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[DOC File]THE TRUTH ABOUT EQUITY INDEX ANNUITIES
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Good financial advice is like a road map. It helps you get from point A to point B in the shortest and most efficient time manner. ... For example, insurance agents acting as financial advisors often push Equity Indexed Annuities as a solution for retirees. They tout the guaranteed rate of return (although incredibly low) with the potential for ...
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[DOC File]Individual Immediate Annuities Product Outline (02/28/2013)
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Structured annuities take into consideration the reduced life expectancy of the claimant based on their current medical condition and reduce the cost of damages to a present value. Most plaintiff attorneys are receptive to the use of structured annuities and see them as a safe way to provide future dollars to their client. ... It is a good idea ...
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[DOC File]Sorry You Missed The Best Rate in Town
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Annuities—good, not so good, or bad. A quote from Suze Orman pretty well sums it up. “Although there are certain instances in which buying an annuity may make sense, in a majority of cases I believe that annuities cause more harm than good." We’ll look at both sides of the question.
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When Are Annuities a Good Investment?
Why then would someone want to duplicate professional insurance training licensing and certification so they can “second-guess” the knowledge and expertise of an insurance professional? None-the-less, the following terms will help with broad understanding. Participation Rate – Some Index Annuities offer partial participation rate (e.g., 70%).
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[DOC File]Class Descriptions
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All annuities being issued on a tax qualified basis should be reviewed for compliance with the Internal Revenue Code requirements prior to submission to the Department. It is recommended that an insurer’s tax counsel review all such tax-qualified endorsements prior to submission to ensure compliance with the most updated requirements.
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[DOC File]WHY USE AN INDEPENDENT FINANCIAL PLANNER
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1. Your stockbroker or bank is not the best place to obtain an annuity! Why? They have only limited offerings and are locked in by their firms to deal with only a few companies -- so-called “captive” agents. So, while there are over 1,000 annuity companies, your broker or bank probably offers only 5 or 6 annuities at most.
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Why are annuities good