CONSUMER LOAN RATES - Southbridge Credit Union

CONSUMER LOAN RATES

EFFECTIVE NOVEMBER 1, 2019

888.599.2265 |

LOAN TYPE

Holiday* Cash in a Jingle

Personal*

Personal*

Auto 2014?2019*

Auto 2014?2019*

Auto 2018?2019*

Auto 2010?2013*

Auto 2009 and Under

Pool & Spa*

Motorcycle 2014?2019

Motorcycle 2014?2019

Motorcycle 2011?2013

New & 1 yr old Recreational Vehicle

Used Recreational Vehicle

Power Sports 2014?2019 (ATV, snowmobile, personal watercraft, dirt bike)

Power Sports 2014?2019 (ATV, snowmobile, personal watercraft, dirt bike)

Mobile Homes with Co-op share (Brand new unit)

Mobile Homes with Co-op share (up to 25 yrs. old)

Mobile Homes with Co-op share (26 to 30 yrs. old)

Mobile Homes with Co-op share (over 30 yrs. old)

Home Improvement

Home Improvement

MassSAVE HEAT Loan

APR**

7.99% 9.99% 9.99% 3.24% 3.49% 3.99% 4.29% 5.99% 6.00% 2.99% 3.49% 3.99% 7.75% 8.75%

4.99%

5.49%

6.25%

7.50%

8.00%

8.50% 8.00% 9.00% 0.00%

DOWN PAYMENT

---------0% 0% 0% 0% 0% 0% 0% 0% 0% 20% 20%

0%

0%

20%

20%

25%

30% ----------

MAXIMUM FINANCE AMOUNT

$7,500.00 $3,000.00 to $15,000.00

$500.00 to $2999.00 NADA Retail NADA Retail NADA Retail

70% of NADA Retail 60% of NADA Retail

$15,000.00 $75,000.00 $75,000.00 $75,000.00 $100,000.00 $100,000.00

MAXIMUM TERM

36 mo. 60 mo. 36 mo. 48 mo. 60 mo. 72 mo. 48 mo. 36 mo. 48 mo. 60 mo. 72 mo. 60 mo. 144 mo. 72 mo.

$25,000.00

60 mo.

MONTHLY PAYMENT PER $1,000

$31.34 $21.24 $32.26 $22.25 $18.19 $15.65 $22.71 $30.42 $23.49 $17.96 $15.41 $18.41 $10.69 $17.91

$18.87

$25,000.00

$125,000.00 $125,000.00 $125,000.00 $125,000.00 $25,000.00 $25,000.00 $15,000.00

72 mo.

240 mo. 240 mo. 180 mo. 120 mo. 60 mo. 120 mo. 60 mo.

$16.33

$7.31 $8.06 $9.56 $12.40 $20.28 $12.67 $16.67

* APR reflects a 0.25% discount for payment deducted from SCU deposit account on loans ** APR = Annual Percentage Rate. Rates are determined by your personal credit history

We've got you.

Banking | Lending | Local

All rates are subject to change without notice. Equal housing opportunity. Equal opportunity employer. Membership to Southbridge Credit Union requires a one-time interest-earning deposit of $5.00 in a prime share account. Federally insured by NCUA.

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