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[DOC File]UNIT 6 THE CIRCULAR FLOW OF INCOME - IB ECONOMICS
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CRA imposes an affirmative and continuing obligation on banks to serve the needs for credit and banking services of all the communities in which they are chartered. Federal examiners grade banks on their performance in making loans, investments, and services available to low- and moderate-income …
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[DOC File]UNIT 4 – When Credit Goes Bad
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: more/less disposable income leads to more/less spending. 2/ Consumer Confidence: If consumers feel good/bad about the future they are likely to increase/decrease spending. Low/High unemployment and stable/unstable economic growth increase/decrease confidence and spending. 3/ The cost and availability of credit
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[DOCX File]Lender Narrative Template - HUD
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CI loans were generally provided in the form of an amortizing loan. The flexible subsidy statute also required for both OA and CI loan programs that the owner maintain the project for low- and moderate-income …
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[DOCX File]-FlexibleSubsidyDeferments
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UNIT 4 – When Credit Goes Bad. 3-day Rescind Period – “Cooling off” period. Every debtor has the right to cancel the new loan or a purchase within 3 days. FAIR CREDIT REPORTING ACT – if you are denied a loan, this gives you the right to see your credit …
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Credit reports for individuals must be Residential Mortgage Credit Reports (RMCR). If the Borrower is a Nonprofit organization, credit reports are not required for the members of the Nonprofit Board of Directors. Credit reports are not required for the Tax Credit Limited Partner, nor tax credit …
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[DOC File]The Truth About CRA and Plans to Eviscerate an Effective Law
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Formal credit institutions e.g. commercial bank deem these rural poor women credit risks because they lack collateral consequently they have no access to the business loan to help their self employed activities grow. We plan to provide services to poor, low income …
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