Buying annuities for retirement

    • [PDF File]Guide to Buying Annuities

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      qualified retirement plan such as an IRA or 401(k), you will get no additional tax advantage from the annuity. Therefore, you should consider whether your annuity purchase would be more appropriate in a non-tax-qualified account. You should consider buying an annuity in a tax-qualified retirement account only if it makes sense because of the


    • [PDF File]Guide to buying an annuity

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      Lifetime annuities Investment-linked annuities Purchased life annuities 4. Structure your annuity to suit your needs – choosing your annuity options 9-14 Take a tax-free cash lump sum Arrange when to receive your retirement income Protect your income against inflation Provide for your loved ones 5. How to use our online annuity planner 15 6.


    • [PDF File]Guide to buying an annuity

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      Lifetime annuities Investment-linked annuities Purchased life annuities Variable or third-way annuities 4. Structure your annuity to suit your needs – choosing your annuity options 9-14 Take a tax-free cash lump sum Arrange when to receive your retirement income Protect your income against inflation Provide for your loved ones 5.


    • [PDF File]10 Things You Should Know About Buying Annuities - Maine

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      10 Things You Should Know About Buying Annuities 1. What is an Annuity? An annuity is a contract in which an insurance company makes a series of income payments at regular intervals in return for a premium or premiums you have paid. Annuities are often bought for future retirement income. An annuity can pay an income that can be guaranteed to


    • [PDF File]Guide to buying annuities - Kauffman Wealth Management

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      Guide to buying annuities at Wells Fargo Advisors 2 Summary of the key points contained in this disclosure document Before you purchase your annuity contract, make sure that you read and understand this guide. While reading this guide, pay special attention to these key points.


    • [PDF File]Annuity Buyers Guide

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      annuity you choose. Immediate annuities begin making income payments shortly after their purchase, while deferred annuities will allow the funds inside your annuity to accumulate over time before converting over to an income stream in the future. Because annuities are considered to be long-term endeavors, if you


    • [PDF File]Guide to buying annuities - Wells Fargo Advisors

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      Guide to buying annuities at Wells Fargo Advisors 2 . What is an annuity contract? 4. Annuity fees and charges 7. Types of variable annuity contract structures 8. Annuity tax issues 12. What should I consider before investing in an annuity? 13. The role of your Financial Advisor 14. Wells Fargo Advisors relationships with insurance companies 16


    • [PDF File]GUIDE TO BUYING ANNUITIES

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      a given time period in the manner as for immediate annuities. Deferred annuities can be purchased on either a fixed or a variable basis. If you purchase an annuity within a tax- qualified retirement plan such as an IRA or 401(k), you will get no additional tax advantage from the annuity.


    • [PDF File]Age at Purchase Household Investable Assets 3% 2% * 13% …

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      offer. It’s becoming a whole retirement-income marketplace.” The study showed that after planning and buying annuities, buyers were more confident about their retirement. And they are willing to come back for more. Many households had more than one annuity. “For variable annuities and fixed, six out of 10 households had more


    • [PDF File]SHOULD YOU BUY AN ANNUITY FROM SOCIAL SECURITY?

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      needs in retirement, we focus on inflation-protected annuities. The income such annuities provide for a given amount of savings, like the income nominal annuities provide, depends on current interest rates. Interest rates on bonds used to fund such annuities are currently extremely low. 5. So annuity rates – the


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