3.31.19 Consumer Loan Standard Rate of Charge Report WITH ...

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´╗┐CONSUMER LOAN STANDARD RATE OF CHARGE REPORT QUARTERLY REPORT AS OF 03/31/2019

PURSUANT TO ARIZONA REVISED STATUTES ? 6-609(D), THE ARIZONA DEPARTMENT OF FINANCIAL INSTITUTIONS PRESENTS THIS REPORT OF THE STANDARD ANNUAL PERCENTAGE RATE OR RANGE OF ANNUAL PERCENTAGE RATES REPORTED BY CONSUMER LENDER LICENSEES FOR THE FOLLOWING TYPES OF LOANS:

LOAN TYPE 1: A FIVE HUNDRED DOLLAR UNSECURED CONSUMER LOAN, PAYABLE IN TWELVE EQUAL MONTHLY INSTALLMENTS.

LOAN TYPE 2: A TWENTY-FIVE HUNDRED DOLLAR CONSUMER LOAN SECURED BY A MOTOR VEHICLE, PAYABLE IN THIRTY-SIX EQUAL MONTHLY INSTALLMENTS.

LOAN TYPE 3: A NINE THOUSAND DOLLAR CONSUMER LOAN SECURED IN FULL BY REAL PROPERTY, PAYABLE IN ONE HUNDRED TWENTY EQUAL MONTHLY INSTALLMENTS. (NO POINTS)

LOAN TYPE 4: A CONSUMER REVOLVING LOAN ACCOUNT WITH AN AGREED ON CREDIT LIMIT OF THREE THOUSAND DOLLARS.

LOAN TYPE 5: A HOME EQUITY REVOLVING LOAN ACCOUNT WITH AN AGREED ON CREDIT LIMIT OF TEN THOUSAND DOLLARS.

NAME OF CONSUMER LENDER LICENSEES

ABSOLUTE INSURANCE GROUP SOUTHWEST, LLC AC AUTOPAY ACCESSONE MED CARD, INC. ADIR FINANCIAL, LLC AJEVA LLC AMERICAN CREDIT ACCEPTANCE, LLC APPLIED DATA FINANCE, LLC ASPEN FINANCIAL SOLUTIONS, INC. ATLANTIC FINANCIAL, INC. AURA FINANCIAL LLC AUTOGRAVITY CORPORATION AVANT OF ARIZONA, LLC BMG LOANSATWORK, LLC

LOAN TYPE 1

RATE(S)

-

N/A -

N/A 9.99% - 29.99%

N/A 36% 8.99%-19.99% N/A N/A N/A N/A

LOAN TYPE 2

RATE(S)

-

12% - 24% -

N/A N/A

N/A N/A N/A N/A N/A N/A N/A

LOAN TYPE 3

RATE(S)

-

N/A -

N/A N/A

N/A N/A N/A N/A N/A N/A N/A

LOAN TYPE 4

RATE(S)

-

N/A -

N/A N/A

N/A N/A 18.99% N/A N/A N/A N/A

LOAN TYPE 5

RATE(S)

-

N/A -

N/A N/A

N/A N/A N/A N/A N/A N/A N/A

CONSUMER LOAN STANDARD RATE OF CHARGE REPORT QUARTERLY REPORT AS OF 03/31/2019

NAME OF CONSUMER LENDER LICENSEES

BSAM AUTO LOANS, LLC LLC CASHCALL, INC. CENTURY SUPPORT SERVICES, LLC CHECK INTO CASH OF ARIZONA, INC CLIMB INVESTCO LLC COGNITION LENDING CORPORATION COMMONBOND LENDING, LLC COMMUNITY INVESTMENT CORPORATION COUNTRYPLACE MORTGAGE LTD. CREDIT KARMA OFFERS, INC. CREDIT9, INC. DELMARVA FUNDING LC DIAMOND CHOICE INC DIVERSITY MANAGEMENT, INC. DOMUSO INC. EARNEST OPERATIONS LLC EDVISORS NETWORK, INC. FCC FINANCE, LLC FINANCE OF AMERICA MORTGAGE LLC FINANCELT INC. FINCO HOLDING CORP. FINFIT OPS, LLC FIRST INVESTORS FINANCIAL SERVICES, INC. OF TEXAS (FN) FLAGSHIP CREDIT ACCEPTANCE LLC FLEXSTAR FINANCIAL SOLUTIONS, LLC

LOAN TYPE 1

RATE(S) -

N/A N/A N/A 36% 7.59% - 20.49% N/A N/A

3%-15%

N/A N/A N/A N/A

N/A 10% - 30% N/A N/A N/A

35.5% - 36% N/A

N/A

N/A 0

LOAN TYPE 2

RATE(S) -

N/A N/A N/A N/A N/A N/A N/A

3%-15%

N/A N/A N/A N/A

N/A N/A N/A N/A N/A

35.5% - 36% N/A

7% - 24%

N/A 0

LOAN TYPE 3

RATE(S) -

N/A N/A N/A N/A N/A N/A N/A

3%-15%

N/A N/A N/A N/A

N/A N/A N/A N/A N/A

N/A N/A

N/A

N/A 0

LOAN TYPE 4

RATE(S) -

N/A N/A N/A N/A N/A N/A N/A

N/A

N/A N/A N/A N/A

N/A N/A N/A N/A N/A

N/A N/A

N/A

N/A 0

LOAN TYPE 5

RATE(S) -

N/A N/A N/A N/A N/A N/A N/A

N/A

N/A N/A N/A N/A

N/A N/A N/A N/A N/A

N/A N/A

N/A

N/A 0

CONSUMER LOAN STANDARD RATE OF CHARGE REPORT QUARTERLY REPORT AS OF 03/31/2019

NAME OF CONSUMER LENDER LICENSEES

FOURSIGHT CAPITAL LLC FRONTERA FINANCIAL LLC GREAT RIVERS COMMUNITY HEALTH CREDIT SERVICES, LLC INGLENOOK FINANCIAL, INC. INVESTMENT EVOLUTION CORPORATION J.J. BEST & COMPANY KASHABLE LLC LENDINGCLUB CORPORATION LENDINGPOINT LLC LENDMARK FINANCIAL SERVICES, LLC LIBERTY LENDING, LLC , LLC #2 REDO LENDING LOANME, INC. #1 LOYALTY LENDING LLC MERITIZE LENDING LLC MONEYLION OF ARIZONA LLC MONEYMART, INC. NATIONAL DEBT RELIEF LLC NAVIENT SOLUTIONS, LLC NETCREDIT LOAN SERVICES LLC NEW CREDIT AMERICA LLC NISSAN SIGNATURE DIRECT FINANCE LLC OMNI FINANCIAL OF NEVADA, INC. ONEMAIN CONSUMER LOAN, INC.

LOAN TYPE 1

RATE(S) N/A

36.00% 11.92% - 12.004%

-

N/A

N/A 6% - 36%

N/A N/A 35.99% N/A N/A N/A NONE N/A

N/A N/A

0% N/A 9.99%

-

N/A

LOAN TYPE 2

RATE(S) N/A

26.40% Not Offered

-

N/A

N/A N/A N/A N/A 35.99% N/A N/A N/A NONE N/A

N/A N/A

0% N/A N/A

-

25.91%-28.85%

LOAN TYPE 3

RATE(S) N/A

24.00% Not Offered

-

N/A

N/A N/A N/A N/A N/A N/A N/A N/A NONE N/A

N/A N/A

0% N/A N/A

-

N/A

LOAN TYPE 4

RATE(S) N/A

24.00% Not Offered

-

N/A

N/A N/A N/A N/A N/A N/A N/A N/A NONE 5.99%

N/A N/A

0% N/A N/A

-

N/A

LOAN TYPE 5

RATE(S) N/A N/A

Not Offered -

N/A

N/A N/A N/A N/A N/A N/A N/A N/A NONE N/A

N/A N/A

0% N/A N/A

-

N/A

CONSUMER LOAN STANDARD RATE OF CHARGE REPORT QUARTERLY REPORT AS OF 03/31/2019

NAME OF CONSUMER LENDER LICENSEES

ONEMAIN FINANCIAL GROUP, LLC OPORTUN, INC. PARAMOUNT EQUITY MORTGAGE, LLC PAYOFF, INC. PERSONAL ENERGY FINANCE, INC. PERSONAL ENERGY FINANCE, INC. #1 PERSONAL ENERGY FINANCE, INC. #2 PERSONIFY FINANCIAL PRESTAMOS EXXPRESS LLC PRESTIGE FINANCIAL SERVICES, INC. #1 PRIZM FINANCIAL COMPANY, LLC PROSPER MARKETPLACE, INC. REDBRICK FINANCIAL GROUP, INC. RELIABLE CREDIT ASSOCIATION, INC. (WA) RTO FINANCE LLC SALT MASTER FUND I, LLC SALT MASTER FUND II, LLC SANTANDER CONSUMER USA INC. #3 SCRATCH FINANCIAL LLC SENECA ONE, LLC SETTLEMENT MARKETING GROUP LLC SHOGUN ENTERPRISES INC. SIMPLE PATH FINANCIAL LLC SIXUP LENDING LLC SKY BRIDGE FINANCIAL LLC SOLAR MOSAIC, INC. SONARIZ FINANCIAL & MORTGAGE, INC.

LOAN TYPE 1

RATE(S) 36.00%

N/A N/A

N/A N/A N/A

N/A

N/A -

N/A 5.9% - 28.9%

N/A N/A N/A N/A N/A N/A 18%-36%

LOAN TYPE 2

RATE(S) 28.78%

N/A N/A

N/A N/A N/A

N/A

N/A -

N/A N/A

N/A N/A N/A N/A N/A N/A 18%-36%

LOAN TYPE 3

RATE(S) N/A N/A N/A N/A N/A -

11.95%

21.54% - 33.82%

N/A -

N/A N/A

N/A N/A N/A N/A N/A N/A N/A

LOAN TYPE 4

RATE(S) N/A N/A N/A N/A N/A N/A

N/A

N/A -

N/A N/A

N/A N/A N/A N/A N/A N/A N/A

LOAN TYPE 5

RATE(S) N/A N/A N/A N/A N/A N/A

N/A

N/A -

N/A N/A

N/A N/A N/A N/A N/A N/A N/A

CONSUMER LOAN STANDARD RATE OF CHARGE REPORT QUARTERLY REPORT AS OF 03/31/2019

NAME OF CONSUMER LENDER LICENSEES

SORTIS FINANCIAL, INC. SOUTHWEST FINANCIAL SERVICES OF ARIZONA, INC. SOUTHWEST FINANCIAL OF PHOENIX, INC. SPARTAN FINANCIAL PARTNERS SQUARE CAPITAL, LLC STILT INC. SUN WEST MORTGAGE USA, INC. THE IRC'S CENTER FOR ECONOMIC OPPORTUNITY INC TUITION OPTIONS LLC UPGRADE, INC. UPSTART NETWORK, INC. VARO MONEY, INC. VCI LOAN SERVICES, LLC VIVINT SOLAR CONSUMER FINANCE 1, LLC VIVINT SOLAR CONSUMER FINANCE, LLC WESTLAKE DIRECT, LLC WILSHIRE COMMERCIAL CAPITAL L.L.C. YREFY INC. ZIERO FINANCIAL INC.

LOAN TYPE 1 RATE(S) N/A 18%-36%

18%-36% -

9%-20% N/A -

7.25%-20%

N/A

N/A N/A N/A N/A N/A

17.93%-19.42%

LOAN TYPE 2 RATE(S) N/A 18%-36%

18%-36% -

N/A N/A

-

7.25%-20%

N/A

N/A N/A N/A N/A 5% - 35.99%

N/A

LOAN TYPE 3 RATE(S) N/A N/A

N/A -

N/A N/A

-

N/A

N/A

N/A N/A N/A N/A N/A

N/A

LOAN TYPE 4 RATE(S) N/A N/A

N/A -

N/A N/A

-

N/A

N/A

10% - 26%

N/A N/A N/A N/A

N/A

LOAN TYPE 5 RATE(S) N/A N/A

N/A -

N/A N/A

-

N/A

N/A

N/A N/A N/A N/A N/A

N/A

N/A: LICENSEE DOES NOT OFFER THIS TYPE OF LOAN.

POINTS: PREPAID FINANCE CHARGES CHARGED IN CONNECTION WITH A HOME EQUITY REVOLVING LOAN ACCOUNT.

ALL CHARGES ARE EXPRESSED AS AN ANNUAL PERCENTAGE RATE (APR) AS DEFINED IN THE FEDERAL CONSUMER CREDIT PROTECTION ACT. (15 U.S.C. SECTION 1606).

DATE: May 3, 2019

CLRATES

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