Retirement Savings: Choosing a Withdrawal Rate That Is ...

present value analysis and historical average rates of re-turn. For example, if a portfolio earns 3.7% per year, the historical average return on U.S. Treasury bills, withdrawals of 6% per year can be maintained for about 26 years before exhausting the portfolio. For a $1 million portfolio, that works out to an annual income of $60,000 for 26 ... ................
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