Small business loans from the government
[PDF File]From the Examiner’s Desk: SBA Lending: Insights for ...
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On SBA-guaranteed loans, the cash flow of the Small Business Applicant is the primary source of repayment, not the liquidation of collateral. Thus, if the lender’s financial analysis demonstrates that the Small Business Applicant lacks reasonable assurance of repayment in a timely manner from the cash flow of the business,
[PDF File]CRA: Community Development Loans, Investments, and Services
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assessment as a home mortgage, small business, small farm, or consumer loan, unless the loan is for a multifamily dwelling and benefits the bank’s assessment area(s) or . 3 For example, wage data by area and occupation collected by the Bureau of Labor Statistics. a broader statewide or regional area that includes the bank’s assessment area(s).
[PDF File]Pennsylvania-based Financing Programs for Small Business
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who lack access to lines of credit or small business loans from traditional financial institutions. BOF is designed to assist borrowers with both financing and technical assistance. Any small business enterprises may apply, but the program will give priority to small businesses requiring capital and
[PDF File]Impact of a 2018 Government Shutdown on the Small …
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the Small Business Committee projects a substantial impact to the small business sector: 7(a) loan program: The 7(a) program is the flagship lending product offered by SBA. A shutdown would reduce capital availability to small businesses by $110 million per day at current run rates.1 This translates to approximately 245 small business loans per ...
Small Business Administration 7(a) Loan Guaranty Program
Section 7(a) of the Small Business Act of 1953 (P.L. 83-163, as amended), which authorizes the SBA to provide and guarantee business loans to American small businesses. The SBA also administers several 7(a) subprograms that offer streamlined and expedited loan
[PDF File]Government Guaranteed Small Business Loans and Regional …
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1 ! Government Guaranteed Small Business Loans and Regional Growth Yong Suk Lee a, * a Freeman Spogli Institute for International Studies, Stanford University, Stanford 94305, USA November 5, 2017 Abstract This paper examines the impact of government guaranteed small business loans on regional
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