Real cost of a mortgage
[DOC File]REFINANCE (Adjustable Rate Mortgage/HMDA)
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If high-cost mortgage, HCM disclosure 3 business days prior to closing (each borrower/consumer w/ right to rescind) _____ Written Certification of Counseling Obtained (if high-cost mortgage) _____ If high-cost mortgage: Ability to Repay using third-party verification: _____ Income or Assets
[DOC File]Filling out the Mortgage Credit Analysis Worksheet
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a. Enter Contract Sales price OR cost of construction from the Single Close Maximum Mortgage worksheet. Enter Total Cost of Repairs & Improvements, when transaction is not a single close construction loan. Enter Sales Concessions. Enter total amount of any secondary financing. This includes tribal grants, assistance, and second mortgages.
[DOC File]MORTGAGE, SECURITY AGREEMENT AND
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This Mortgage constitutes both a real property mortgage and a “security agreement,” within the meaning of the Uniform Commercial Code, and the Mortgaged Property includes both real and personal property and all other rights and interest, whether tangible or intangible in nature, of the Mortgagor in the Mortgaged Property.
[DOC File]Mortgage - Madison Title
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If the Lender requests, I will make regular monthly payments to the Lender of: (a) 1/12 of the yearly real estate taxes and assessments on the Property; and (b) 1/12 of the yearly cost …
Uniform Residential Loan Application - Fannie Mae
Enter the amount of closing costs that are used in qualifying the Borrower(s), including: closing costs, prepaid items and initial escrow deposits, and the costs for private mortgage insurance (PMI) or equivalent (FHA Upfront Mortgage Insurance Premium (MIP), …
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