Perfect Credit

Perfect Credit

Discover the Secrets to Having Exceptional Personal and Business

Credit Scores

Ty L. Crandall

TLC Publishing First Edition

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TLC Publishing First Edition

Copyright 2011 by Ty L. Crandall All rights reserved. No part of this book may be reproduced in any form without written consent of the publisher, excepting brief quotes used in reviews.

First Printing 2011 Printed in the United States of America

ISBN-13: 978-1466229822

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In loving memory of my grandfather Lyle M. Crandall

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Introduction

Many people cringe when they hear the word credit. The credit system is complicated, scary, and sometimes might even appear overwhelming. But it can be understood and even controlled if you posses the right knowledge.

With this book in your hands, you are about to become a credit master. You will know exactly what your credit scores are based on and how you can control them. You will learn the secrets the credit bureaus don't want you to know about their computers, systems, and tainted past. You will uncover unethical creditor tactics that are being used right now to ruin your credit. You will even have access to credit bureau dispute methods, letters, and advanced letters which will all help you remove inaccurate items from your credit report.

I have helped over 11,000 clients fix their credit and qualify for financing. As a mortgage company CEO, I have had the opportunity to witness thousands of loans get underwritten, and see first-hand how lenders make their lending decisions. I have rubbed elbows with creditors and collectors who have revealed their unethical collection methods and their weaknesses. More than a decade has been dedicated to learning everything about how creditors and lenders do business.

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