Case Corrections can also be used to change a purchase case to a refinance case by providing the old FHA case number. To change a refinance case to a purchase case, contact HUD's Single Family Insurance Operations Division (SFIOD) at: Lender_Assistance@.

Authorized lender employees select Case Corrections on the Upfront Premium Collection menu (Figure 1) and provide the case number to display existing case information on the Case Corrections page (Figure 4). This page is used to review previously established case information and to enter correct information where applicable.

Figure 4: Case Corrections page

After clicking

, review the correction(s) on the Case Corrections Verification page. If any changes

are needed, click

to return to the Case Corrections page and edit the information. If

the information is correct as entered, click

. The Case Corrections Results page appears

indicating whether the correction was successful.

Updated: 08/2016

Upfront Premium Collection - Upfront Premium Case Information - 4

Single Family FHA Single Family Origination > Upfront Premium Collection

Keep the following in mind when making corrections to the indicated information. An error message is returned if a submitted correction is not compliant with one or more of these rules.

New FHA Case Number:

? The new case number (entered as the correction): o must exist in HUD's Computerized Homes Underwriting Management System (CHUMS/F17), which is HUD's system for processing cases for FHA insurance. To determine this, use Case Query on the FHA Connection's Case Processing menu. and, o must not have an upfront MIP payment on record in HUD's Single Family Premium Collection Subsystem - Upfront (SFPCS-U/A80R). To determine this, use Case Master Summary on the FHA Connection's Upfront Premium Collection menu; no case information should be found.

? The existing case number (the one being corrected): o cannot have a payment on suspense, except for an invalid case number

and/or,

o cannot have an upfront MIP refund or adjustment To determine this, use Case Master Summary on the FHA Connection's Upfront Premium Collection menu.

Old FHA Case Number: This is the case number of a prior FHA-insured mortgage for the same property. The old case number can be corrected if the original pairing of the old and new case numbers was invalid on a previous upfront MIP payment.

Closing Date (Disbursement Date): The closing date (for a new purchase) or disbursement date (for an FHA-to-FHA refinance case) cannot be a future date and cannot be later than the received date of the first payment (that has not been refunded or debited).

Note: Correcting the closing (disbursement) date on record for the payment automatically corrects the closing (disbursement) date entered on the Insurance Application form on the FHA Connection, if there is a discrepancy in the dates.

Mortgagee ID: The mortgagee ID can only be changed to the ID of a branch office of the same lending institution. The mortgagee ID must be a valid 10-digit identifier in HUD's system of record for FHAapproved lending institutions, the Institution Master File (IMF/F51).

Updated: 08/2016

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