Integer 401(k) Plan/(Legacy Lake Region Medical) (094176)

Integer 401(k) Plan/(Legacy Lake Region Medical) (094176)

Federal regulations require your plan sponsor to provide you information about plan fees and investments to help you manage your retirement plan account as it moves to Vanguard. To help your plan sponsor meet this requirement, Vanguard has collected, consolidated, and provided you with the information in this notice.

Plan administrative expenses The following fees will be charged to your plan account for administration of the plan. Please also review your quarterly account statement for disclosure of the dollar amount charged to your account for these services and a description of the services to which these fees relate.

The fees listed in the following table are automatically deducted from your account balance.

Fee Annual plan recordkeeping fee

Paid by

Each plan participant employed by the plan sponsor

Each plan participant no longer employed by the plan sponsor

Amount $56 $56

Loan origination fee For each loan requested through For each loan requested through VOICE? For each loan requested with personal assistance from a Vanguard associate

Amount $40 $40 $90

Annual loan maintenance fee For each loan from your account

Amount $25

Miscellaneous fees Beneficiary determination service fee (for transferring an account to a beneficiary) Hardship withdrawal fee

Amount $250 $100

Qualified domestic relations order (QDRO) fees Determination fee

Amount $800

Vanguard Brokerage Option (VBO?) fees Annual account maintenance fee (deducted from your non-VBO investments)

Amount $50

Investment fees charged at account level Investments in your plan may charge fees for administration and transactions, such as fund administrative charges, commissions, sales loads, sales charges, deferred sales charges, redemption fees, surrender charges, exchange fees, account fees, or purchase fees.

The following funds are available for investment in your plan:

Fund name (Ticker, where applicable) Vanguard Target Retirement 2010 Trust II Vanguard Target Retirement 2015 Trust II

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Sales charge

None

None

Redemption fee

None

None

Vanguard Target Retirement 2020 Trust II Vanguard Target Retirement 2025 Trust II Vanguard Target Retirement 2030 Trust II Vanguard Target Retirement 2035 Trust II Vanguard Target Retirement 2040 Trust II Vanguard Target Retirement 2045 Trust II Vanguard Target Retirement 2050 Trust II Vanguard Target Retirement 2055 Trust II Vanguard Target Retirement 2060 Trust II Vanguard Target Retirement Income Trust II American Funds EuroPacific Growth Fund Class R-6 (RERGX) DFA Global Equity Portfolio Institutional Class (DGEIX) Eaton Vance Atlanta Capital SMID-Cap Fund I Shares (EISMX) Glenmede Large Cap 100 Portfolio (GTLOX) JPMorgan Small Cap Equity Fund Class R5 Shares (JSERX) MFS Value Fund Class R6 (MEIKX) Principal Global Real Estate Securities Fund Institutional Class (POSIX) T. Rowe Price Growth Stock Fund Retail Class (PRGFX) Vanguard Institutional Index Fund Institutional Shares (VINIX) Vanguard Mid-Cap Index Fund Institutional Shares (VMCIX) Vanguard Retirement Savings Trust III Vanguard Small-Cap Index Fund AdmiralTM Shares (VSMAX) Vanguard Total International Stock Index Fund Admiral Shares (VTIAX) Western Asset Core Plus Bond Fund Class IS (WAPSX) Vanguard Total Bond Market Index Fund Admiral Shares (VBTLX)

None None None None None None None None None None None None None None None None None None None None None None None None None

None None None None None None None None None None None None None None None None None None None None None None None None None

A note about risk All investing is subject to risk, including the possible loss of the money you invest. Investments in Target Retirement Trusts are subject to the risks of their underlying funds. The year in the trust name refers to the approximate year (the target date) when an investor in the trust would retire and leave the workforce. The trust will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in a Target Retirement Trust is not guaranteed at any time, including on or after the target date.

Bond funds are subject to the risk that an issuer will fail to make payments on time, and that bond prices will decline because of rising interest rates or negative perceptions of an issuer's ability to make payments.

Frequent-trading policy Because excessive transactions can disrupt the management of an investment and increase its transaction costs, limits are placed on exchanges and other transactions. If you move money out of an investment (other than money market funds, stable value investments, or short-term bond funds), you cannot move money back into the same investment for 30 days. This policy applies to Vanguard Short-

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Term Inflation-Protected Securities Index Fund. Please note that the 30-day clock restarts after every exchange out of the investment.

The frequent-trading policy does not apply to the following:

Exchange requests submitted by mail to Vanguard. (Exchange requests submitted by fax, if otherwise permitted, are not mail requests and are subject to the policy.)

Exchanges of shares purchased with participant payroll or employer contributions or loan payments. Exchanges of shares purchased with reinvested dividend or capital gains distributions. Distributions, loans, and in-service withdrawals from a plan. Redemptions of shares as part of a plan termination or at the direction of the plan. Redemptions of shares to pay fund or account fees. Share or asset transfers or rollovers. Re-registrations of shares within the same fund. Conversions of shares from one share class to another in the same fund.

Note that your plan and the issuers of your plan's investments reserve the right to revise or terminate the exchange privilege (your ability to move money between funds), limit the amount of any exchange, or reject any exchange at any time, without notice.

Equity wash rule You cannot move money directly from your plan's stable value fund to an investment option that is considered to be competing. Competing investment options include other stable value funds, money market funds, or other investments that invest primarily or exclusively in money market instruments or certain fixed-income investments.

Before you can move money from the stable value fund to a competing investment option, you must place the money in a noncompeting investment option for 90 days. Then you may move the money to the competing investment option. You may move the money to another noncompeting investment option during the 90-day period. You may also move the money back to the stable value fund during the 90-day period, but any future money movement will be subject to a new 90-day period.

For more information, visit , or call 800-523-1188 for funds in your plan and 800-339-4515 for funds offered through Vanguard Brokerage Services, to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information are contained in the prospectus; read and consider it carefully before investing.

A stable value investment is neither insured nor guaranteed by the U.S. government. There is no assurance that the investment will be able to maintain a stable net asset value, and it is possible to lose money in such an investment.

Vanguard Target Retirement Trusts II and Vanguard Retirement Savings Trust III are not mutual funds. They are collective trusts available only to tax-qualified plans and their eligible participants. Investment objectives, risks, charges, expenses, and other important information should be considered carefully before investing. The collective trust mandates are managed by Vanguard Fiduciary Trust Company, a wholly owned subsidiary of The Vanguard Group, Inc.

Vanguard Brokerage Services is a division of Vanguard Marketing Corporation, Member FINRA.

2016 The Vanguard Group, Inc. All rights reserved. Vanguard Marketing Corporation, Distributor of the Vanguard Funds.

BBBBLMJB 112016

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