Double wide mobile home loans
[PDF File]Manufactured Homes Underwriting Reminders
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Manufactured Homes Underwriting Reminders Determining Value for Manufactured Home Transactions If Transaction Type Is… The Value Used to Determine LTV is… For Example… Purchase - Newly built MH, never occupied, and not affixed to a permanent foundation at the time of loan application The lower of: 1. The sum of the purchase price of MH
[PDF File]Manufactured Housing in Delaware
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the market. Studies show that ownership or control over the land on which the home is placed affects appreciation more than any other factor. • The 2003 Delaware Manufactured Home Owners and Community Owners Act was a major update of the existing Mobile Home Lots and Leases Act of 1986.
[PDF File]MANUFACTURED HOUSING RESOURCE GUIDE Titling Homes …
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MANUFACTURED HOUSING RESOURCE GUIDE. ... is personal property (i.e., most median-range manufactured home loans) are considered high-cost loans only if the interest rate is 8.5% above that rate. A loan can also be categorized as high-cost based on the points and fees that are charged. Loans of at
[PDF File]Whether you are financing or refinancing a manufactured ...
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Credit Guidelines Whether you are financing or refinancing a manufactured home we look at three criteria: Capacity (can the customer afford it), Credit (do they pay their bills on time) and Collateral (homes value). Employment Information – must be obtained in order to develop ability to pay and stability of income.
[PDF File]PennDOT Fact Sheet - Titling a Mobile Home or Manufactured ...
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Titling a Mobile Home or Manufactured Home . PURPOSE . The purpose of this fact sheet is to provide information on additional documentation required when titling a mobile home or manufactured home. REQUIREMENT . If a mobile home or manufactured home that has been anchored to the ground to facilitate connection with electricity, water and ...
[PDF File]USDA Rural Development Expands Loan Eligibility to ...
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Guaranteed and Direct Home Loan Programs June 6, 2017 USDA Rural Development Expands Loan Eligibility to Existing Manufactured Homes People interested in purchasing an existing manufactured home in rural Iowa now have more opportunities for financing through USDA Rural Development’s low-interest, no-down-payment home loan programs.
[PDF File]RURAL DEVELOPMENT - MANUFACTURED HOUSING FACT …
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RURAL DEVELOPMENT - MANUFACTURED HOUSING FACT SHEET ... issue a Receipt for Mobile Home Title Cancellation and a copy should be placed in the file. This process ... Double wide - Minimum 20 feet in width, with at least 400 square feet of living area. * Unit must be erected on a permanent site built foundation w/ permanent perimeter enclosures ...
[PDF File]4150.2, CHG-1 8 MANUFACTURED HOMES
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4150.2, CHG-1 8 MANUFACTURED HOMES 8-0 DEFINITION A Manufactured Home is a structure that is transportable in one or more sections. In traveling mode, the home is eight feet or more in width and forty feet or more in length. A Manufactured Home is designed and constructed to the Federal Manufactured
[PDF File]GUIDE TO FOUNDATION AND SUPPORT SYSTEMS FOR …
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GUIDE TO FOUNDATION AND SUPPORT SYSTEMS FOR MANUFACTURED HOMES Excellence in Design, ... Mobile Corral Homes, Inc. J.R. Bader, Mausten Home Sales. ... loans, sold most often to first-time home buyers and seniors and located in suburban and rural settings.
[PDF File]HUD/FHA Manufactured Home Foundation Requirements
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• The home must have adequate tie downs anchored to the footings to resist horizontal overturning, transverse and longitudinal loads. HUD-7584 specifically prohibits dependence on screw-in tie-down anchors commonly used in manufactured home anchorage systems. There are several anchorage systems that can be installed to satisfy this requirement.
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